Star Health & Allied Insurance
10+ Zepto Interview Questions and Answers
Q1. How many types of Life Insurance?
There are several types of life insurance policies available.
Term life insurance
Whole life insurance
Universal life insurance
Variable life insurance
Indexed universal life insurance
Final expense insurance
Group life insurance
Q2. What is the full form of IRDA?
IRDA stands for Insurance Regulatory and Development Authority.
IRDA is a regulatory body in India that oversees the insurance industry.
It was established in 1999 under the IRDA Act.
IRDA's main functions include issuing licenses to insurance companies, protecting policyholders' interests, and promoting the growth and development of the insurance sector.
IRDA also sets guidelines and regulations for insurance products and ensures compliance by insurance companies.
Examples of IRD...read more
Q3. What you know about Star Health Insurance?
Star Health Insurance is a leading insurance company in India specializing in health insurance.
Star Health Insurance is one of the largest standalone health insurance companies in India.
It offers a wide range of health insurance products and services.
The company has a strong network of hospitals and healthcare providers across the country.
Star Health Insurance provides coverage for various medical expenses, including hospitalization, surgeries, and critical illnesses.
They off...read more
Q4. What is Insurance?
Insurance is a contract between an individual or organization and an insurance company, where the insured pays premiums in exchange for financial protection against potential losses or damages.
Insurance provides financial protection against unforeseen events or risks.
It involves a contract between the insured and the insurance company.
The insured pays regular premiums to the insurance company.
In case of a covered loss or damage, the insurance company compensates the insured.
T...read more
Q5. How many parties in Insurance?
There are typically three parties involved in insurance: the insurer, the insured, and the beneficiary.
Insurer: The company or organization that provides the insurance coverage.
Insured: The individual or entity that purchases the insurance policy.
Beneficiary: The person or entity designated to receive the benefits or payouts from the insurance policy.
Example: In car insurance, the insurance company (insurer) provides coverage to the car owner (insured), and in case of an acci...read more
Q6. Bio data,what different between health insurance and life insurance
Health insurance covers medical expenses, while life insurance provides financial protection in case of death.
Health insurance covers medical expenses such as doctor visits, hospital stays, and prescription medications.
Life insurance provides a lump sum payment to beneficiaries in the event of the policyholder's death.
Health insurance is typically used to cover costs related to illness or injury, while life insurance is used to provide financial security for loved ones after ...read more
Q7. Do you know Computer operation with speed? Do you have knowledge in Excel Worksheet, VLOOKUP, HLOOKUP, PIVOT TABLE? This is must.
Q8. Are you comportable in sales insurance
Yes, I am comfortable in sales insurance.
I have previous experience in selling insurance policies.
I am knowledgeable about different types of insurance policies and their benefits.
I am confident in my communication and negotiation skills.
I am willing to learn and adapt to new sales techniques.
I understand the importance of building trust and maintaining good relationships with clients.
Q9. Do you know how to use excel ?
Yes, I am proficient in using Excel for data analysis, reporting, and creating spreadsheets.
Proficient in using Excel for data analysis and reporting
Skilled in creating and managing spreadsheets
Familiar with advanced functions and formulas in Excel
Experienced in data visualization using charts and graphs
Able to perform data manipulation and sorting tasks efficiently
Q10. Experience total years
I have 10 years of experience in sales management.
Started as a sales representative and worked my way up to sales manager
Managed a team of sales professionals and consistently exceeded sales targets
Implemented successful sales strategies and initiatives to drive revenue growth
Q11. Tell 5 Decision Maker Designation.
Decision Maker Designations are key roles in a company responsible for making important decisions.
CEO - Chief Executive Officer
CFO - Chief Financial Officer
CMO - Chief Marketing Officer
CTO - Chief Technology Officer
COO - Chief Operating Officer
Q12. High level components and the architecture of current project.
The current project consists of high level components such as frontend, backend, database, and external APIs, following a microservices architecture.
Frontend built using React.js for the user interface
Backend implemented in Node.js using Express framework
Database is PostgreSQL for storing data
Microservices architecture with communication through RESTful APIs
Integration with external APIs for additional functionality
Q13. What is email marketing?
Email marketing is a digital marketing strategy that involves sending promotional messages to a targeted audience via email.
Email marketing helps businesses reach their target audience directly
It can be used to promote products, services, events, and more
Email marketing campaigns can include newsletters, promotional offers, and personalized content
Metrics such as open rates, click-through rates, and conversions are used to measure the success of email marketing
Examples of ema...read more
Q14. What is keywords?
Keywords are specific words or phrases that are used in online content to help search engines understand the topic of the content.
Keywords are crucial for SEO and email marketing strategies.
They help improve search engine rankings and drive targeted traffic to a website.
Examples of keywords include 'email marketing', 'digital marketing', 'best email campaigns'.
Q15. Strategues to improve sales
Implementing targeted marketing campaigns, improving customer service, analyzing sales data for insights, training sales team
Implement targeted marketing campaigns to reach specific customer segments
Improve customer service to enhance customer satisfaction and loyalty
Analyze sales data to identify trends and opportunities for growth
Provide ongoing training and support for the sales team to improve their skills and performance
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