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HDB Financial Services
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134 HDB Financial Services Jobs
Branch Credit Manager
2-7 years
₹ 3 - 6.9L/yr (AmbitionBox estimate)
Rajapalayam, Sivakasi, Virudhunagar
3 vacancies
Branch Credit Manager
HDB Financial Services
posted 9hr ago
Job Description
Role & responsibilities
- Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
- Verifying the promoters track record & ascertaining their credit worthiness.
- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
- To ensure Bounce Rate and Delinquency are within acceptable standards.
- Monitor and enforce approval rate and TAT as per prescribed standards.
- Monitor and ensure that monthly Branch audit score is satisfactory.
- Vendor Management.
- To conduct customer meeting to evaluate credit proposal
- PDD Tracking and closure
- Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Employment Type: Full Time, Permanent
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What people at HDB Financial Services are saying
Rating based on 270 Branch Credit Manager
reviews
Anonymous · Lending
in Kolkata
Nothing to like. Business teams are leading here. Business teams behaves like dog to BCM. Only on time salary is good thing
No value for credit in specially West Bengal lending department.No support for credit department. Business team from zonal level forceful to Branch credit level. Even working on credit department you will feel like you are working on sales. Even credit manager gets pressure more than any sales manager. Credit Manager leaves office ev..Read More
Read 270 reviewsBranch Credit Manager salary at HDB Financial Services
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