Shriram Finance Interview Questions, Process, and Tips

Able customers for loan are those who have a stable income, good credit score, and a clear repayment plan.

• Stable income

• Good credit score

• Clear repayment plan

Money is collected from lenders through various methods such as direct debit, wire transfer, or check.

• Direct debit is a common method where the lender authorizes the borrower to withdraw funds from their account on a regular basis.

• Wire transfer is another option where the lender can transfer funds directly to the borrower's account.

• Checks can also be used, but may take longer to process and clear.

• It's important to esta...read more

I follow up with lenders through regular communication and by providing timely updates on loan applications.

• Regularly communicate with lenders to keep them updated on loan applications

• Provide timely updates on loan applications to lenders

• Respond promptly to any inquiries or requests from lenders

• Maintain a professional and courteous relationship with lenders

• Ensure all necessary documentation is provided to lenders in a

Funding a customer involves assessing their creditworthiness and providing them with financial resources to meet their needs.

• Assess the customer's creditworthiness through credit checks and financial analysis

• Determine the appropriate funding option based on the customer's needs and financial situation

• Provide the customer with the necessary financial resources, such as loans or credit lines

• Monitor the customer's repayme...read more

Customer's funding intention can be judged by analyzing their financial history, business plan, and credit score.

• Analyze customer's financial history to see if they have a good track record of repaying loans

• Evaluate the customer's business plan to see if it is feasible and has potential for growth

• Check the customer's credit score to determine their creditworthiness

• Assess the customer's debt-to-income ratio to see if th...read more

I have traveled to over 20 countries and love experiencing different cultures.

• I have a passion for travel and have visited countries such as Japan, Italy, Australia, and Brazil.

• I enjoy immersing myself in the local culture and trying new foods and activities.

• One of my favorite travel experiences was hiking the Inca Trail to Machu Picchu in Peru.

• I believe traveling has broadened my perspective and taught me to appreciat

Yes, I can work under pressure.

• I thrive in high-pressure situations and remain calm and focused.

• I have experience working in fast-paced environments and meeting tight deadlines.

• I am able to prioritize tasks effectively and handle multiple projects simultaneously.

• I can adapt quickly to changing circumstances and make sound decisions under pressure.

• I maintain a positive attitude and motivate myself and others to perform

I enjoy reading, playing guitar, and hiking in my free time.

• Reading: I love diving into different genres and expanding my knowledge.

• Playing guitar: I find it therapeutic and enjoy learning new songs.

• Hiking: Being in nature helps me relax and rejuvenate.