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Wonder Home Finance Branch Credit Manager Interview Questions and Answers
Wonder Home Finance Branch Credit Manager Interview Experiences
2 interviews found
N.S. Rajesh
(2 Questions)
- Q1. What is the profiles you did at your previous company?
- Q2. What is the IRR of your previous company?
(2 Questions)
- Q1. What is the reason to leave your previous company?
- Q2. Tell me about yourself
Selected
I applied via Referral and was interviewed before Sep 2023. There were 2 interview rounds.
First of all, my interview was taken by mr manoj gupta ji, NCM sir. He asked me about my education and job experience. After that, he asked me about the study of 2-3 cases. What is asked and observed from the customer during the visit. What documents are required to creat a case.
(2 Questions)
- Q1. Hr ma'am asked me about my post and salary in my previous company.
- Q2. She asked me what post and how much salary I want.
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Aadhar Housing Finance
Anonymous
posted on 30 Oct 2023
Selected
I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Good hr policy and good to talk
Tcm rcm and zbh taken interview
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I applied via Company Website
(5 Questions)
- Q1. How to location
- Q2. Sir this work from home
- Q3. Payment is hand sir
- Q4. Sir how to my work
- Q5. Sir good company this very nice
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Kotak Securities
Anonymous
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
(1 Question)
- Q1. Why do you want to work in sales
Selected
I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.
(1 Question)
- Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
- Ans.
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.
Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.
Bank statements show a person's i...
(1 Question)
- Q1. How long do you see with our company
Selected
I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.
(2 Questions)
- Q1. What is DSCR? How is it important?
- Ans.
DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.
DSCR is calculated by dividing a company's operating income by its total debt service obligations.
A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.
Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...
- Q2. What ratios are important and why?
- Ans.
Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.
Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.
Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.
Interest coverage ratio: Shows a company's ability to pay...
(2 Questions)
- Q1. Tell me something about yourself?
- Q2. What did you do in your last organisation?
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Krishna “Krishna Kr” Kr
posted on 28 May 2022
There will be some question related to aptitude you to clear it for 2nd round
(1 Question)
- Q1. Hr will connect you for introduction and basic info and payout
(1 Question)
- Q1. Final round will be conduct by process manager
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Aadhar Housing Finance
Anonymous
posted on 23 Apr 2022
I was interviewed before Apr 2021.
(3 Questions)
- Q1. Good experience
- Q2. Discuss properly CTC
- Q3. As per experience current organisation and basr current CTC high
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(1 Question)
- Q1. Regarding the process of the role
(1 Question)
- Q1. Questions regarding Credit
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Wonder Home Finance Interviews By Designations
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Wonder Home Finance Branch Credit Manager Interview Process
based on 4 interviews
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Wonder Home Finance Branch Credit Manager Reviews and Ratings
based on 36 reviews
Rating in categories
|
Relationship Manager
90
salaries
|  ₹2 L/yr - ₹5.1 L/yr |
|
Branch Manager
38
salaries
| ₹3 L/yr - ₹8.4 L/yr |
|
Relationship Officer
28
salaries
| ₹1.4 L/yr - ₹2.5 L/yr |
|
Branch Credit Manager
22
salaries
| ₹3.3 L/yr - ₹7.8 L/yr |
|
Assistant Manager
16
salaries
| ₹3.2 L/yr - ₹6 L/yr |
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