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Engaged Employer
InCred Finance
3.9
based on 312 Reviews
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
Company Overview
Associated Companies
Company Locations
Working at InCred Finance
Company Summary
InCred Finance is a leading financial services company offering a diverse range of solutions, including Personal Loan, Education Loan, and MSME Loan.
Overall Rating
3.9/5
based on 312 reviews
On-Par
with industry average
Critically rated for
Promotions
Work Policy
Work from office
80% employees reported
Monday to Friday
38% employees reported
Flexible timing
68% employees reported
No travel
44% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
12 employees reported
Job/Soft skill training
9 employees reported
Cafeteria
6 employees reported
Office cab/shuttle
2 employees reported
View all benefits
About InCred Finance
Founded in2016 (9 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersMumbai, Maharashtra, India
Office Locations
Websiteincred.com
Primary Industry
Other Industries
InCred Finance, the lending arm of the InCred Group, was established in 2016 by Bhupinder Singh. InCred Finance is a new-age, tech and risk-analytics-focused lending institution, offering a diversified portfolio that includes Personal Loan, Education Loan and MSME Loan. The company’s lending approach is built on the twin pillars of domain expertise and risk analytics, supported by a cutting-edge technological architecture that underpins all its operations and processes. The company turned unicorn in late 2023 and has a loan book of over Rs. 10,000 Cr.
For more information, visit www.incred.com
Mission: To be relentless in inculcating and nurturing a culture of continuous innovation and execution excellence by combining cutting edge technology, data science and deep financial domain expertise and delivering the best suited profitable product in the most dignified experience for every customer
Vision: To create a trustworthy, transparent and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle class Indian households while protecting the interests of all stakeholders.
AmbitionBox Best Places to Work in India Awards
Awards 2024
Awards 2022
Best of the best, rated by employees
InCred Finance won India’s Largest Employee Choice Awards in Tech Startups Companies Category.
#8 Top Rated Tech Startups
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InCred Finance Ratings
based on 312 reviews
Overall Rating
3.9/5
How AmbitionBox ratings work?
5
153
4
77
3
32
2
13
1
37
Category Ratings
3.7
Company culture
3.7
Job security
3.7
Salary
3.7
Work-life balance
3.6
Skill development
3.6
Work satisfaction
3.1
Promotions
InCred Finance is rated 3.9 out of 5 stars on AmbitionBox, based on 312 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at InCred Finance
based on 282 reviews
4.0
Rated by 44 Women
Rated 4.0 for Salary and 3.9 for Job security
3.9
Rated by 238 Men
Rated 3.8 for Work-life balance and 3.7 for Company culture
Work Policy at InCred Finance
based on 53 reviews in last 6 months
Work from office
80%
Hybrid
14%
Permanent work from home
6%
InCred Finance Reviews
Top mentions in InCred Finance Reviews
+ 5 more
Compare InCred Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.9/5 based on 312 reviews | 4.0/5 based on 37.4k reviews | 3.9/5 based on 38.4k reviews | 4.0/5 based on 6.5k reviews |
Highly Rated for | No highly rated category | Job security Skill development Company culture | Job security Skill development | Salary Skill development Job security |
Critically Rated for | Promotions | No critically rated category | Promotions | No critically rated category |
Primary Work Policy | Work from office 80% employees reported | Work from office 92% employees reported | Work from office 85% employees reported | Work from office 78% employees reported |
Rating by Women Employees | 4.0 Good rated by 44 women | 3.9 Good rated by 9.8k women | 3.7 Good rated by 7.9k women | 3.9 Good rated by 569 women |
Rating by Men Employees | 3.9 Good rated by 238 men | 4.0 Good rated by 25.8k men | 3.9 Good rated by 28.5k men | 4.0 Good rated by 5.5k men |
Job security | 3.7 Good | 4.1 Good | 4.0 Good | 3.9 Good |
View more
InCred Finance Salaries
InCred Finance salaries have received with an average score of 3.7 out of 5 by 312 employees.
Sales Manager
(108 salaries)
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₹2.8 L/yr - ₹9 L/yr
Assistant Sales Manager
(88 salaries)
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₹3.2 L/yr - ₹5.8 L/yr
Credit Manager
(67 salaries)
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₹3 L/yr - ₹10.9 L/yr
Credit Officer
(56 salaries)
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₹2 L/yr - ₹4.5 L/yr
Software Engineer
(53 salaries)
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₹8.3 L/yr - ₹28.5 L/yr
Area Sales Manager
(53 salaries)
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₹4.6 L/yr - ₹13.8 L/yr
Assistant Credit Manager
(47 salaries)
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₹3.6 L/yr - ₹6 L/yr
Collections Manager
(30 salaries)
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₹3.8 L/yr - ₹8 L/yr
Operations Executive
(29 salaries)
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₹1.4 L/yr - ₹3.5 L/yr
Senior Software Engineer
(27 salaries)
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₹12.5 L/yr - ₹30.5 L/yr
InCred Finance Interview Questions
Interview questions by designation
Top InCred Finance interview questions and answers
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InCred Finance Jobs
InCred Finance News
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Stock Market Live: GIFT Nifty Trades Below 23,200; Morgan Stanley Cuts RIL Target; HDFC Bank, HUL In Focus
- GIFT Nifty trades below 23,200
- Morgan Stanley cuts RIL target
- HDFC Bank, HUL in focus
- Brokers give ratings and target prices for ICICI Prudential, Tata Technologies, and Incred
Bloomberg Quint | 22 Jan, 2025
InCred Finance appoints Gaurav Maheshwari as CFO, plans to launch IPO
- InCred Finance has appointed Gaurav Maheshwari as its CFO.
