Credit Officer
Annual salary range
₹1.7 Lakh - ₹7 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Experience
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Credit Officer Salary in India (Updated 2025)
based on 7.8k
latest salaries
• updated:
6 Mar 2025
Select an experience to get the exact salary
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Salary of majority employees
Experience wise Credit Officer salaries
| Years of experience | Avg. Annual Salary |
|---|---|
1
year
(1.3k
salaries)
|  Unlock₹1.5 L/yr - ₹4.5 L/yr |
2
years
(1.5k
salaries)
| Unlock ₹1.6 L/yr - ₹5 L/yr |
Login to view exact salary
| |
3
years
(1.5k
salaries)
| Unlock ₹1.8 L/yr - ₹5.1 L/yr |
4
years
(1.3k
salaries)
| Unlock ₹1.9 L/yr - ₹6.8 L/yr |
5
years
(1.1k
salaries)
| Unlock ₹2 L/yr - ₹10 L/yr |
View all salaries by experience
Credit Officer Salary in
India ranges between ₹1.7
Lakh to ₹7
Lakhs for
1 year of experience to 7 years of experience
. Salary estimates are based on
7.8k latest salaries received
from Credit Officer.
See latest salaries
Credit Officer salaries in different departments
| Department | Avg Annual Salary |
|---|---|
Finance & Accounting
Credit Officer Salary
1 - 7
years
exp.
(2.5k
salaries)
| Unlock ₹1.7 L/yr - ₹7 L/yr |
Login to view exact salary
| |
BFSI, Investments & Trading
Credit Officer Salary
1 - 7
years
exp.
(2.2k
salaries)
| Unlock ₹1.8 L/yr - ₹7 L/yr |
View all departments salaries
Explore on this page
Top paying companies
Popular companies
Jobs
available
Similar designations
Salary related reviews
Top interview questions
Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
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2d ago
Satin Finserv
Credit Officer
4 years exp.
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2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
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2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
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2d ago
HDB Financial Services
Credit Officer
1 year exp.
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2d ago
MAS Financial Services
Credit Officer
2 years exp.
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2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
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2d ago
MAS Financial Services
Credit Officer
3 years exp.
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3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
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3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
Unlock View all latest salaries
| Company name | Avg Annual Salary | Open Jobs |
|---|---|---|
| Unlock | ||
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View more companies
| Company Name | Avg Annual Salary | Open Jobs |
|---|---|---|
0 -
8
yrs
exp.
(358 salaries)
|
₹1.9 L/yr - ₹6 L/yr | |
0 -
9
yrs
exp.
(275 salaries)
|
₹1.6 L/yr - ₹4.4 L/yr | 1 job opening |
Login to view exact salary
| ||
1 -
8
yrs
exp.
(252 salaries)
|
₹1.2 L/yr - ₹4 L/yr | |
0 -
4
yrs
exp.
(240 salaries)
|
₹1.5 L/yr - ₹4.1 L/yr | |
0 -
6
yrs
exp.
(240 salaries)
|
₹1.3 L/yr - ₹4 L/yr | |
0 -
9
yrs
exp.
(225 salaries)
|
₹2 L/yr - ₹4.5 L/yr | |
1 -
9
yrs
exp.
(208 salaries)
|
₹1.6 L/yr - ₹5.2 L/yr | |
0 -
6
yrs
exp.
(199 salaries)
|
₹1.2 L/yr - ₹4 L/yr | |
Login to view exact salary
| ||
0 -
6
yrs
exp.
(175 salaries)
|
₹1.2 L/yr - ₹6.8 L/yr | 1 job opening |
0 -
9
yrs
exp.
(170 salaries)
|
₹1.2 L/yr - ₹4.5 L/yr | |
Credit Officer Jobs in India
Credit Officer
· 7-13 years
JP Morgan Chase
Credit Officer
· 5-20 years
Axis Bank
Credit Officer
· 7-12 years
DEUTSCHE BANK AG
Mumbai
Similar Designation Salaries for Credit Officer
| Designations | Avg Annual Salary |
|---|---|
Credit Manager Salary
1 -
10
years
exp.
