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Techsurance Medical Underwriter Interview Questions and Answers
Techsurance Medical Underwriter Interview Experiences
3 interviews found
Anonymous
Selected
I applied via Walk-in and was interviewed in Jul 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself.
- Q2. What project did you complete during your final year?
Gaurav Gulave
(2 Questions)
- Q1. Tell me about yourself.
- Q2. Disease related questions
Selected
I applied via Referral and was interviewed before Sep 2023. There were 2 interview rounds.
(2 Questions)
- Q1. What is insurance?
- Ans.
Insurance is a financial protection plan that provides coverage for unexpected events or expenses.
Insurance is a contract between an individual or organization and an insurance company.
The individual or organization pays a premium in exchange for the insurance company's promise to cover specific losses or damages.
Types of insurance include health insurance, life insurance, auto insurance, and property insurance.
Insuran...
- Q2. What is premium?
(2 Questions)
- Q1. What is insurance?
- Ans.
Insurance is a financial protection plan that provides coverage for unexpected events or expenses.
Insurance involves a contract between the insurer and the insured party.
The insured pays a premium in exchange for the insurer agreeing to cover certain risks.
Insurance helps individuals and businesses manage financial risks by transferring them to the insurer.
Types of insurance include health, life, auto, home, and disabi...
- Q2. What is premium and role of underwriter?
Interview Preparation Tips
Interview questions from similar companies
I applied via Naukri.com and was interviewed in Aug 2024. There was 1 interview round.
(2 Questions)
- Q1. Introduce yourself
- Ans.
I am a detail-oriented underwriter with 5 years of experience in analyzing risk and determining insurance premiums.
Bachelor's degree in Finance from XYZ University
Certified Underwriter with ABC Institute
Proficient in using underwriting software such as Guidewire
Experience in underwriting various types of insurance policies including property, casualty, and life insurance
- Q2. Tell about the profile you have applied
- Ans.
I have applied for the underwriting position at XYZ Insurance Company.
I have a background in finance and risk assessment.
I have experience in analyzing financial statements and evaluating insurance applications.
I am familiar with underwriting guidelines and regulations.
I have strong attention to detail and analytical skills.
I am proficient in using underwriting software and tools.
Interview Preparation Tips
(1 Question)
- Q1. Why should we hire you
Selected
I applied via Walk-in and was interviewed before Dec 2023. There were 3 interview rounds.
A comprehensive overview of the fundamental concepts across all subjects.
Discuss one specific point.
(1 Question)
- Q1. General questions about qualification and family self intro
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Apr 2022. There were 3 interview rounds.
Aptitude Test contain basic math , English , psychometric test .
(2 Questions)
- Q1. FAMILY BACKGROUND, SITUATION BASED QUESTIONS.
- Q2. Basic Account questions such as Golden rule and Financial Statements
Interview Preparation Tips
I applied via AmbitionBox and was interviewed in Sep 2021. There were 3 interview rounds.
(1 Question)
- Q1. Previous experience , about myself , process knowledge , notice period , current ctc and expectation ctc
(3 Questions)
- Q1. What are your salary expectations?
- Ans.
I expect a competitive salary based on my experience and the responsibilities of the role.
Research the average salary range for Mortgage Underwriters in your area
Consider your level of experience and qualifications
Factor in the responsibilities and demands of the position
Be prepared to negotiate and discuss benefits package
Example: I expect a salary in the range of $60,000 to $70,000 per year based on my experience and
- Q2. Share details of your previous job.
- Ans.
I worked as a Mortgage Underwriter at XYZ Bank.
Analyzed and evaluated mortgage loan applications to determine creditworthiness and adherence to lending guidelines.
Reviewed financial documents such as income statements, tax returns, and credit reports.
Calculated debt-to-income ratios and assessed risk factors to make informed decisions on loan approvals.
Communicated with loan officers, borrowers, and other stakeholders ...
- Q3. Tell me about yourself.
- Ans.
I am an experienced Mortgage Underwriter with a strong background in analyzing loan applications and ensuring compliance with lending guidelines.
Experienced Mortgage Underwriter
Skilled in analyzing loan applications
Expertise in ensuring compliance with lending guidelines
Interview Preparation Tips
- US Mortgage
I applied via Referral and was interviewed before Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Tell me about yourself and previous company experience. Do you have any mortgage experience?
- Ans.
I have extensive mortgage experience and have worked for reputable companies in the industry.
I have worked as a Mortgage Underwriter for the past 5 years.
I have experience in reviewing and analyzing mortgage applications, assessing risk, and making lending decisions.
I have worked for XYZ Mortgage Company for the past 3 years, where I successfully underwrote and approved over 500 mortgage applications.
I am familiar with...
Interview Preparation Tips
(1 Question)
- Q1. Who is vendor and why it is important in Insuracne?
- Ans.
A vendor is a third-party entity that provides goods or services to an insurance company. Vendors play a crucial role in the insurance industry by offering specialized expertise and resources.
Vendors can provide technology solutions for underwriting processes, such as risk assessment tools or data analytics platforms.
Vendors may offer services like claims processing, actuarial analysis, or fraud detection to support in...
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Techsurance Medical Underwriter Interview Process
based on 3 interviews in last 1 year
1 Interview rounds
- One-on-one Round
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Techsurance Medical Underwriter Reviews and Ratings
based on 1 review
Rating in categories
|
Underwriter
32
salaries
|  ₹1.8 L/yr - ₹3.2 L/yr |
|
Medical Underwriter
5
salaries
| ₹1.8 L/yr - ₹2.7 L/yr |
|
Underwriting Executive
4
salaries
| ₹2 L/yr - ₹3 L/yr |
|
Team Lead
4
salaries
| ₹5 L/yr - ₹6.5 L/yr |
|
Junior Underwriter
4
salaries
| ₹1.8 L/yr - ₹1.8 L/yr |
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