Credit Manager- Commercial Vehicle

Role & responsibilities

Key functions will be:

• Responsible for credit appraisals- loan applications of Commercial Vehicles.
• Responsible to maintain quality portfolio.
• Responsibility to deliver the credit assessment target within specified Turnaround Time.
• Responsible for Audit and Regulatory compliance for the Location.
• Assist RCM with coordinating / managing RCU & verification vendors.
• Take sound lending decisions based on available information & interactions with the applicants.
• To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location.
• Maintain the Database and making reports for Monthly cases.
• Coordinating with agencies for proper sampling / screening of files for fraud prevention.
• Managing performance in terms Cost of credit administration.

Preferred candidate profile

• Graduate / Postgraduate (MBA/CA preferred)

• 6-8 years experience in Credit/Underwriting of Secured/Unsecured products

• Ability to manage credit processes & teams

• Understanding of portfolio metrics

• Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit.