HDB Financial Services Reviews

Likes

HDB Finance is a leading financial services provider in India, offering various loan products and services. Here are some aspects that customers appreciate about HDB Finance: *Key Strengths:* 1. Easy Loan Approval: Streamlined processes and minimal documentation make loan approval quick and hassle-free. 2. Competitive Interest Rates: HDB Finance offers attractive interest rates, making loans more affordable. 3. Flexible Repayment Options: Customers can choose from various repayment plans to suit their financial needs. 4. Diverse Loan Products: HDB Finance provides a range of loans, including personal, home, car, business, and gold loans. 5. Wide Reach: Extensive network of branches and partnerships with banks ensures accessibility. 6. Customer Support: Dedicated customer care team provides assistance throughout the loan process. 7. Transparency: Clear and concise communication about loan terms, conditions, and charges. *Benefits:* 1. Quick Disbursal: Fast loan disbursal ensures timely access to funds. 2. Minimal Documentation: Simple and hassle-free documentation process. 3. Customized Solutions: Loans tailored to individual customer needs. 4. Doorstep Service: Loan processing and documentation at customers' doorstep. *Awards and Recognition:* 1. "Best NBFC of the Year" (2019) - The Economic Times BFSI Awards. 2. "Excellence in Financial Inclusion" (2020) - 14th India Business Awards. *Customer Reviews:* Customers praise HDB Finance for its: 1. Efficient customer service. 2. Smooth loan processing. 3. Competitive interest rates. 4. Flexible repayment options. *Areas for Improvement:* Some customers suggest: 1. Improving digital platform user experience. 2. Enhancing transparency regarding fees and charges. 3. Expanding product offerings. Keep in mind that individual experiences may vary. It's essential to research and evaluate HDB Finance services based on your specific needs. Would you like more information on HDB Finance or comparisons with other financial institutions?...Read More

Dislikes

Based on customer reviews and feedback, here are some aspects that customers dislike about HDB Finance services: *Common Concerns:* 1. High Interest Rates: Some customers find interest rates higher than expected. 2. Hidden Charges: Additional fees, such as processing fees, documentation charges, and foreclosure charges. 3. Strict Eligibility Criteria: Some customers face difficulties meeting eligibility requirements. 4. Lengthy Disbursal Process: Delays in loan disbursal cause inconvenience. 5. Inefficient Customer Support: Some customers experience unresponsive or unhelpful customer service. 6. Lack of Transparency: Unclear communication about loan terms, conditions, and charges. 7. Prepayment Penalties: Charges for early loan repayment. 8. Limited Branch Network: Inconvenient branch locations. *Customer Complaints:* 1. Difficulty in getting loan approvals. 2. Frequent documentation requests. 3. Delayed loan disbursal. 4. Unclear repayment schedules. 5. Unhelpful customer support. *Online Reviews:* Rating platforms like Google, Trustpilot, and BankBazaar reflect mixed reviews: 1. Google Rating: 3.8/5 (average) 2. Trustpilot Rating: 3.5/5 (average) 3. BankBazaar Rating: 3.5/5 (average) *Areas for Improvement:* Customers suggest HDB Finance: 1. Simplify documentation processes. 2. Enhance digital platform user experience. 3. Increase transparency regarding fees and charges. 4. Improve customer support responsiveness. 5. Offer more flexible repayment options. *Regulatory Concerns:* HDB Finance has faced regulatory issues in the past, including: 1. RBI penalties for non-compliance. 2. Allegations of unfair business practices. Please note that individual experiences may vary, and these concerns may not be universal. Would you like more information on HDB Finance or comparisons with other financial institutions?...Read More

Work Details

Work days: Monday to Saturday (Strict Timings)

Likes

Nothing great to say about HDB financial services

Dislikes

No personal life. If u want to make ur life miserable then join HDB financial services

Work Details

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.

Likes

HDB FINANCIAL SERVICES is one of the best and fastest services all loans present no one company cannot touch HDB is always ROCK

Dislikes

NOTHING

Work Details

Work days: Monday to Friday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Likes

Salary on time

Dislikes

Lots of favouritism Zol ke dhndhe High rate of interest Work pressure is high No time for family Worst job experience Do not recommend

Work Details

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This is a desk job.

Likes

Some say they like working at HDB Financial Services for the following reasons Good place to start: Some say it's a great place to start a career in lending, and that there's enough work to get hands-on training

Dislikes

Some employees at HDB Financial Services (HDBFS) have expressed dislike for the following aspects of the company: Stressful work culture: Some say the work environment is stressful and that they are frequently called by their supervisor for productivity

Likes

Only salary comes on time, other things as working time, behaviour, training all are bad even senior behaviour is very pathetic

Dislikes

Working time, training, seniors behaviour

Work Details

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

Free hand to work, no micro management

Dislikes

Promotion and esop(share) allocation is not based on the employee performance in admin department, purely politics

Work Details

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This job involves Travel Within City, Travel Within Country.

Likes

Job secured for a standard term with lesser business. Overall maximum loans disbursement after login with minimum documentation and -cibil also.

Dislikes

No Work life balance, poor salary, bad behaviors from managers each and every time,groupism.No thankful behavior for hardwork.

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.