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UBS Financial Analyst Interview Questions and Answers

Updated 20 Jan 2025

8 Interview questions

A Financial Analyst was asked 8mo ago
Q. What is the difference between Equity Linked (EL) and Unit Linked (UL)?
Ans. 

EL stands for Expected Loss while UL stands for Unexpected Loss in financial analysis.

  • EL is the estimated loss that a company expects to incur based on historical data and risk assessments.

  • UL is the potential loss that is not accounted for in the expected loss calculation, typically due to unforeseen events or extreme market conditions.

  • EL is used for budgeting and planning purposes, while UL is used to determine t...

A Financial Analyst was asked
Q. How would you record a purchase that was initially recorded as Rs.100 and then increased to Rs.105?
Ans. 

The entry for purchases will be updated to reflect the increase from Rs.100 to Rs.105.

  • The original entry for purchases was Rs.100

  • The updated entry for purchases will be Rs.105

  • The entry will be updated in the accounting software or ledger

  • The accounts affected will be the purchases account and the accounts payable account

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Q5. What do you mean by Derivatives?
A Financial Analyst was asked
Q. What would you do if the company issues bonds?
Ans. 

I would analyze the terms of the bond and its impact on the company's financials.

  • Review the interest rate and maturity date of the bond

  • Assess the impact on the company's debt-to-equity ratio

  • Evaluate the potential benefits and risks of issuing bonds

  • Consider alternative financing options

  • Communicate findings to management and make recommendations

A Financial Analyst was asked 5mo ago
Q. What are the different types of derivatives?
Ans. 

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

  • Types of derivatives include options, futures, forwards, and swaps.

  • Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price before or on a specified date.

  • Futures are contracts to buy or sell an asset at a future date for a price agreed upon today.

  • Forwards are simil...

A Financial Analyst was asked 5mo ago
Q. What are the details of the stock market and its various products?
Ans. 

The stock market is a platform where investors can buy and sell shares of publicly traded companies.

  • Stocks represent ownership in a company and can be bought and sold on stock exchanges like NYSE and NASDAQ.

  • Bonds are debt securities issued by companies or governments to raise capital.

  • Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

  • Options g...

A Financial Analyst was asked 11mo ago
Q. Optimisation of python codes
Ans. 

Optimizing Python code involves improving efficiency and performance.

  • Use built-in functions and libraries for faster execution.

  • Avoid unnecessary loops and nested loops for better performance.

  • Implement caching and memoization techniques to reduce redundant computations.

  • Profile and analyze code using tools like cProfile to identify bottlenecks.

  • Consider using data structures like dictionaries or sets for faster looku...

A Financial Analyst was asked
Q. Meaning of LIBOR and other rates
Ans. 

LIBOR is a benchmark interest rate that banks use to lend to each other. Other rates include prime rate and federal funds rate.

  • LIBOR stands for London Interbank Offered Rate

  • It is the average interest rate at which banks can borrow from each other

  • It is used as a benchmark for various financial products such as loans, mortgages, and derivatives

  • Other rates include prime rate, which is the interest rate that banks cha...

Are these interview questions helpful?
A Financial Analyst was asked
Q. Why CS to work with?
Ans. 

CS is a great company to work with because of its strong reputation, diverse range of services, and commitment to innovation.

  • CS has a strong reputation in the financial industry, which provides a great foundation for career growth.

  • The company offers a diverse range of services, which allows for exposure to different areas of finance.

  • CS is committed to innovation, which creates opportunities to work on cutting-edge...

UBS Financial Analyst Interview Experiences

10 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What are derivatives in finance?
  • Ans. 

    Derivatives in finance are financial instruments whose value is derived from the value of an underlying asset.

    • Derivatives can be used for hedging against risk, speculating on price movements, or gaining exposure to assets without owning them.

    • Common types of derivatives include options, futures, forwards, and swaps.

    • Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price be...

  • Answered by AI
  • Q2. What are the different types of derivatives?
  • Ans. 

    Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

    • Types of derivatives include options, futures, forwards, and swaps.

    • Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price before or on a specified date.

    • Futures are contracts to buy or sell an asset at a future date for a price agreed upon today.

    • Forwards are similar to...

  • Answered by AI
Round 2 - Technical 

(4 Questions)

  • Q1. What are the details of the stock market and its various products?
  • Ans. 

    The stock market is a platform where investors can buy and sell shares of publicly traded companies.

    • Stocks represent ownership in a company and can be bought and sold on stock exchanges like NYSE and NASDAQ.

    • Bonds are debt securities issued by companies or governments to raise capital.

    • Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

    • Options give i...

  • Answered by AI
  • Q2. Balance sheet,profit &loss account
  • Q3. Journal entries
  • Q4. Option in detail, economic crisis,

Interview Preparation Tips

Interview preparation tips for other job seekers - Well-prepared with comprehensive knowledge of the stock market, derivatives and their types, balance sheets, and profit and loss accounts.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Technical questions on roles and responsibilities
Round 3 - Technical 

(1 Question)

  • Q1. On Derivatives and Option Greeks
Round 4 - HR 

(1 Question)

  • Q1. Compensation was discussed and agreed
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

It was very basic Quantitative aptitude just like SNAP exam

Round 3 - Group Discussion 

The GD process was based on Current Affair . It was quite detailed and thorough.

Round 4 - Technical 

(1 Question)

  • Q1. Questions were mainly based on profile and related to the fundamentals of job description and finance.
Round 5 - HR 

(1 Question)

  • Q1. Very generic documentation related HR questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be calm and do your homework for the role you are applying.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Difference between EL and UL
  • Ans. 

