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Kotak Mahindra General Insurance Medical Underwriter Interview Questions and Answers

Updated 20 Apr 2023

Kotak Mahindra General Insurance Medical Underwriter Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

In 15 min. 50 general reasoning queo were to be solved online.

Round 2 - One-on-one 

(5 Questions)

  • Q1. Pathophysiology of Diabetes
  • Q2. Type of Diabetes
  • Q3. Questions about liver enzymes
  • Q4. Drugs used in treatment of heart disease, diabetes etc.
  • Q5. Can you work 10-12 hours a day.

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't hesitate while giving answers, one of my friend selected gave whole interview in hindi, hence language is not a barrier, stay confident, Don't choose this job on basis of salary only, choose only if you're interested in this field

Skills evaluated in this interview

Interview questions from similar companies

I applied via Campus Placement and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. General question about human body, diseases etc. such has what substances in tobacco causes lung disease and related to my CV and courses i have done. interview was very easy and i got a positive / friendl...

Interview Preparation Tips

Interview preparation tips for other job seekers - directly i had to give manager round and then HR
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Not Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Blood in RUA reasons
  • Q2. Changes need to adapt in underwriting manual
  • Ans. 

    Underwriting manual should be regularly updated to adapt to changes in the industry.

    • Regularly review and update underwriting guidelines to reflect current market trends and regulations

    • Consider feedback from underwriters, actuaries, and other industry experts when making changes

    • Ensure that underwriters are trained on any updates to the manual to maintain consistency and accuracy

    • Monitor the performance of underwriting de

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Financial underwriting
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Walk through the resume
  • Q2. Technical questions

I applied via campus placement at Jaipuria Institute of Management, Ghaziabad and was interviewed in Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Topic of GD were general, overall communication skills and content was being judged. Make sure to not go political unnecessarily this can work against you.

Round 3 - One-on-one 

(5 Questions)

  • Q1. Tell me about yourself
  • Q2. Where you used your strategic thinking skills
  • Q3. What is the role of Underwriter
  • Q4. What are the types of risk
  • Ans. 

    Types of risk include market risk, credit risk, operational risk, liquidity risk, and legal risk.

    • Market risk: the risk of financial loss due to changes in market conditions

    • Credit risk: the risk of loss due to a borrower's failure to repay a loan or meet contractual obligations

    • Operational risk: the risk of loss due to inadequate or failed internal processes, people, and systems

    • Liquidity risk: the risk of loss due to the...

  • Answered by AI
  • Q5. What is general insurance and are life insurance part of general insurance
  • Ans. 

    General insurance covers non-life assets and liabilities. Life insurance is not a part of general insurance.

    • General insurance provides coverage for assets and liabilities that are not related to life, such as property, vehicles, and liability insurance.

    • Life insurance, on the other hand, provides coverage for the life of the insured and pays out a death benefit to the beneficiaries upon the insured's death.

    • Examples of g...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Stay calm and give answers positively.
Read each and every details of your resume mostly interview was resume based. Keep examples for justifying your skills mentioned in resume.
Round 1 - Aptitude Test 

Do apply when advertisement came.Its prelims mains and interview process.

Round 2 - Aptitude Test 

Quant reasoning english current affairs and financial awareness

Round 3 - HR 

(2 Questions)

  • Q1. Insurance related basic question
  • Q2. Current affairs related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Just apper clear prelims.Do it again if u fail.

I applied via Naukri.com and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Regarding process and tariff guidelines
Round 3 - One-on-one 

(1 Question)

  • Q1. Work and process of current co

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep your current work knowledge, tariff and recent IRDA update and change

I applied via Campus Placement and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. General question about human body, diseases etc. such has what substances in tobacco causes lung disease and related to my CV and courses i have done. interview was very easy and i got a positive / friendl...

Interview Preparation Tips

Interview preparation tips for other job seekers - directly i had to give manager round and then HR

Kotak Mahindra General Insurance Interview FAQs

How many rounds are there in Kotak Mahindra General Insurance Medical Underwriter interview?
Kotak Mahindra General Insurance interview process usually has 3 rounds. The most common rounds in the Kotak Mahindra General Insurance interview process are One-on-one Round, Resume Shortlist and Aptitude Test.
What are the top questions asked in Kotak Mahindra General Insurance Medical Underwriter interview?

Some of the top questions asked at the Kotak Mahindra General Insurance Medical Underwriter interview -

  1. Drugs used in treatment of heart disease, diabetes e...read more
  2. Type of Diabe...read more
  3. Pathophysiology of Diabe...read more

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Kotak Mahindra General Insurance Medical Underwriter Interview Process

based on 1 interview

Interview experience

3
  
Average
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