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Uttar Pradesh Cooperative Bank Interview Questions and Answers

Updated 14 Aug 2023

Uttar Pradesh Cooperative Bank Interview Experiences

1 interview found

Bank Manager Interview Questions & Answers

user image Anonymous

posted on 14 Aug 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(5 Questions)

  • Q1. How we assess credit worthlness
  • Ans. 

    Credit worthiness is assessed by analyzing an individual's credit history, income, debt-to-income ratio, and overall financial stability.

    • Reviewing credit reports to check for any missed payments or defaults

    • Evaluating income sources and stability

    • Calculating debt-to-income ratio to assess ability to repay loans

    • Considering overall financial stability and savings

    • Using credit scoring models to predict risk

  • Answered by AI
  • Q2. Liquidity from customer as well as bankers point of view
  • Ans. 

    Liquidity is crucial for both customers and bankers to ensure smooth operations and financial stability.

    • Liquidity allows customers to easily access their funds when needed

    • Banks need liquidity to meet withdrawal demands and fund operations

    • Balancing liquidity is important to avoid financial crises

    • Examples: Customers withdrawing cash from ATMs, banks maintaining reserve requirements

  • Answered by AI
  • Q3. Surplus and reserve importance
  • Q4. Diversion of extra sensory perception
  • Ans. 

    Diversion of extra sensory perception refers to the ability to redirect one's focus from external stimuli to internal thoughts or sensations.

    • Ability to block out distractions and focus on internal thoughts or sensations

    • Practice mindfulness techniques to enhance diversion of extra sensory perception

    • Examples: meditation, deep breathing exercises, visualization techniques

  • Answered by AI
  • Q5. PhD research job you are involved in

Interview Preparation Tips

Interview preparation tips for other job seekers - 24 hours passion is must how you feel about job is highly important

Bank Manager Interview Questions asked at other Companies

Q1. What is meant rural banking. Are you ready to serve RURAL area. What is CRR,SLR,WHO IS THE GOVERNOR OF RBI, NABARD LONG FARM, NEGOTIABLE INSTRUMENT ACT, BANKING REGULATION ACT. WHAT IS MEANT BY LAW OF LIMITATION.
View answer (1)

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. They will ask the questions on your background and working experience

Interview Questionnaire 

1 Question

  • Q1. General Questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be yourself

Interview Questionnaire 

2 Questions

  • Q1. Speak 5 minutes on Delhi metro, Women empowerment, Facebook, Social media, Politics, motivation, trending Etc.
  • Q2. Tell me about your previous day that what you have done from morning to evening?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident because if you are not confident in front of the interviewed then you can't reply properly to any question of him, You should have to be confident.

Interview Questionnaire 

1 Question

  • Q1. Python questions on data structure, pandas, beautifulsoup.

I applied via Recruitment Consultant and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. It's was basic testing questios, specific to selenium and Java.
  • Q2. Explain framework
  • Ans. 

    A framework is a set of guidelines, standards, and tools used to develop software applications.

    • A framework provides a structure for developers to build upon

    • It includes pre-written code and libraries to simplify development

    • Frameworks can be specific to a programming language or platform

    • Examples include React for web development and TensorFlow for machine learning

  • Answered by AI
  • Q3. Basic java programs

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared, basically on manual testing, Selenium and Java

Skills evaluated in this interview

Interview Questionnaire 

3 Questions

  • Q1. Basically in any interview most common question is Biodata, next the things included in resume..... nothing more than that
  • Q2. Literally my answer is empty.....I started saying out of box so that the interviewer might get impressed but end of day I got rejected...😂😂😂
  • Q3. Not only these I faced more than 79 interview....not less than 250-300 rounds....but none has picked me

I applied via Campus Placement and was interviewed in Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Swap two number with and without temporary variable
  • Ans. 

    Swap two numbers with and without temporary variable

    • Without temporary variable: Use addition and subtraction

    • With temporary variable: Use a third variable to store the value of one of the numbers

    • Example without temporary variable: a=5, b=7; a=a+b; b=a-b; a=a-b;

    • Example with temporary variable: a=5, b=7; temp=a; a=b; b=temp;

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be afraid. It companies take interview to select you. And if you are selected in this company you are not lucky enough so try hard.

Skills evaluated in this interview

I applied via Naukri.com and was interviewed in Jan 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Normal Accounts related question like describe Depreciation, ammortization, and what do you mean by Reporting (RTR Activity).
  • Q2. Some interviewer may ask what do you mean by EBITDA as in my case be prepared for this type of bouncers as well .
  • Q3. Then they will ask you your previous work related question. In my case they ask if there is GL to SL mismatch what will you do to solve it.
  • Q4. Then why do we do depreciation of companies what is the need for it
  • Ans. 

    Depreciation is necessary to allocate the cost of an asset over its useful life.

    • Depreciation helps in matching the cost of an asset with the revenue it generates.

    • It allows for the recognition of the wear and tear, obsolescence, and loss of value of assets over time.

    • Depreciation expense reduces taxable income, resulting in tax savings for companies.

    • It helps in determining the true profitability and financial position of...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be confident remember it's not that the interviewer knows everything but be convincing don't say blah blah if you don't know anything .
Read the basics and if you are experienced be sure to explain every detail of how you used to do work.
Best of luck.

I applied via Naukri.com and was interviewed in Oct 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is second level cache?How to implement second level cache?How to optimize sql query?what are solid principles?
  • Ans. 

    Second level cache is a caching mechanism used to improve performance by storing frequently accessed data in memory.

    • Second level cache is implemented at the application level and can be configured using frameworks like Hibernate.

    • To optimize SQL queries, one can use indexes, avoid using SELECT *, and use JOINs instead of subqueries.

    • SOLID principles are a set of design principles for writing maintainable and scalable cod...

  • Answered by AI
  • Q2. Mostly FAQ but somewhat in depth?
  • Q3. How to deploy application in aws?
  • Ans. 

    To deploy an application in AWS, you need to create an EC2 instance, configure security groups, install necessary software, and upload your application code.

    • Create an EC2 instance in the desired region and select the appropriate instance type

    • Configure security groups to allow traffic to and from the instance

    • Install necessary software and dependencies on the instance

    • Upload your application code to the instance

    • Start the ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare basic faq but in depth,Interview level is easy to medium.They will ask only theory .No practical algorithm test.

Skills evaluated in this interview

Uttar Pradesh Cooperative Bank Interview FAQs

How many rounds are there in Uttar Pradesh Cooperative Bank interview?
Uttar Pradesh Cooperative Bank interview process usually has 2 rounds. The most common rounds in the Uttar Pradesh Cooperative Bank interview process are Resume Shortlist and Technical.
What are the top questions asked in Uttar Pradesh Cooperative Bank interview?

Some of the top questions asked at the Uttar Pradesh Cooperative Bank interview -

  1. Liquidity from customer as well as bankers point of v...read more
  2. How we assess credit worthln...read more
  3. Diversion of extra sensory percept...read more

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Uttar Pradesh Cooperative Bank Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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Uttar Pradesh Cooperative Bank Reviews and Ratings

based on 3 reviews

4.1/5

Rating in categories

3.3

Skill development

3.7

Work-life balance

4.1

Salary

4.5

Job security

3.3

Company culture

3.3

Promotions

3.3

Work satisfaction

Explore 3 Reviews and Ratings
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