Product Lead-MEL & PL

Job Requirements

Role/ Job Title: Product Lead -MEL & PL

Function/ Department: Rural Product

Job Purpose:

The ideal candidate will have to review the following related to Micro Housing loans 

• Product Management
• Process Management
• Market dynamics
• P&L Management

Role and Responsibilities:

• Product Management: Developing on going market insight, Identify sector trends.
• Evaluate competitors and offerings. Compare competitive products. Configure product SWOT & uncover opportunities.
• Portfolio Review and Performance management: Development of market insight.
• Conducting Post launch Product audits. Revaluate Competitor action.
• Analyze Product and Portfolio Performance. Refining/evaluating Pricing Structure
• Adjusting marketing and Promotional Plans. Assess channel Performance.
• Rationalization of Portfolios.
• Devising smooth/innovative customer journey end to end.
• Process Streamlining: Customization/digitalization in the Loan process/system platform.
• Determines product pricing by utilizing market research data, costing etc.
• Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc

Secondary Responsibilities:

• Coordinating with different stakeholders for smooth functioning of product
• Maintaining MIS and Product decks for periodic reviews
• Daily interaction with sales for reaching maximum and daily disbursal volumes for the products

Managerial & Leadership Responsibilities:

Building capabilities within new team members, if any

Key Success Metrics:

Growth in disbursal volume for the product

Education Qualifications:

Postgraduate & equivalent (Masters)

Experience Level:

Mid-Level (10 years)