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Uttar Pradesh Cooperative Bank Bank Manager Interview Questions and Answers
Uttar Pradesh Cooperative Bank Bank Manager Interview Experiences
1 interview found
Anonymous
(5 Questions)
- Q1. How we assess credit worthlness
- Ans.
Credit worthiness is assessed by analyzing an individual's credit history, income, debt-to-income ratio, and overall financial stability.
Reviewing credit reports to check for any missed payments or defaults
Evaluating income sources and stability
Calculating debt-to-income ratio to assess ability to repay loans
Considering overall financial stability and savings
Using credit scoring models to predict risk
- Q2. Liquidity from customer as well as bankers point of view
- Ans.
Liquidity is crucial for both customers and bankers to ensure smooth operations and financial stability.
Liquidity allows customers to easily access their funds when needed
Banks need liquidity to meet withdrawal demands and fund operations
Balancing liquidity is important to avoid financial crises
Examples: Customers withdrawing cash from ATMs, banks maintaining reserve requirements
- Q3. Surplus and reserve importance
- Q4. Diversion of extra sensory perception
- Ans.
Diversion of extra sensory perception refers to the ability to redirect one's focus from external stimuli to internal thoughts or sensations.
Ability to block out distractions and focus on internal thoughts or sensations
Practice mindfulness techniques to enhance diversion of extra sensory perception
Examples: meditation, deep breathing exercises, visualization techniques
- Q5. PhD research job you are involved in
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Interview Questionnaire
1 Question
- Q1. About the previous work experience
NAGMA
(5 Questions)
- Q1. Darecte select online test
- Q2. Online test and joining fast
- Q3. Have already experience in teleperformance
- Q4. Can you give me online test
- Q5. An joining fast only
Interview Preparation Tips
Santhosh S
I applied via Walk-in and was interviewed in Jul 2024. There were 2 interview rounds.
About any topic on our own.
(5 Questions)
- Q1. Tell me about yourself
- Q2. What do you know about the company
- Q3. Why should i hire you
- Q4. Rate you excel skill out of 10
- Q5. Speed time related questions
Selected
I applied via Walk-in and was interviewed in Sep 2024. There was 1 interview round.
Coding problems will test your problem-solving skills in languages like Python, C, C++, or Java. Since you have Python experience, here are common types of coding challenges:
Interview Preparation Tips
Selected
I was interviewed in Mar 2024.
(3 Questions)
- Q1. Lone, card, writing, fixed
- Q2. Lone, card, writing, diposit
- Q3. Investment,APR, Business, savings
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed in Aug 2024. There was 1 interview round.
(1 Question)
- Q1. Self introduction?
Selected
I applied via Company Website and was interviewed in Jun 2023. There were 2 interview rounds.
Which programming languages do you use regularly in your work?
(5 Questions)
- Q1. How many programming languages do you know?
- Ans.
I am proficient in three programming languages: Java, Python, and SQL.
Java
Python
SQL
- Q2. How many programming languages do you know
- Ans.
I am proficient in three programming languages: Java, Python, and SQL.
Java
Python
SQL
- Q3. Do you have any technical certifications that make you qualified for this job
- Q4. Are you currently married
- Q5. Where do you live in uttar pradesh
Interview Preparation Tips
- Teachnical
- Maths
- Physics
- Chemistry
Selected
I applied via Naukri.com and was interviewed in May 2023. There were 2 interview rounds.
(4 Questions)
- Q1. Ask About your company requirements and what skill need for your organisation
- Ans. In my opinion i have technical skill on KYC and TM and AML
- Q2. You know money laundering and steps of money laundering?
- Ans.
Money laundering is the process of making illegally obtained money appear legal by passing it through a complex sequence of banking transfers or commercial transactions.
Money laundering involves three main stages: placement, layering, and integration.
Placement involves introducing the illegal funds into the financial system.
Layering involves moving the funds around to make their origin harder to trace.
Integration invol...
- Q3. Money laundering is the process of converting into black money to white money There are three steps like 1.Placement 2.layering 3.integration
- Q4. Steps of money laundering?
- Ans.
Money laundering involves three main steps: placement, layering, and integration.
Placement: The initial stage where illegal funds are introduced into the financial system.
Layering: The process of separating the illegal funds from their original source through a series of complex financial transactions.
Integration: The final stage where the laundered funds are reintroduced into the legitimate economy.
Example: A criminal...
I applied via Job Fair and was interviewed in Jan 2024. There was 1 interview round.
(2 Questions)
- Q1. What is your strength
- Q2. Why I intersested inthis job
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