Credit Officer
Annual salary range
₹2 Lakhs - ₹8.5 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Officer Salary in New Delhi (Updated 2025)
based on 586
latest salaries
• updated:
5 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Experience wise Credit Officer salaries
| Years of experience | Avg. Annual Salary |
|---|---|
1
year
(91
salaries)
|  ₹1.8 L/yr - ₹5.8 L/yr |
2
years
(106
salaries)
| ₹2 L/yr - ₹6.2 L/yr |
Login to view exact salary
| |
3
years
(127
salaries)
| ₹2 L/yr - ₹6.2 L/yr |
4
years
(109
salaries)
| ₹2.1 L/yr - ₹5.4 L/yr |
5
years
(79
salaries)
| ₹2.3 L/yr - ₹13 L/yr |
View all salaries by experience
Credit Officer Salary in
New Delhi ranges between ₹2
Lakhs to ₹8.5
Lakhs for
1 year of experience to 7 years of experience
. Salary estimates are based on
586 latest salaries received
from Credit Officer.
See latest salaries
Credit Officer salaries in different departments
| Department | Avg Annual Salary |
|---|---|
BFSI, Investments & Trading
Credit Officer Salary
1 - 7
years
exp.
(214
salaries)
| ₹2 L/yr - ₹8.5 L/yr |
Login to view exact salary
| |
Finance & Accounting
Credit Officer Salary
1 - 7
years
exp.
(199
salaries)
| ₹2 L/yr - ₹7.9 L/yr |
View all departments salaries
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Top paying companies
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available
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Salary related reviews
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Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
2d ago
Satin Finserv
Credit Officer
4 years exp.
2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
2d ago
HDB Financial Services
Credit Officer
1 year exp.
2d ago
MAS Financial Services
Credit Officer
2 years exp.
2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
2d ago
MAS Financial Services
Credit Officer
3 years exp.
3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
View all latest salaries
| Company name | Avg Annual Salary | Open Jobs |
|---|---|---|
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| Company Name | Avg Annual Salary | Open Jobs |
|---|---|---|
0 -
7
yrs
exp.
.
New Delhi
(33 salaries)
|
₹2 L/yr - ₹4.1 L/yr | |
1 -
7
yrs
exp.
.
New Delhi
(24 salaries)
|
₹2.4 L/yr - ₹3.8 L/yr | |
Login to view exact salary
| ||
0 -
4
yrs
exp.
.
New Delhi
(23 salaries)
|
₹3.2 L/yr - ₹5 L/yr | |
1 -
8
yrs
exp.
.
New Delhi
(22 salaries)
|
₹2.9 L/yr - ₹5.1 L/yr | |
1 -
5
yrs
exp.
.
New Delhi
(19 salaries)
|
₹1.2 L/yr - ₹3.9 L/yr | |
0 -
8
yrs
exp.
.
New Delhi
(17 salaries)
|
₹2 L/yr - ₹3.6 L/yr | |
0 -
5
yrs
exp.
.
New Delhi
(16 salaries)
|
₹2.2 L/yr - ₹3.3 L/yr | |
2 -
8
yrs
exp.
.
New Delhi
(15 salaries)
|
₹2.2 L/yr - ₹5 L/yr | |
Login to view exact salary
| ||
2 -
6
yrs
exp.
.
New Delhi
(15 salaries)
|
₹2.2 L/yr - ₹4 L/yr | |
1 -
6
yrs
exp.
.
New Delhi
(15 salaries)
|
₹1.9 L/yr - ₹4.5 L/yr | |
Credit Officer Jobs in New Delhi
Credit Officer
· 7-13 years
JP Morgan Chase
Credit Officer
· 7-12 years
DEUTSCHE BANK AG
Mumbai
Credit Officer
· 5-20 years
Axis Bank
Similar Designation Salaries for Credit Officer
| Designations | Avg Annual Salary |
|---|---|
Credit Manager Salary
1 -
10
years
exp.
(2.6k salaries)
| ₹3.5 L/yr - ₹13.5 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(6.8k salaries)
| ₹2 L/yr - ₹6.1 L/yr |
Login to view exact salary
| |
Officer Salary
1 -
9
years
exp.
(1.4k salaries)
| ₹1.8 L/yr - ₹9 L/yr |
Senior Credit Officer Salary
2 -
8
years
exp.
(135 salaries)
| ₹2.6 L/yr - ₹7.5 L/yr |
Credit Analyst Salary
1 -
7
years
exp.
(845 salaries)
| ₹2.5 L/yr - ₹16 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
Aditya Birla Finance
Credit Analyst in Mumbai
• posted on 25 Jan 2025
Likes
Good Pay with decent increament and variable pay. Visibility in work with direct access to senior management team.
read more- Salary - Excellent
+4 more
Dislikes
Slow promotions/ biased performance rating & promotions.
- Promotions - Bad
AU Small Finance Bank
Sales Officer in Tikamgarh
• posted on 26 Jan 2025
Likes
Au small finance bank very good company. Good timing. Good salary.
- Salary - Good
+6 more
Dislikes
Au small finance bank very good job.good company.
ICICI Bank
Credit Manager in Chennai
• posted on 01 Jan 2025
Likes
Will get bonus irrespective of performance.
- Job security - Excellent
+1 more
Dislikes
Grading system based on colleges and not based on performance
- Skill development - Poor
+1 more
L&T Finance
Senior Manager in Mumbai
• posted on 24 Jan 2025
Likes
The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.
read more- Work-life balance - Good
Dislikes
While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.
read more- Skill development - Poor
+4 more
Muthoot Fincorp
Senior Manager in New Delhi
• posted on 23 Dec 2024
Likes
1. Good Culture 2. Work life balance. 3. Org works for Employee Health and well being. Altogether good org
- Skill development - Good
+4 more
Dislikes
Salary discrimination, same grade different in salary package. Not counting the overall experience..
read moreTop skills for Credit Officer
Credit Officer Salary In Other Locations
| Locations | Avg Annual Salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹10 L/yr |
Login to view exact salary
| |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹5.5 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹6 L/yr |
Jaipur
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹4.2 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg Annual Salary |
|---|---|
Financial Services Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹8 L/yr |
NBFC Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4.2 L/yr |
Login to view exact salary
| |
Banking Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10.5 L/yr |
Internet Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.5 L/yr |
FinTech Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹4.5 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹2.0 Lakhs to ₹8.5 Lakhs per year. Salary estimates are based on 586 latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- Citicorp Credit Officer Salary - ₹13.9 Lakhs per year
- Bank of Baroda Credit Officer Salary - ₹13.9 Lakhs per year
- State Bank of India Credit Officer Salary - ₹11.6 Lakhs per year
- Federal Bank Credit Officer Salary - ₹10.8 Lakhs per year
- Karur Vysya Bank Credit Officer Salary - ₹10.6 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹2.0 Lakhs per year (₹16.7k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹24.1 Lakhs per year (₹2.0L per month).
What are the top paying industries for Credit Officer in India?
- Banking - ₹1.3 Lakhs to 19.2 Lakhs per year
- FinTech - ₹2.5 Lakhs to 5.0 Lakhs per year
- Financial Services - ₹1.2 Lakhs to 22.0 Lakhs per year
- NBFC - ₹1.2 Lakhs to 13.7 Lakhs per year
- IT Services & Consulting - ₹2.0 Lakhs to 5.2 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 22.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 45 jobs posted by employers.
- Finance
- Risk Management
- Financial Analysis
- Personal Loans
- Credit Analysis
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