credit Manager - Business Loans

Role & responsibilities

To check all critical fields in application form and DDE sheet which has a bearing on dedupe. To ensure data quality is in line with policy guidelines. • To check veracity of information through image uploaded vis-à-vis data captured. • To ensure all dedupe checks (Bureau, Possidex, MDR, CRILC, Probe 42 etc.) are done and output is evaluated in line with the policy of the bank before decision making. • To check all vendor reports (CPV report. Valuation report, Legal report, Asset Verification report etc.) are in line with the scope of work of the vendor and covers critical / required information, for which the vendor has been appointed.

To ensure underwriting TAT is met as per rolled out target. • To meet productivity norms by underwriting files allocated. • To avoid unwanted rework, increase FTAR, capture right pending / reject reasons, reduce RAL (without additional docs/info) and adhere to all other instructions given by the management from time to time.

To ensure adherence to both internal and external audit guidelines. • To ensure CAD is not breached. • To ensure e attendance is marked immediately after booting the system and log out before leaving office for the day. • To ensure User ID & Password is not shared with anyone in line with ISG policy of the Bank. • To ensure all relevant support is extended to the auditors for a smooth closure and the report is satisfactory.