SK Finance Limited Regional Sales Manager Interview Questions and Answers

Q1. How to create teams and strategies for drive the Lap business in assigned region.
Ans. 
To drive Lap business in assigned region, create teams and strategies focusing on market analysis, customer segmentation, product positioning, and sales tactics.
• Conduct thorough market analysis to identify key opportunities and challenges in the region.

• Segment customers based on their needs, preferences, and buying behaviors to tailor strategies accordingly.

• Position Lap products effectively by highlighting their unique...read more
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Q2. Recruiting right people and catch the market space through teams and drive according to company strategies
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Q1. Buisness discussion and how to take product in to the market and how to create sussessfull slae teams and make them productive
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Q1. Where do you like to see yourselves after 5 yrs
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Q2. Share few insights about the market
Ans. 
The market is highly competitive and constantly evolving.
• The demand for our product is increasing due to its unique features.

• Our competitors are offering similar products at lower prices.

• There is a growing trend towards sustainable and eco-friendly products.

• The market is heavily influenced by online reviews and social media.

• There are new regulations being introduced that could impact our sales.

• We have identified a pote...read more
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Q3. How big is the mortgage market
Ans. 
The mortgage market is a multi-trillion dollar industry that includes various types of loans and lenders.
• The mortgage market includes loans for purchasing homes, refinancing existing mortgages, and home equity loans.

• In the United States, the mortgage market was valued at $11.2 trillion in 2020.

• The market is highly competitive and includes a mix of traditional banks, credit unions, and online lenders.

• Factors such as int...read more
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Q1. Be confident on gold loan and health insurance... Speak more on cross selling.
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Q1. Market risk vs Business Risk
Ans. 
Market risk is the risk of financial loss due to changes in market conditions, while business risk is the risk of financial loss due to factors specific to a company's operations.
• Market risk is external and beyond the control of the company, while business risk is internal and can be managed by the company.

• Market risk includes factors such as interest rates, inflation, and currency fluctuations, while business risk inc...read more
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Q2. What is cibil and how it help to judge the case
Ans. 
CIBIL is a credit information company that maintains credit records of individuals and businesses to help lenders assess creditworthiness.
• CIBIL stands for Credit Information Bureau (India) Limited

• It collects and maintains credit information of individuals and businesses

• Lenders use CIBIL reports to assess the creditworthiness of borrowers

• CIBIL score ranges from 300 to 900, with higher scores indicating better creditwort...read more
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Returns test given by myself

Q1. Face to face round taken by Regional Business Head
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Q2. What is 2515? Wis difference between commercial car and private car?
Ans. 
Commercial cars are used for business purposes, while private cars are for personal use.
• Commercial cars are typically owned by companies and used for transportation of goods or services.

• Private cars are owned by individuals and used for personal transportation.

• Commercial cars may have special features like cargo space or signage for advertising.

• Private cars are usually smaller and designed for passenger comfort.

• Commerc...read more
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