Spandana Sphoorty Financial Credit Executive Salaries by 5 Employees

1 - 3 years exp.

₹2.4 Lakhs - ₹3.1 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

At par with the average Credit Executive Salary in NBFC Companies for 1 - 3 years of experience

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Salaries in different departments

Finance & Accounting Credit Executive Salary 2 years exp. (AmbitionBox Estimate)	₹2.3 L/yr - ₹2.9 L/yr
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Marketing & Communication Credit Executive Salary 3 years exp. (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.4 L/yr

Last Updated: 26 Oct 2023

Companies similar to Spandana Sphoorty Financial for Credit Executive

Company name	Avg Annual Salary	Open Jobs
Mahindra Rural Housing Finance Credit Executive Salary 0 - 7 years exp. (141 salaries)	₹1.4 L/yr - ₹3.5 L/yr 2% more
Shriram Finance Credit Executive Salary 1 - 8 years exp. (79 salaries)	₹1.1 L/yr - ₹3 L/yr 5% less
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SMFG India Credit Credit Executive Salary 0 - 6 years exp. (53 salaries)	₹2.1 L/yr - ₹4.5 L/yr 26% more
HDB Financial Services Credit Executive Salary 0 - 3 years exp. (53 salaries)	₹1.2 L/yr - ₹3.2 L/yr 10% less
L&T Finance Credit Executive Salary 1 - 6 years exp. (27 salaries)	₹2.3 L/yr - ₹3.5 L/yr 20% more
TVS Credit Credit Executive Salary 0 - 6 years exp. (23 salaries)	₹1.2 L/yr - ₹2.5 L/yr 28% less
Mahindra Finance Credit Executive Salary 1 - 5 years exp. (14 salaries)	₹1.6 L/yr - ₹3 L/yr 8% less
Capri Global Capital Credit Executive Salary 1 - 5 years exp. (20 salaries)	₹1.4 L/yr - ₹2.9 L/yr 13% less
Sammaan Capital Limited Credit Executive Salary 0 - 5 years exp. (18 salaries)	₹1.8 L/yr - ₹3 L/yr 11% less
Bajaj Finance Credit Executive Salary 1 - 4 years exp. (18 salaries)	₹2.2 L/yr - ₹4 L/yr 13% more
Aavas Financiers Credit Executive Salary 0 - 4 years exp. (15 salaries)	₹1.1 L/yr - ₹2.5 L/yr 5% less
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Kotak Mahindra Prime Credit Executive Salary 1 - 4 years exp. (9 salaries)	₹1.5 L/yr - ₹2.2 L/yr 17% less
Muthoot Microfin Credit Executive Salary 0 - 2 years exp. (7 salaries)	₹1.6 L/yr - ₹2.2 L/yr 30% less
IIFL Finance Credit Executive Salary 3 - 7 years exp. (5 salaries)	₹2 L/yr - ₹3 L/yr At par
PNB Housing Finance Credit Executive Salary 1 - 8 years exp. (5 salaries)	₹1.5 L/yr - ₹2.3 L/yr 28% less
Ess Kay Fincorp Credit Executive Salary 2 - 6 years exp. (5 salaries)	₹1.9 L/yr - ₹2.4 L/yr 19% less
Muthoot Fincorp Credit Executive Salary 0 - 3 years exp. (4 salaries)	₹1.7 L/yr - ₹3.5 L/yr 9% more
Manappuram Finance Credit Executive Salary 0 - 3 years exp. (4 salaries)	₹2 L/yr - ₹2.5 L/yr 18% less
Tata Capital Housing Finance Credit Executive Salary 0 - 8 years exp. (4 salaries)	₹2.2 L/yr - ₹3.5 L/yr 7% more
SK Finance Limited Credit Executive Salary 4 - 9 years exp. (4 salaries)	₹1.5 L/yr - ₹2.5 L/yr 27% less

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Credit Executive salary at Spandana Sphoorty Financial ranges between ₹2.4 Lakhs to ₹3.1 Lakhs per year for employees with experience between 1 year to 3 years. Salary estimates are based on 5 latest salaries received from various employees of Spandana Sphoorty Financial.

Experience wise Spandana Sphoorty Financial Credit Executive salaries

Last Updated: 26 Oct 2023

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹2.2 L/yr - ₹2.8 L/yr
2 years (AmbitionBox Estimate)	₹2.3 L/yr - ₹3 L/yr
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3 years (AmbitionBox Estimate)	₹2.6 L/yr - ₹3.3 L/yr

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Salary related reviews for Spandana Sphoorty Financial

