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I applied via Newspaper Ad and was interviewed in Jan 2023. There were 3 interview rounds.
Cash Reserve Ratio is the percentage of deposits that banks are required to keep with the central bank.
It is a monetary policy tool used by central banks to control the money supply in the economy.
It is also known as the Cash Ratio or Reserve Requirement.
In India, the current Cash Reserve Ratio is 4%.
If the Cash Reserve Ratio is increased, banks will have less money to lend, which can lead to a decrease in inflation.
If...
Repo rate is the rate at which RBI lends money to commercial banks. Reverse repo rate is the rate at which RBI borrows money from banks.
Repo rate is used to control inflation by increasing or decreasing the cost of borrowing for banks.
Reverse repo rate is used to control the money supply in the economy.
Currently, the repo rate in India is 4% and the reverse repo rate is 3.35%.
If the repo rate is increased, banks will h...
NEFT is an electronic payment system in India that enables individuals and businesses to transfer funds between banks.
NEFT stands for National Electronic Fund Transfer
It is a payment system used in India
It enables individuals and businesses to transfer funds between banks
NEFT transactions are processed in batches and settled in hourly intervals
It is a safe and secure way to transfer funds electronically
The bank's bank is the central bank of the country where the bank is located.
The bank's bank acts as a regulator and lender of last resort for commercial banks.
In the United States, the bank's bank is the Federal Reserve.
In India, the bank's bank is the Reserve Bank of India.
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Java is an object-oriented language while C is a procedural language.
Java is platform-independent while C is platform-dependent.
Java has automatic garbage collection while C requires manual memory management.
Java has built-in support for multithreading while C requires external libraries.
Java has a larger standard library compared to C.
Java is more secure than C due to its strong type checking and exception handling.
C ...
Pointers are variables that store memory addresses of other variables in programming languages.
Pointers allow direct access and manipulation of memory locations.
They are commonly used in programming languages like C and C++.
Pointers can be used to pass variables by reference, allowing modifications to the original value.
They can also be used to dynamically allocate memory.
Example: int* ptr; // declares a pointer to an
In 5 years, I see myself as a senior software engineer leading a team of developers.
Leading a team of developers
Working on complex projects
Continuing to learn and grow in my role
Contributing to the success of the company
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Junior Clerk
3
salaries
| ₹1.7 L/yr - ₹2 L/yr |
State Bank of India
ICICI Bank
HDFC Bank
Axis Bank