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Axis Bank

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133 Axis Bank Jobs

WBCG:MC - Relationship Manager

13-15 years

Bangalore / Bengaluru

1 vacancy

WBCG:MC - Relationship Manager

Axis Bank

posted 3hr ago

Job Description

About Wholesale Banking Coverage Group:

The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil and Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities.

About the Role:

The Relationship Manager is responsible for scoping of the area sales and operations and implementing strategies to increase productivity and performance levels in order to achieve the Circle s financial targets. They are responsible for ensuring the smooth functioning of the daily operations and compliance with the rules and regulations set as per banking norms for Government clients/ Departments. The role involves relationship management with the key account holders of the Bank to ensure deepening of accounts and thus generating revenue.

Key Responsibilities:

  • Source new customers to generate revenue for fund Based and non-fund based products and increase customer base
  • Strengthen relationship with existing customer base so as to generate sustained business and identify opportunities for cross sell.
  • Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality
  • Ensure implementation of due processes, guidelines and Bank s code of conduct in all transactions, sanctions, disbursals and post disbursal activities.
  • Review daily/ periodic reports with a view to identify business opportunities, act upon early warning signals highlighted by the central teams, implement exit plan for stress accounts
  • Provide feedback to Risk Management/ Product Policy / Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy.
  • Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products
  • Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the GoI/ GoM initiatives by critically analyzing the cost benefit to the bank.
  • Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS) across given portfolio.
  • Ensure throughput of CDBT and GST taxes from given portfolio and assist the Nodal officer as and when required.
  • Review existing portfolio and constantly updating of Re-KYC, PAN nos and Covenant compliance as per the Banking standards

Qualifications:

Optimal qualification for success on the job is:

  • Graduation/ Post- Graduation (MBA preferred) from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Knowledge of banking CMS/ Sector Specific/ Customized Banking applications/ products and services
  • Knowledge of regulatory guidelines and norms
  • Good communication (both verbal and written) skill in both English and the Regional language
  • Ability to manage complex client situations
  • Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
  • Ability to handle pressure and meet deadlines

Refer to the Job Description


Employment Type: Full Time, Permanent

Read full job description

Axis Bank Interview Questions & Tips

Prepare for Axis Bank Relationship Manager roles with real interview advice

Top Axis Bank Relationship Manager Interview Questions

Q1. 1)How will you extend business of bank. 2) How will you pitch the customer. 3) What kind of loans are distributed in large no. now adays?
Q2. Share your way which you will take to meet monthly targets
Q3. How much revenue target monthly and your achivements
View all 36 questions

What people at Axis Bank are saying

3.6
 Rating based on 495 Relationship Manager reviews

Likes

Maybe the worst decision took by me working at Axis Bank. It might not be applicable for others. This is my personal opinion.

Dislikes

Disappointing Experience I had high hopes, but my time here was marred by a toxic work culture. The management prioritizes sycophancy over merit, making it clear that career growth is tied to appeasing those in power rather than delivering quality work. Freedom of speech is non-existent, and the focus is on securing business deals..Read More

  • Salary - Poor
  • +5 more
Read 495 Relationship Manager reviews

Relationship Manager salary at Axis Bank

reported by 1.8k employees
₹2.5 L/yr - ₹12 L/yr
43% more than the average Relationship Manager Salary in India
View more details

What Axis Bank employees are saying about work life

based on 25.4k employees
56%
46%
50%
99%
Strict timing
Monday to Saturday
Within city
Day Shift
View more insights

Axis Bank Benefits

Submitted by Company
Loan Benefit
Insurance
Leaves
Mobile Expense Reimbursement
Meal Card
Company Car Policy
Submitted by Employees
Health Insurance
Job Training
Soft Skill Training
Work From Home
Team Outings
Free Transport +6 more
View more benefits

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