1.5

Rated by 2 employees for salary & benefits

Accountant in Hyderabad / Secunderabad

Full Time

Finance & Accounting Department

5.0

• posted on 20 Oct 2023

3.0

for Salary and Benefits

Likes

I am proud to feel worked on spandana

Skill development - Excellent

+4 more

Dislikes

I worked in spandana 5.8 years but my salary with variable 3.2 lak per anum in my side give small suggestion for management please think about old employees for salaries hike so many employees completed in spandana 4 or 5 years but salaries 3 to 3.5 lak per anum they didn't get any holes and pramotion for that senior employees in freshers giving 3 laks above in that freshers don't have any experience but giving salaries 3 lakhs above what is the difference about experienced employees and freshers both are getting same salaries I am requesting think about senior employees

Branch Manager in Hyderabad / Secunderabad

Customer Success, Service & Operations Department

1.0

• posted on 05 Mar 2021

1.0

for Salary and Benefits

Likes

If you hate your family join spandana sphoorty, No family No week off, only begging infornt of borrowers houses. You can enjoy 24/7 beeging shiftm.... Very wonderfull to work with senior management ... They treat you like a begger infornt of temple... One and only worst never ever after company...

Dislikes

They give you salary like throwing biscuits to dog that too half biscuit....

Salary - Bad

+6 more

Branch Manager

Customer Success, Service & Operations Department

5.0

• posted on 26 Nov 2019

5.0

for Salary and Benefits

Likes

There is salary and appraisal are done with comfortable and learning some trick to crack the any uncomfortable situation.how to over come from pressure.

Salary - Excellent

+5 more

Dislikes

growth slow work pressure hihg i have worked 12-14 hours

Branch Manager in Katol

Finance & Accounting Department

5.0

• posted on 01 Aug 2021

5.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Salary - Excellent

+6 more

Dislikes

There is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

Senior Analyst in Hyderabad / Secunderabad

Data Science & Analytics Department

1.0

• posted on 20 Jul 2018

2.0

for Salary and Benefits

Likes

Growth Opportunities

Dislikes

...b security, TOP management involvement in work of bottom of the pyramid staff, salaries are not paid on time, pathetic work environment

Salary - Poor

+4 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Spandana Sphoorty Financial Credit Executive Salary FAQs

What is the salary of Credit Executive at Spandana Sphoorty Financial ?

The average salary of a Credit Executive at Spandana Sphoorty Financial in India typically ranges from ₹2.4 Lakhs to ₹3.1 Lakhs per year, depending on experience (from 1 year to 3 years).

The top 10% of Credit Executive at Spandana Sphoorty Financial earn more than ₹3.1 Lakhs per year, and the top 1% earn over ₹3.1 Lakhs per year. Credit Executive Salaries at Spandana Sphoorty Financial can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 Spandana Sphoorty Financial employees in India.

What is the estimated take home salary of a Credit Executive at Spandana Sphoorty Financial in India?

The estimated take-home salary of a Credit Executive at Spandana Sphoorty Financial in India typically ranges from ₹18,403 to ₹20,090 per month. This is based on the average salary range of ₹2.4 Lakhs to ₹3.1 Lakhs per year for employees with experience ranging from 1 year to 3 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of Spandana Sphoorty Financial. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Spandana Sphoorty Financial for Credit Executive in India?

SMFG India Credit	₹2.1 Lakhs to ₹4.5 Lakhs per year
CreditAccess Grameen	₹2.7 Lakhs to ₹3.5 Lakhs per year
L&T Finance	₹2.3 Lakhs to ₹3.5 Lakhs per year
Bajaj Finance	₹2.2 Lakhs to ₹4.0 Lakhs per year
Muthoot Fincorp	₹1.7 Lakhs to ₹3.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Spandana Sphoorty Financial, depending on the role and experience level.

What is the salary of a Credit Executive in companies similar to Spandana Sphoorty Financial in India?

The salary of a Credit Executive at companies similar to Spandana Sphoorty Financial in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Tata Capital Housing Finance	₹2.2 Lakhs to ₹3.5 Lakhs per year
Mahindra Rural Housing Finance	₹1.4 Lakhs to ₹3.5 Lakhs per year
IIFL Finance	₹2.0 Lakhs to ₹3.0 Lakhs per year
Aavas Financiers	₹1.1 Lakhs to ₹2.5 Lakhs per year
Shriram Finance	₹1.1 Lakhs to ₹3.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Executive at Spandana Sphoorty Financial in India?

The salary growth for a Credit Executive at Spandana Sphoorty Financial depends on factors such as experience, performance, and promotions. On average, a Credit Executive can expect the following growth trajectory at Spandana Sphoorty Financial:

Experience	Average Salary Range
1 year	₹2.2 Lakhs to ₹2.8 Lakhs per year
2 years	₹2.3 Lakhs to ₹3.0 Lakhs per year
3 years	₹2.6 Lakhs to ₹3.3 Lakhs per year

and so on.

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Spandana Sphoorty Financial Credit Executive Salaries

Spandana Sphoorty Financial Credit Executive salary in India ranges between ₹2.4 Lakhs to ₹3.1 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 Spandana Sphoorty Financial latest salaries received from various employees of Spandana Sphoorty Financial.