Aavas Financiers Senior Credit Officer Salaries by 50+ Employees (Updated 2025)

1 - 5 years exp.

₹2 Lakhs - ₹4.3 Lakhs

Salary of majority employees

27% less than the average Senior Credit Officer Salary in NBFC Companies for 1 - 5 years of experience

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Salaries in different departments

BFSI, Investments & Trading Senior Credit Officer Salary 1 - 5 years exp. (24 salaries)	₹2 L/yr - ₹4.3 L/yr
Finance & Accounting Senior Credit Officer Salary 1 - 5 years exp. (12 salaries)	₹2 L/yr - ₹3.9 L/yr
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Customer Success, Service & Operations Senior Credit Officer Salary 1 - 5 years exp. (5 salaries)	₹2.5 L/yr - ₹3.3 L/yr
Risk Management & Compliance Senior Credit Officer Salary 2 years exp. (AmbitionBox Estimate)	₹3 L/yr - ₹3.5 L/yr

Last Updated: 20 Mar 2025

Companies similar to Aavas Financiers for Senior Credit Officer

Company name	Avg Annual Salary	Open Jobs
Sammaan Capital Limited Senior Credit Officer Salary 2 - 8 years exp. (161 salaries)	₹2.2 L/yr - ₹4.5 L/yr 15% more
MAS Financial Services Senior Credit Officer Salary 1 - 10 years exp. (13 salaries)	₹3 L/yr - ₹6 L/yr 55% more
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Capri Global Capital Senior Credit Officer Salary 3 - 9 years exp. (11 salaries)	₹2.3 L/yr - ₹3.5 L/yr 2% more
Shriram Finance Senior Credit Officer Salary 4 - 8 years exp. (8 salaries)	₹2.1 L/yr - ₹4 L/yr 5% more
IIFL Finance Senior Credit Officer Salary 2 - 5 years exp. (7 salaries)	₹3.2 L/yr - ₹5 L/yr 49% more
Kogta Financial India Limited Senior Credit Officer Salary 3 - 5 years exp. (6 salaries)	₹3 L/yr - ₹4.1 L/yr 8% more
Electronica Finance Senior Credit Officer Salary 2 - 7 years exp. (6 salaries)	₹3.4 L/yr - ₹5 L/yr 31% more
CreditAccess Grameen Senior Credit Officer Salary 5 - 11 years exp. (6 salaries)	₹3 L/yr - ₹4.9 L/yr 35% more
Mahindra Rural Housing Finance Senior Credit Officer Salary 0 - 2 years exp. (5 salaries)	₹2.7 L/yr - ₹3.7 L/yr 9% more
PNB Housing Finance Senior Credit Officer Salary 6 - 12 years exp. (5 salaries)	₹2.4 L/yr - ₹4 L/yr 7% more
SK Finance Limited Senior Credit Officer Salary 1 - 5 years exp. (4 salaries)	₹3.2 L/yr - ₹4.2 L/yr 20% more
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Poonawalla Fincorp Senior Credit Officer Salary 2 - 4 years exp. (4 salaries)	₹2.8 L/yr - ₹3.8 L/yr 6% more
Muthoot Fincorp Senior Credit Officer Salary 2 - 7 years exp. (3 salaries)	₹2.9 L/yr - ₹3.6 L/yr 4% more
Satin Creditcare Network Senior Credit Officer Salary 3 - 8 years exp. (3 salaries)	₹2.3 L/yr - ₹3 L/yr 10% less
TVS Credit Senior Credit Officer Salary 4 - 6 years exp. (3 salaries)	₹2.8 L/yr - ₹4 L/yr 5% more
Tata Capital Housing Finance Senior Credit Officer Salary 0 - 13 years exp. (3 salaries)	₹3 L/yr - ₹4.7 L/yr 25% more
Ess Kay Fincorp Senior Credit Officer Salary 4 - 8 years exp. (3 salaries)	₹2.6 L/yr - ₹3.2 L/yr 6% less

Senior Credit Officer salary at Aavas Financiers ranges between ₹2 Lakhs to ₹4.3 Lakhs per year for employees with experience between 1 year to 5 years. Salary estimates are based on 53 latest salaries received from various employees of Aavas Financiers .

Experience wise Aavas Financiers Senior Credit Officer salaries

Last Updated: 20 Mar 2025

Experience	Avg Annual Salary
1 year (7 salaries)	₹2.5 L/yr - ₹3.7 L/yr
2 years (14 salaries)	₹2 L/yr - ₹4.3 L/yr
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3 years (14 salaries)	₹2 L/yr - ₹3.6 L/yr
4 years (11 salaries)	₹2 L/yr - ₹4 L/yr
5 years (7 salaries)	₹2.5 L/yr - ₹3.8 L/yr

Similar Designation salaries in Aavas Financiers

Credit Officer Salary

(52 salaries)

₹1.5 L/yr - ₹4.5 L/yr

Regional Credit Manager Salary

(4 salaries)

₹7 L/yr - ₹14 L/yr

Zonal Credit Manager Salary

(5 salaries)

₹21.88 L/yr - ₹24.53 L/yr

Deputy Credit Manager Salary

(6 salaries)

₹3.81 L/yr - ₹6 L/yr

Area Credit Manager Salary

(85 salaries)

₹5 L/yr - ₹14 L/yr

Branch Credit Manager Salary

(74 salaries)

₹3.5 L/yr - ₹7.8 L/yr

Sales Officer Salary

(77 salaries)

₹1.1 L/yr - ₹3.5 L/yr

Cluster Credit Manager Salary

(AmbitionBox Estimate)

₹7.7 L/yr - ₹9.8 L/yr

Credit Manager Salary

(277 salaries)

₹3 L/yr - ₹8.52 L/yr

Assistant Credit Manager Salary

(70 salaries)

₹3.1 L/yr - ₹6.6 L/yr

Salary related reviews for Aavas Financiers

3.7

Rated by 15 employees for salary & benefits

Senior Credit Officer in Bhadra

Finance & Accounting Department

1.0

• posted on 12 Jun 2022

1.0

for Salary and Benefits

Likes

Aavas should know the workers are human body not the machine. The company should give holidays on holidays work not the all day working days culture. All 7 day working culture should change in company so worker can spend time with family

Dislikes

... branches worker they think they are the boss and giving salary from own pocket. Salary growth is not good with the position growths. Senior member can't raise the voice of thier team mats on upper level.

