ALT Consulting Interview Questions and Answers

It is easier to give loans than to collect monthly EMI.

• Giving loans involves assessing the borrower's creditworthiness and approving the loan.

• Collecting monthly EMI requires consistent follow-up and monitoring of payments.

• Borrowers may default on their payments, leading to additional efforts for collection.

• Examples of challenges in collecting EMI include late payments, non-payments, and loan restructuring.

• Efficient loan origination processes can help minimize risks in giving ...read more

If a customer is unable to repay their EMI, I would follow a proactive approach to address the situation.

• Assess the reason behind the customer's inability to repay the EMI

• Offer alternative repayment options or reschedule the EMI

• Provide financial counseling or guidance to the customer

• Consider restructuring the loan or adjusting the repayment terms

• Initiate legal action as a last resort, if necessary

Village survey involves collecting data about the demographics, infrastructure, and resources of a village.

• The survey team visits the village and collects data through interviews, observations, and measurements.

• The team records information about the population, including age, gender, and occupation.

• They also gather data about the village's infrastructure, such as roads, schools, and healthcare facilities.

• The team assesses the availability of resources like water, electricity,...read more

My previous company's payment structure was competitive and included a base salary with performance-based bonuses.

• Competitive payment structure

• Base salary with performance-based bonuses

• Regular pay schedule

• Transparent payment policies

To find null values from a data using SQL, use the IS NULL operator.

• Use the IS NULL operator to check for null values in a specific column.

• Combine the IS NULL operator with the WHERE clause to filter out null values.

• Use the COUNT function to count the number of null values in a column.

• Example: SELECT * FROM table_name WHERE column_name IS NULL;

• Example: SELECT COUNT(column_name) FROM table_name WHERE column_name IS NULL;

This SQL query selects all rows from a table where the student_name column is null.

• The query uses the SELECT statement to retrieve data from a table.

• The * symbol means all columns will be selected.

• The WHERE clause filters the results to only include rows where student_name is null.