    EL stands for Expected Loss while UL stands for Unexpected Loss in financial analysis.

    • EL is the estimated loss that a company expects to incur based on historical data and risk assessments.

    • UL is the potential loss that is not accounted for in the expected loss calculation, typically due to unforeseen events or extreme market conditions.

    • EL is used for budgeting and planning purposes, while UL is used to determine the am...

  • Answered by AI

Skills evaluated in this interview

I applied via LinkedIn and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Entry for purchases? Purchases was recorded as Rs.100 first, then it increased to Rs.105, what will be the entry?
  • Ans. 

    The entry for purchases will be updated to reflect the increase from Rs.100 to Rs.105.

    • The original entry for purchases was Rs.100

    • The updated entry for purchases will be Rs.105

    • The entry will be updated in the accounting software or ledger

    • The accounts affected will be the purchases account and the accounts payable account

  • Answered by AI
  • Q2. What would you do if the company gets bonds?
  • Q3. Derivative products?
Round 2 - HR 

(2 Questions)

  • Q1. Are you ok with working from office?
  • Ans. 

    Yes, I am okay with working from the office.

    • I am comfortable working in a professional office environment.

    • I believe working in an office setting allows for better collaboration and communication with colleagues.

    • I am willing to commute to the office and adhere to the designated working hours.

    • I understand the importance of face-to-face interactions and building relationships with team members and clients.

    • I am open to the...

  • Answered by AI
  • Q2. Will you be comfortable with the shift timings?
  • Ans. 

    Yes, I will be comfortable with the shift timings.

    • I am flexible and adaptable to different work schedules.

    • I understand the nature of the financial industry and the need for flexible working hours.

    • I have previous experience working in shifts and have successfully managed my time and responsibilities.

    • I am committed to meeting deadlines and delivering high-quality work regardless of the shift timings.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for UBS Financial Analyst interview:
  • Financial Management
  • Journal entries
Interview preparation tips for other job seekers - If you don't know the answer just say you don't know. They won't eat you.
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Details about swaps and basic knowledge
  • Q2. Meaning of LIBOR and other rates
  • Ans. 

    LIBOR is a benchmark interest rate that banks use to lend to each other. Other rates include prime rate and federal funds rate.

    • LIBOR stands for London Interbank Offered Rate

    • It is the average interest rate at which banks can borrow from each other

    • It is used as a benchmark for various financial products such as loans, mortgages, and derivatives

    • Other rates include prime rate, which is the interest rate that banks charge t...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and answer straightforward to Whatever asked to you
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Jul 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Python data frames
  • Q2. Optimisation of python codes
  • Ans. 

    Optimizing Python code involves improving efficiency and performance.

    • Use built-in functions and libraries for faster execution.

    • Avoid unnecessary loops and nested loops for better performance.

    • Implement caching and memoization techniques to reduce redundant computations.

    • Profile and analyze code using tools like cProfile to identify bottlenecks.

    • Consider using data structures like dictionaries or sets for faster lookups.

    • Us...

  • Answered by AI

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. About Indian Accounting standards and finance

Interview Preparation Tips

Topics to prepare for UBS Financial Analyst interview:
  • Ind AS

I applied via Recruitment Consultant and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Tell us about your job profile?
  • Q2. What is your 5 year goal
  • Q3. Why CS to work with?
  • Ans. 

    CS is a great company to work with because of its strong reputation, diverse range of services, and commitment to innovation.

    • CS has a strong reputation in the financial industry, which provides a great foundation for career growth.

    • The company offers a diverse range of services, which allows for exposure to different areas of finance.

    • CS is committed to innovation, which creates opportunities to work on cutting-edge proj...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask more questions to be clear about the role

Interview Preparation Tips

Round: Group Discussion
Tips: Attend Mock GDs if you're not so confident of speaking in public.

Round: Other Interview
Experience: This interview was mostly based on resume based questions.

Round: HR Interview
Experience: There were actually 2 HR rounds, where they were trying to judge how well the candidate would fir in their company.

General Tips: Don't cave into peer pressure. Do what you really want, even if it's not the most sought after.
Skills: Puzzle solving
College Name: IIT KANPUR

Top trending discussions

View All
Interview Tips & Stories
6d (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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UBS Interview FAQs

How many rounds are there in UBS Financial Analyst interview?
UBS interview process usually has 2-3 rounds. The most common rounds in the UBS interview process are Technical, One-on-one Round and HR.
How to prepare for UBS Financial Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at UBS. The most common topics and skills that interviewers at UBS expect are Balance Sheet, Financial Control, Product Control, Excel and Finance.
What are the top questions asked in UBS Financial Analyst interview?

Some of the top questions asked at the UBS Financial Analyst interview -

  1. Entry for purchases? Purchases was recorded as Rs.100 first, then it increased ...read more
  2. What would you do if the company gets bon...read more
  3. What are the details of the stock market and its various produc...read more

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Overall Interview Experience Rating

4.1/5

based on 7 interview experiences

Difficulty level

Easy 20%
Moderate 80%

Duration

Less than 2 weeks 80%
2-4 weeks 20%
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UBS Financial Analyst Salary
based on 697 salaries
₹8.3 L/yr - ₹14.1 L/yr
75% more than the average Financial Analyst Salary in India
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UBS Financial Analyst Reviews and Ratings

based on 64 reviews

3.8/5

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3.8

Skill development

4.0

Work-life balance

3.4

Salary

3.8

Job security

3.9

Company culture

3.0

Promotions

3.5

Work satisfaction

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