- Maheshwari brings over 27 years of experience in financial leadership.
- InCred Finance plans to launch an IPO in the last quarter of 2025.
- The company aims to raise between Rs 4,000 crore and Rs 5,000 crore through the IPO.
ISN | 20 Dec, 2024
InCred Finance names former Standard Chartered exec Gaurav Maheshwari as CFO
- InCred Finance has appointed Gaurav Maheshwari as its Chief Financial Officer.
- Maheshwari brings nearly three decades of financial leadership experience, including at Standard Chartered Bank.
- InCred Finance is looking to raise between Rs 4,000 and 5,000 crore in an IPO next year.
- InCred Group reported a profit before tax of Rs 316.35 crore for FY 2024.
Yourstory | 20 Dec, 2024
InCred Finance Announces Gaurav Maheshwari as CFO
- InCred Finance has appointed Gaurav Maheshwari as its Chief Financial Officer.
- Maheshwari's expertise will play a key role in improving business performance and strengthening governance.
- InCred Finance plans to go public in the last quarter of 2025 and raise funds through its IPO.
- Gaurav Maheshwari has extensive experience in financial leadership, including at Standard Chartered Bank.
VIE Stories | 20 Dec, 2024
InCred Financial Plans INR 5,000 Cr IPO Ahead of Diwali 2025
- InCred Financial Services plans to raise INR 4,000 Cr to INR 5,000 Cr ($470 Mn-$590 Mn) via an IPO in late 2025.
- The company is targeting a valuation between INR 15,000 Cr ($1.78 Bn) and INR 22,500 Cr ($2.6 Bn) for the IPO.
- InCred aims to appoint four banks by January 2025 and launch the IPO by Diwali 2025.
- The IPO will likely include an offer for sale (OFS) for existing investors to divest their stakes.
VIE Stories | 18 Dec, 2024
InCred Financial Eyes INR 5,000 Cr IPO By Diwali Next Year
- InCred Financial Services plans to raise INR 4,000 Cr to INR 5,000 Cr via IPO next year.
- The fintech unicorn aims for a valuation of INR 15,000 Cr to INR 22,500 Cr.
- InCred plans to finalize merchant bankers by January for the IPO launch by Diwali 2025.
- The IPO will include an offer for sale (OFS) component for existing investors to offload stakes.
Inc42 | 18 Dec, 2024
InCred Finance targets Rs 4,000-5,000 Cr IPO following strong FY24 growth
- Lending firm InCred Finance is planning an IPO to raise Rs 4,000-5,000 crore.
- The IPO is expected to value InCred Finance between Rs 15,000 crore and Rs 22,500 crore.
- InCred Finance achieved unicorn status after raising $60 million in a Series D round.
- In the last fiscal year, InCred Finance reported a revenue growth of 48% and a profit after tax of Rs 316 crore.
Entrackr | 18 Dec, 2024
InCred Finance targets Rs 45,000-50,000 Cr IPO following strong FY24 growth
- InCred Finance, the lending arm of the InCred Group, plans to launch an IPO.
- The company aims to raise Rs 4,000-5,000 crore through the IPO.
- InCred Finance achieved unicorn status after a successful funding round.
- The company reported strong growth in FY24 with revenue of Rs 1,267 crore and a profit after tax of Rs 316 crore.
Entrackr | 17 Dec, 2024
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InCred Finance FAQs
When was InCred Finance founded?
InCred Finance was founded in 2016. The company has been operating for 9 years primarily in the NBFC sector.
Where is the InCred Finance headquarters located?
InCred Finance is headquartered in Mumbai, Maharashtra. It operates in 2 cities such as Mumbai, Bangalore / Bengaluru. To explore all the office locations, visit InCred Finance locations.
How many employees does InCred Finance have in India?
InCred Finance currently has more than 2,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in InCred Finance based on the number of reviews submitted on AmbitionBox.
Does InCred Finance have good work-life balance?
InCred Finance has a Work-Life Balance Rating of 3.7 out of 5 based on 300+ employee reviews on AmbitionBox. 74% employees rated InCred Finance 4 or above, while 26% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read InCred Finance work-life balance reviews for more details
Is InCred Finance good for career growth?
Career growth at InCred Finance is rated as moderate, with a promotions and appraisal rating of 3.1. 26% employees rated InCred Finance 3 or below, while 74% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading InCred Finance promotions/appraisals reviews for more detailed insights.
What are the cons of working in InCred Finance?
Working at InCred Finance does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal, based on 300+ employee reviews on AmbitionBox.
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