Universal Fingrowth Head Credit Risk Interview Questions and Answers

Q1. How many years of experience
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Q2. What is your Expected salary
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Credit Appraisal, Verification on basis of eligibility

Q1. Types of liability
Ans. 
Types of liability include current liabilities, long-term liabilities, contingent liabilities, and deferred liabilities.
• Current liabilities are debts due within one year, such as accounts payable and short-term loans.

• Long-term liabilities are debts due in more than one year, such as bonds payable and long-term loans.

• Contingent liabilities are potential liabilities that depend on a future event, such as warranties and l...read more
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Q2. Types of assets
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Assets can be classified into tangible and intangible assets.
• Tangible assets include physical items like property, equipment, and inventory.

• Intangible assets include intellectual property, patents, trademarks, and goodwill.
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Q3. Advance Excel knowledge
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Q4. Excel Vlookup & pivot table
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Q5. Different between gross profit and net profit
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Gross profit is total revenue minus cost of goods sold, while net profit is gross profit minus operating expenses and taxes.
• Gross profit = Total revenue - Cost of goods sold

• Net profit = Gross profit - Operating expenses - Taxes

• Gross profit is the amount of money a company makes from selling goods or services before deducting expenses

• Net profit is the amount of money a company has left after deducting all expenses from ...read more
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Q6. Advance excel formula
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Advance excel formula refers to complex functions and calculations used in Excel to manipulate data.
• Advanced excel formulas include VLOOKUP, INDEX-MATCH, SUMIFS, COUNTIFS, etc.

• These formulas are used to perform complex calculations, lookups, and data analysis.

• For example, VLOOKUP is used to search for a value in a table and return a corresponding value from another column.
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Q1. Jwt, ajax call, mvc, web api, filter, middleware
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Q1. Dependency injection
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Q2. Middleware in dot net core
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Q1. Self introduction
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Q2. Family background
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Q1. Hr transfer may profile and may c.v
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Q1. Hr to phone calling and c.v questions
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Q1. Hr submit may information had hr and may joining later process mail and may documents
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Q1. In 2 week may confirm joining and issues may joining later
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May regional office gurup miting morning

Q1. Products training and company profile
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Q1. Next me visit may location branch
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Q1. Today may miting b.m branch manager discusses mico insurance products
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Q1. Started products life insurance policies
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Q1. What's ur previous profile
Ans. 
In my previous role as a Team Lead, I managed projects, coordinated with clients, and ensured team productivity and morale.
• Led a team of 10 in delivering projects on time and within budget, improving client satisfaction by 20%.

• Implemented a new project management tool that increased team efficiency by 30%.

• Conducted regular training sessions to enhance team skills and foster professional growth.
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Q2. What's ur work in company??
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