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Star Health & Allied Insurance

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10+ Zepto Interview Questions and Answers

Updated 11 Nov 2024

Q1. How many types of Life Insurance?

Ans.

There are several types of life insurance policies available.

  • Term life insurance

  • Whole life insurance

  • Universal life insurance

  • Variable life insurance

  • Indexed universal life insurance

  • Final expense insurance

  • Group life insurance

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Q2. What is the full form of IRDA?

Ans.

IRDA stands for Insurance Regulatory and Development Authority.

  • IRDA is a regulatory body in India that oversees the insurance industry.

  • It was established in 1999 under the IRDA Act.

  • IRDA's main functions include issuing licenses to insurance companies, protecting policyholders' interests, and promoting the growth and development of the insurance sector.

  • IRDA also sets guidelines and regulations for insurance products and ensures compliance by insurance companies.

  • Examples of IRD...read more

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Q3. What you know about Star Health Insurance?

Ans.

Star Health Insurance is a leading insurance company in India specializing in health insurance.

  • Star Health Insurance is one of the largest standalone health insurance companies in India.

  • It offers a wide range of health insurance products and services.

  • The company has a strong network of hospitals and healthcare providers across the country.

  • Star Health Insurance provides coverage for various medical expenses, including hospitalization, surgeries, and critical illnesses.

  • They off...read more

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Q4. What is Insurance?

Ans.

Insurance is a contract between an individual or organization and an insurance company, where the insured pays premiums in exchange for financial protection against potential losses or damages.

  • Insurance provides financial protection against unforeseen events or risks.

  • It involves a contract between the insured and the insurance company.

  • The insured pays regular premiums to the insurance company.

  • In case of a covered loss or damage, the insurance company compensates the insured.

  • T...read more

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Q5. How many parties in Insurance?

Ans.

There are typically three parties involved in insurance: the insurer, the insured, and the beneficiary.

  • Insurer: The company or organization that provides the insurance coverage.

  • Insured: The individual or entity that purchases the insurance policy.

  • Beneficiary: The person or entity designated to receive the benefits or payouts from the insurance policy.

  • Example: In car insurance, the insurance company (insurer) provides coverage to the car owner (insured), and in case of an acci...read more

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Q6. Bio data,what different between health insurance and life insurance

Ans.

Health insurance covers medical expenses, while life insurance provides financial protection in case of death.

  • Health insurance covers medical expenses such as doctor visits, hospital stays, and prescription medications.

  • Life insurance provides a lump sum payment to beneficiaries in the event of the policyholder's death.

  • Health insurance is typically used to cover costs related to illness or injury, while life insurance is used to provide financial security for loved ones after ...read more

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Q7. Do you know Computer operation with speed? Do you have knowledge in Excel Worksheet, VLOOKUP, HLOOKUP, PIVOT TABLE? This is must.

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Q8. Are you comportable in sales insurance

Ans.

Yes, I am comfortable in sales insurance.

  • I have previous experience in selling insurance policies.

  • I am knowledgeable about different types of insurance policies and their benefits.

  • I am confident in my communication and negotiation skills.

  • I am willing to learn and adapt to new sales techniques.

  • I understand the importance of building trust and maintaining good relationships with clients.

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Q9. Do you know how to use excel ?

Ans.

Yes, I am proficient in using Excel for data analysis, reporting, and creating spreadsheets.

  • Proficient in using Excel for data analysis and reporting

  • Skilled in creating and managing spreadsheets

  • Familiar with advanced functions and formulas in Excel

  • Experienced in data visualization using charts and graphs

  • Able to perform data manipulation and sorting tasks efficiently

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Q10. Experience total years

Ans.

I have 10 years of experience in sales management.

  • Started as a sales representative and worked my way up to sales manager

  • Managed a team of sales professionals and consistently exceeded sales targets

  • Implemented successful sales strategies and initiatives to drive revenue growth

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Q11. Tell 5 Decision Maker Designation.

Ans.

Decision Maker Designations are key roles in a company responsible for making important decisions.

  • CEO - Chief Executive Officer

  • CFO - Chief Financial Officer

  • CMO - Chief Marketing Officer

  • CTO - Chief Technology Officer

  • COO - Chief Operating Officer

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Q12. High level components and the architecture of current project.

Ans.

The current project consists of high level components such as frontend, backend, database, and external APIs, following a microservices architecture.

  • Frontend built using React.js for the user interface

  • Backend implemented in Node.js using Express framework

  • Database is PostgreSQL for storing data

  • Microservices architecture with communication through RESTful APIs

  • Integration with external APIs for additional functionality

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Q13. What is email marketing?

Ans.

Email marketing is a digital marketing strategy that involves sending promotional messages to a targeted audience via email.

  • Email marketing helps businesses reach their target audience directly

  • It can be used to promote products, services, events, and more

  • Email marketing campaigns can include newsletters, promotional offers, and personalized content

  • Metrics such as open rates, click-through rates, and conversions are used to measure the success of email marketing

  • Examples of ema...read more

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Q14. What is keywords?

Ans.

Keywords are specific words or phrases that are used in online content to help search engines understand the topic of the content.

  • Keywords are crucial for SEO and email marketing strategies.

  • They help improve search engine rankings and drive targeted traffic to a website.

  • Examples of keywords include 'email marketing', 'digital marketing', 'best email campaigns'.

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Q15. Strategues to improve sales

Ans.

Implementing targeted marketing campaigns, improving customer service, analyzing sales data for insights, training sales team

  • Implement targeted marketing campaigns to reach specific customer segments

  • Improve customer service to enhance customer satisfaction and loyalty

  • Analyze sales data to identify trends and opportunities for growth

  • Provide ongoing training and support for the sales team to improve their skills and performance

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