Credit Manager - Commercial Vehicle

Credit Manager - Commercial Vehicle

Job Role :

• Responsible for credit appraisals- loan applications of Commercial Vehicles. 
• Responsible to maintain quality portfolio. 
• Responsibility to deliver the credit assessment target within specified Turnaround Time. 
• Responsible for Audit and Regulatory compliance for the Location. 
• Assist RCM with coordinating / managing RCU & verification vendors. 
• Take sound lending decisions based on available information & interactions with the applicants. 
• To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. 
• Maintain the Database and making reports for Monthly cases. 
• Coordinating with agencies for proper sampling / screening of files for fraud prevention. 
• Managing performance in terms Cost of credit administration

Key Responsibilities :

• Responsible for Process and Policy Adherence. 
• Responsible for Effective Cost Management. 
• Understanding & Managing Healthy Portfolio. 

Mandatory Skills :

• Graduate / Postgraduate (MBA/CA preferred) 
• 4-5 years experience in Credit/Underwriting of Secured/Unsecured products 
• Ability to manage credit processes & teams 
• Understanding of portfolio metrics 
• Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit

Share the resumes on : sumaiya.khan@hdbfs.com