(19.7k salaries)
| Unlock ₹3 L/yr - ₹13 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(85.2k salaries)
| Unlock ₹1.5 L/yr - ₹6.2 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(1.2k salaries)
| Unlock ₹2.1 L/yr - ₹7.4 L/yr |
Officer Salary
1 -
10
years
exp.
(61k salaries)
| Unlock ₹2 L/yr - ₹8.5 L/yr |
Credit Analyst Salary
1 -
8
years
exp.
(7.4k salaries)
| Unlock ₹2.2 L/yr - ₹16 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
AU Small Finance Bank
Sales Officer
• posted on 26 Jan 2025
Likes
Au small finance bank very good company. Good timing. Good salary.
- Salary - Good
+6 more
Dislikes
Au small finance bank very good job.good company.
ICICI Bank
Credit Manager
• posted on 01 Jan 2025
Likes
Will get bonus irrespective of performance.
- Job security - Excellent
+1 more
Dislikes
Grading system based on colleges and not based on performance
- Skill development - Poor
+1 more
L&T Finance
Senior Manager
• posted on 24 Jan 2025
Likes
The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.
read more- Work-life balance - Good
Dislikes
While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.
read more- Skill development - Poor
+4 more
Yes Bank
Senior Manager
• posted on 19 Jan 2025
Likes
Na. Only salary package good
- Salary - Excellent
Dislikes
So many. Lack of experienced staff no work policy
- Skill development - Bad
+2 more
Muthoot Fincorp
Senior Manager
• posted on 21 Dec 2024
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Credit Officer Salary By Locations
| Locations | Avg Annual Salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| Unlock ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| Unlock ₹2 L/yr - ₹9 L/yr |
Login to view exact salary
| |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| Unlock ₹2 L/yr - ₹10 L/yr |
Pune
Credit Officer
1 -
7
years
exp.
| Unlock ₹1.8 L/yr - ₹6 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| Unlock ₹1.6 L/yr - ₹5.5 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg Annual Salary |
|---|---|
Financial Services Credit Officer
1 -
7
years
exp.
| Unlock ₹1.8 L/yr - ₹8.5 L/yr |
NBFC Credit Officer
1 -
7
years
exp.
| Unlock ₹1.8 L/yr - ₹4.1 L/yr |
Login to view exact salary
| |
Banking Credit Officer
1 -
7
years
exp.
| Unlock ₹1.8 L/yr - ₹10.9 L/yr |
FinTech Credit Officer
1 -
7
years
exp.
| Unlock ₹2.2 L/yr - ₹4.3 L/yr |
Internet Credit Officer
1 -
7
years
exp.
| Unlock ₹2 L/yr - ₹4.4 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹1.7 Lakhs to ₹7.0 Lakhs per year. Salary estimates are based on 7.8k latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- Citicorp Credit Officer Salary - ₹13.9 Lakhs per year
- Bank of Baroda Credit Officer Salary - ₹13.9 Lakhs per year
- State Bank of India Credit Officer Salary - ₹11.6 Lakhs per year
- Federal Bank Credit Officer Salary - ₹10.8 Lakhs per year
- Karur Vysya Bank Credit Officer Salary - ₹10.6 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹1.7 Lakhs per year (₹14.2k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹24.1 Lakhs per year (₹2.0L per month).
What are the top paying industries for Credit Officer in India?
- Banking - ₹1.2 Lakhs to 50.0 Lakhs per year
- IT Services & Consulting - ₹0.2 Lakhs to 23.0 Lakhs per year
- Financial Services - ₹0.1 Lakhs to 336.0 Lakhs per year
- FinTech - ₹0.2 Lakhs to 15.0 Lakhs per year
- NBFC - ₹0.4 Lakhs to 13.7 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 22.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 46 jobs posted by employers.
- Finance
- Risk Management
- Financial Analysis
- Personal Loans
- Credit Analysis
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