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66 IDFC FIRST Bank Jobs

Sales Manager- Gold Loan

1-4 years

₹ 3 - 5L/yr

Kanpur, Lucknow, Agra

1 vacancy

Sales Manager- Gold Loan

IDFC FIRST Bank

posted 11d ago

Job Role Insights

Fixed timing

Job Description

Role/Job Title: Sales Manager - Gold Loan


Function/ Department: Gold Loan


Job Purpose:

The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand Gold loan business in that locality/branch.


Roles & Responsibilities:

  • Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers.
  • Existing liability customers are pitched for Gold loans.
  • Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
  • Fee Income should be Minimum 1% of total disbursals.
  • Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
  • Co-ordination with valuers to be done time to time basis.
  • Ensure most of the customers are aligned to pay valuation charges as per product norms.
  • Ensuring healthy collections with Nil First equated monthly installment / First presentation Default and minimizing fresh flow in Bucket X.
  • PSL (Priority sector lending) Tagging and should be aware about PSL norms.
  • Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
  • Conduct Marketing activities in the local market for generating NTB gold loan customers.
  • Willingness to work extensively in the field and travel across the region on short notice.
  • Carrying out ad-hoc activities as per the requirement of the department.

Educational Qualifications:

Graduation: Any Graduate


Experience: 1 to 4 years of experience in Gold loan sales.




Employment Type: Full Time, Permanent

Read full job description

IDFC FIRST Bank Interview Questions & Tips

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Top IDFC FIRST Bank Sales Manager Interview Questions

Q1. How to handle Customers and how to convince Customer's..
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View all 173 questions

What people at IDFC FIRST Bank are saying

3.7
 Rating based on 247 Sales Manager reviews

Likes

Only Incentive structure was good last year. But from this FY that has also being demolished. Only BO is happy as they were getting yearly bonus apart from monthly incentive.

  • Salary - Good
  • +2 more
Dislikes

Management decision about Products. They should allocate products variants according to the geography. Also Sales Manager should be there primary focus as they are the bridge between ground staff and management. But Sales Managers are only questioned all the time. Branch Managers only give instructions to SM but when it comes to app..Read More

  • Promotions - Poor
  • +1 more
Read 247 Sales Manager reviews

Sales Manager salary at IDFC FIRST Bank

reported by 1k employees
₹2.1 L/yr - ₹10 L/yr
11% less than the average Sales Manager Salary in India
View more details

What IDFC FIRST Bank employees are saying about work life

based on 10.2k employees
51%
45%
53%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

IDFC FIRST Bank Benefits

Submitted by Company
Free Transport
Child care
Gymnasium
Cafeteria
Work From Home
Team Outings +4 more
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Work From Home
Free Transport
Cafeteria +6 more
View more benefits

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