South Indian Bank Clerk Staff Interview Questions and Answers

Guesstimate on pre approved personal loan

Q1. Guesstimate on pre approved pl
Ans. 
I would estimate the pre-approved PL based on historical data, market trends, and current economic conditions.
• Consider the average pre-approved PL amounts from previous years

• Analyze the current market trends and interest rates to predict potential PL amounts

• Take into account the economic conditions and potential changes in lending policies

• Consult with financial experts or analysts for more accurate estimations
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Q2. Gues on pre approved pl
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Q1. Cultural fitment round done
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Q2. Cultural fitment round done over here
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Q1. Normal Round well-known
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Q2. Everyone acceptedNorms
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Q1. Package Related
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Q2. Smoothly Functioning
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Q1. Subject Knowledge
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Q2. Fantastic Recall
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Q1. How to bring NTB corporate on-board in to the company.
Ans. 
To bring NTB corporate on-board, establish clear communication channels, showcase benefits of collaboration, and address any concerns or objections.
• Establish clear communication channels to facilitate smooth collaboration

• Showcase the benefits of partnering with the company, such as increased market reach or access to new technologies

• Address any concerns or objections NTB corporate may have, and provide solutions or rea...read more
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Q2. How to get good number of corporate leads from the market?
Ans. 
To get good number of corporate leads from the market, focus on networking, targeted marketing, and providing value.
• Build a strong network by attending industry events, joining relevant online communities, and connecting with potential leads on social media.

• Create targeted marketing campaigns that speak directly to the pain points and needs of corporate clients.

• Provide value through informative content, webinars, and w...read more
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Internal exam of DBS in their website

Q1. About you're experience
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Q2. Ensure roles and responsibility
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Haker rank,..........,...........

Q1. Ds alogortithns,........
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Q1. Why you want to change
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They will share one link .. in that we have few multiple choise questions and 3 coding problems. one java, one HTML and one SQL

Q1. Hibernate type of caches ?
Ans. 
Hibernate supports two types of caches: Level 1 (session) cache and Level 2 (SessionFactory) cache.
• Level 1 cache is associated with the session object and is enabled by default.

• Level 2 cache is shared across sessions and requires configuration.

• Level 2 cache can be implemented using various providers like Ehcache, Infinispan, Hazelcast, etc.
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Q2. How to implement REST API (steps)?
Ans. 
To implement REST API, follow these steps:
• Define the resources and their URIs

• Define the HTTP methods (GET, POST, PUT, DELETE)

• Implement the methods using a programming language

• Test the API using tools like Postman

• Document the API using tools like Swagger
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Q3. Transaction Management in springboot?
Ans. 
Spring Boot provides transaction management support through the use of @Transactional annotation.
• Spring Boot uses the @Transactional annotation to manage transactions.

• The @Transactional annotation can be applied to methods or classes.

• Spring Boot supports both programmatic and declarative transaction management.

• Programmatic transaction management involves using the TransactionTemplate class.

• Declarative transaction manag...read more
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Q4. CrudRepository v/s JpaRepository ?
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Q5. What is n+1 issue in hybernate ?
Ans. 
n+1 issue in Hibernate refers to the problem of excessive database queries being executed due to lazy loading.
• Occurs when a query fetches an entity and its associated entities one at a time instead of all at once

• Can be solved by using eager loading or batch fetching

• Can also be solved by using a join fetch query

• Can lead to performance issues and slow down the application
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Q6. Write small code using @OneToMany and @ManyToOne ?
Ans. 
Example code using @OneToMany and @ManyToOne annotations
• Create two entities, one with @OneToMany and the other with @ManyToOne annotation

• Use mappedBy attribute in @OneToMany to specify the relationship

• Use joinColumn attribute in @ManyToOne to specify the foreign key column

• Example: User has many Posts, Post belongs to one User
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Q1. HR will discuss about your Salary and other things ?
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