TCS Banking and Finance Associate Interview Questions and Answers

Coding problems will test your problem-solving skills in languages like Python, C, C++, or Java. Since you have Python experience, here are common types of coding challenges:

Q1. What are the golden rules of accounting
Ans. 
The golden rules of accounting are basic principles that guide the process of recording financial transactions.
• The golden rules include the principles of Debit and Credit, which are the foundation of double-entry accounting.

• Debit what comes in, Credit what goes out.

• Debit the receiver, Credit the giver.

• Debit expenses and losses, Credit income and gains.

• These rules ensure that the accounting equation (Assets = Liabilitie...read more
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Q2. What do u know about order to cash
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Q1. Self Introduction
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Q2. Why didn't go for PG or your further studies?
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Q3. Why do you wish to get into the non voice process?
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Q4. What do you know about banking?
Ans. 
Banking involves financial services such as deposits, loans, investments, and money management.
• Banks accept deposits from customers and provide various types of accounts like savings, checking, and fixed deposits.

• They offer loans for personal, business, and mortgage purposes.

• Banks facilitate investments through services like mutual funds, stocks, and bonds.

• They provide money management services such as online banking, ...read more
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Q5. In which subject you have strong command?
Ans. 
I have a strong command in finance and accounting.
• Finance - including financial analysis, budgeting, and forecasting

• Accounting - including financial statements, auditing, and tax preparation

• Economics - understanding of market trends and economic indicators
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Q1. Self introduction?
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Q1. How much he enjoys working at Tech Mahindra
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Q2. How many years has he been working here
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Q1. What are the benefits they get in the company?
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Q2. Can he look after the house properly by staying in this company?
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Q1. Ask About your company requirements and what skill need for your organisation
Ans. In my opinion i have technical skill on KYC and TM and AML
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Q2. You know money laundering and steps of money laundering?
Ans. 
Money laundering is the process of making illegally obtained money appear legal by passing it through a complex sequence of banking transfers or commercial transactions.
• Money laundering involves three main stages: placement, layering, and integration.

• Placement involves introducing the illegal funds into the financial system.

• Layering involves moving the funds around to make their origin harder to trace.

• Integration invol...read more
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Q3. Money laundering is the process of converting into black money to white money There are three steps like 1.Placement 2.layering 3.integration
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Q4. Steps of money laundering?
Ans. 
Money laundering involves three main steps: placement, layering, and integration.
• Placement: The initial stage where illegal funds are introduced into the financial system.

• Layering: The process of separating the illegal funds from their original source through a series of complex financial transactions.

• Integration: The final stage where the laundered funds are reintroduced into the legitimate economy.

• Example: A criminal...read more
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Q1. Tell me about yourself?
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Q2. What was your role in project?
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Q3. What is your role about your family?
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English not perfect

Q1. This is pothuguntla charanya in graduated completed my 2017in kakathiya university in mba dis continu
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Q2. Fresher job my g
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