Salary - Bad

+5 more

Credit Officer in Bangalore / Bengaluru

Full Time

Finance & Accounting Department

1.0

• posted on 24 Jul 2024

3.0

for Salary and Benefits

Likes

Salary and incentive are too good

Job security - Excellent

Dislikes

Company is only worst, they don’t have any time management once you join the company you will be treated has worst , Before Joining the company they tell that we are time management and good working culture but it’s not they will keep on extend the system till 10 or 12 midnight who will work for so long day this will keep on running for two to three week same timing, once u enter into this hell you will feel depressed. Main thing is they are following this employment Contract Bond for one year and 2 years due this bond many employees are staying quite or else all employees will be walk out……. So over all the timing and bond system it’s are two things are impacting the employees part from this the company has good shares and good book size in the market the technology are updating they are making the loan availability smoothly.

Skill development - Bad

+4 more

Relationship Manager in New Delhi

Full Time

Sales & Business Development Department

3.0

• posted on 13 Aug 2024

3.0

for Salary and Benefits

Likes

Location near to my home - good understanding with credit team . No salary deduction at time of covid n even get good incentive for sales of hl and lap

Dislikes

Not work Life balanced , even we have to work at every Sunday .

Work-life balance - Bad

Credit Manager in Jaipur

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 08 May 2023

2.0

for Salary and Benefits

Likes

Experience that i have learned here. There is lot learn for a fresher.

Skill development - Good

Dislikes

work culture HR policy for employees welfare and retention Lack of Holidays Low salary Discrimination between professionals wiz CA and CMA. Lot more closings. it should be 1 closing. working on holidays.

Salary - Poor

+3 more

Credit Manager in Jaipur

Full Time

Risk Management & Compliance Department

3.0

• posted on 07 May 2023

3.0

for Salary and Benefits

Likes

Good company Good salary package

Dislikes

Average working culture and most of the work given to credit Manager instead of sales team. Every day month end at there and personal life can't be enjoying and also unable to spend time with family. To be resources/Hire educated person

see more salary related reviews

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Aavas Financiers Senior Credit Officer Salary FAQs

What is the salary of Senior Credit Officer at Aavas Financiers ?

The average salary of a Senior Credit Officer at Aavas Financiers in India typically ranges from ₹2.0 Lakhs to ₹4.3 Lakhs per year, depending on experience (from 1 year to 5 years).

The top 10% of Senior Credit Officer at Aavas Financiers earn more than ₹3.7 Lakhs per year, and the top 1% earn over ₹4.3 Lakhs per year. Senior Credit Officer Salaries at Aavas Financiers can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ Aavas Financiers employees in India.

What is the estimated take home salary of a Senior Credit Officer at Aavas Financiers in India?

The estimated take-home salary of a Senior Credit Officer at Aavas Financiers in India typically ranges from ₹21,904 to ₹23,389 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹4.3 Lakhs per year for employees with experience ranging from 1 year to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of Aavas Financiers . Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Aavas Financiers for Senior Credit Officer in India?

MAS Financial Services	₹3.0 Lakhs to ₹6.0 Lakhs per year
IIFL Finance	₹3.2 Lakhs to ₹5.0 Lakhs per year
CreditAccess Grameen	₹3.0 Lakhs to ₹4.9 Lakhs per year
Electronica Finance	₹3.4 Lakhs to ₹5.0 Lakhs per year
Tata Capital Housing Finance	₹3.0 Lakhs to ₹4.7 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Aavas Financiers , depending on the role and experience level.

What is the salary of a Senior Credit Officer in companies similar to Aavas Financiers in India?

The salary of a Senior Credit Officer at companies similar to Aavas Financiers in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

SK Finance Limited	₹3.2 Lakhs to ₹4.2 Lakhs per year
Sammaan Capital Limited	₹2.2 Lakhs to ₹4.5 Lakhs per year
Mahindra Rural Housing Finance	₹2.7 Lakhs to ₹3.7 Lakhs per year
Kogta Financial India Limited	₹3.0 Lakhs to ₹4.1 Lakhs per year
PNB Housing Finance	₹2.4 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Senior Credit Officer at Aavas Financiers in India?

The salary growth for a Senior Credit Officer at Aavas Financiers depends on factors such as experience, performance, and promotions. On average, a Senior Credit Officer can expect the following growth trajectory at Aavas Financiers :

Experience	Average Salary Range
1 year	₹2.5 Lakhs to ₹3.7 Lakhs per year
2 years	₹2.0 Lakhs to ₹4.3 Lakhs per year
3 years	₹2.0 Lakhs to ₹3.6 Lakhs per year
4 years	₹2.0 Lakhs to ₹4.0 Lakhs per year

and so on.

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Aavas Financiers Senior Credit Officer Salaries

Aavas Financiers Senior Credit Officer salary in India ranges between ₹2 Lakhs to ₹4.3 Lakhs with an average annual salary of ₹. Salary estimates are based on 53 Aavas Financiers latest salaries received from various employees of Aavas Financiers .