AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
Filter interviews by
Arman Financial Services Credit Officer Interview Questions and Answers
Arman Financial Services Credit Officer Interview Experiences
1 interview found
Anonymous
I appeared for an interview in Sep 2022.
(2 Questions)
- Q1. How many years of experience
- Q2. What is your Expected salary
Credit Appraisal, Verification on basis of eligibility
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. About financial statements analysis.
- Q2. Importance of critical thinking process in unsecured lending.
- Ans.
Critical thinking is crucial in unsecured lending as it helps in assessing the borrower's creditworthiness and mitigating risks.
Critical thinking helps in analyzing the borrower's financial history and identifying any red flags.
It enables the credit officer to make informed decisions based on the borrower's creditworthiness and ability to repay the loan.
It helps in identifying potential risks and developing strategies ...
- Q3. What are the mandatory documents for Unsecured and secured lending?
- Ans.
Mandatory documents for unsecured and secured lending.
For unsecured lending, mandatory documents include identity proof, address proof, income proof, bank statements, and credit score.
For secured lending, mandatory documents include property documents, identity proof, address proof, income proof, bank statements, and credit score.
Additional documents may be required based on the type of loan and lender's policies.
Docum...
- Q4. What are the types of property documents in Deeds?
- Ans.
There are various types of property documents in Deeds, including title deeds, sale deeds, gift deeds, mortgage deeds, lease deeds, and power of attorney deeds.
Title deeds establish ownership of the property.
Sale deeds transfer ownership from the seller to the buyer.
Gift deeds transfer ownership as a gift.
Mortgage deeds are used to secure a loan against the property.
Lease deeds establish a lease agreement between the o...
I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.
Interview Questionnaire
5 Questions
- Q1. Self introduction
- Q2. Typing
- Q3. English knowledge
- Q4. Computer knowledge
- Q5. House address
Interview Preparation Tips
I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.
(1 Question)
- Q1. Tell me about yourself.
- Ans.
I am an experienced Credit Officer with a strong background in financial analysis and risk assessment.
I have worked in the banking industry for over 5 years, specializing in credit analysis and loan underwriting.
I have a deep understanding of financial statements, credit scoring models, and risk management techniques.
I have successfully managed a portfolio of corporate clients, evaluating their creditworthiness and rec...
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed before Sep 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What is the Credit job profile
- Q2. What is the experience in credit
- Q3. Self discussion
Interview Preparation Tips
I applied via Referral and was interviewed in Feb 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Core question of financial work.
- Q2. Loan related norms like LTV FOIR
(1 Question)
- Q1. Same as was in technical.
Interview Preparation Tips
(2 Questions)
- Q1. Work experience discussion
- Q2. Salary exceptions
Working natur and how to do the work operations and work policy and process
Selected
I applied via Naukri.com and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about your self
- Q2. Credit officer role in secured and unsecured landing business
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.
(2 Questions)
- Q1. What is FOIR meaning
- Ans.
FOIR stands for Fixed Obligation to Income Ratio, a measure used by lenders to assess a borrower's ability to repay a loan.
FOIR is calculated by dividing the total fixed obligations of a borrower by their gross monthly income.
Lenders use FOIR to determine if a borrower can afford the loan repayment based on their income.
For example, if a borrower has fixed obligations of $500 and a gross monthly income of $2000, the FO
- Q2. Fixed obligation income ratio
Interview Preparation Tips
I applied via Walk-in and was interviewed in Jun 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Credit officer skills
- Q2. And about the project
(2 Questions)
- Q1. About location where u want to choose
- Q2. Self introduction
Interview Preparation Tips
Arman Financial Services Interview FAQs
Tell us how to improve this page.
Arman Financial Services Interviews By Designations
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Show more
Arman Financial Services Credit Officer Interview Process
based on 1 interview
Interview experience
Credit Officer Interview Questions from Similar Companies
Arman Financial Services Credit Officer Reviews and Ratings
based on 3 reviews
Rating in categories
|
Credit Officer
8
salaries
|  ₹2 L/yr - ₹3.2 L/yr |
|
Executive Accountant
7
salaries
| ₹1.1 L/yr - ₹1.5 L/yr |
|
Audit Executive
6
salaries
| ₹2.9 L/yr - ₹3.8 L/yr |
|
Sales Executive
6
salaries
| ₹1.9 L/yr - ₹4 L/yr |
|
Branch Risk Manager
5
salaries
| ₹2.8 L/yr - ₹5.4 L/yr |
Shriram Finance
Muthoot Fincorp
IIFL Finance
Muthoot Finance
- Home >
- Interviews >
- Arman Financial Services Interview Questions >
- Arman Financial Services Credit Officer Interview Questions
