Ripples Advisory Interview Questions and Answers

Q1. Tell me about yourself
Ans. 
I am a recent graduate with a degree in Business Administration and a passion for leadership and problem-solving.
• Recent graduate with a degree in Business Administration

• Passionate about leadership and problem-solving

• Experience in leading student organizations and managing projects

• Strong communication and analytical skills

• Seeking opportunities for growth and development in a management role
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Q2. Basic question regarding accounting
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Basic aptitude and accounting questions

Q1. Basic Features of Excel and Keywords
Ans. 
Excel is a spreadsheet program used for data organization and analysis.
• Basic features include formulas, functions, charts, and sorting/filtering.

• Keywords include cells, rows, columns, and worksheets.

• Examples: SUM function, PivotTables, VLOOKUP formula.
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Q2. What you do in a customer service job and how you interact with the customers and solve their query.
Ans. 
In a customer service job, I interact with customers to understand their queries and provide solutions to their problems.
• Listen actively to customers to understand their concerns

• Empathize with customers to show understanding and build rapport

• Offer solutions or alternatives to address customer issues

• Follow up with customers to ensure their concerns are resolved

• Maintain a positive and professional attitude throughout int
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Q3. Procedure of Online KYC
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Online KYC is the process of verifying the identity of customers remotely through digital means.
• Collect customer information such as name, address, date of birth, and identification documents.

• Use verification methods like biometric authentication, facial recognition, or document verification.

• Verify the authenticity of the documents provided by the customer.

• Comply with regulatory requirements and data protection laws.

• No...read more
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Q1. Life cycle of thread
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Thread life cycle includes new, runnable, running, blocked, and terminated states.
• Thread is created in 'new' state

• It becomes 'runnable' when start() method is called

• Thread enters 'running' state when CPU starts executing its run() method

• It can go to 'blocked' state if it's waiting for a resource

• Finally, thread reaches 'terminated' state when run() method completes or stop() method is called
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Q2. İnternal working of hash map
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Hash map is a data structure that stores key-value pairs and uses a hash function to map keys to their corresponding values.
• Hash map consists of an array of buckets, each containing a linked list of key-value pairs.

• When inserting a key-value pair, the hash function is used to determine the index of the bucket where the pair should be stored.

• To retrieve a value, the hash function is used to find the corresponding bucket...read more
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Q1. Salary expectations
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Q2. Why I want to change the job
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Seeking new challenges, growth opportunities, and a better work-life balance.
• Looking for new challenges and opportunities to learn and grow

• Seeking a better work-life balance

• Interested in working with new technologies or in a different industry

• Wanting to advance career progression
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Q1. WHAT IS DERIVATIVES
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Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Derivatives can be used for hedging, speculation, or arbitrage.

• Examples of derivatives include options, futures, forwards, and swaps.

• Derivatives allow investors to take on risk or hedge against risk in the financial markets.
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Q2. HOW ECONOMIC CHANGES AFFECT MARKET
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Economic changes can have a significant impact on the market by influencing consumer behavior, investor sentiment, and overall business performance.
• Changes in interest rates can affect borrowing costs for businesses and consumers, impacting spending and investment decisions.

• Fluctuations in currency exchange rates can impact the competitiveness of exports and imports, affecting international trade.

• Changes in government ...read more
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Q1. Can you tell me about yourself?
Ans. 
Experienced branch manager with a proven track record of driving sales and leading teams to success.
• Over 10 years of experience in banking and financial services

• Successfully managed a team of 20+ employees at previous branch

• Implemented strategies that increased branch revenue by 15% in one year

• Strong leadership and communication skills

• Passionate about developing employees and fostering a positive work environment
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Q2. What were your achievements in your previous company?
Ans. 
I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.
• Exceeded sales targets by 20%

• Implemented new strategies to improve customer satisfaction

• Led a team to success
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Q1. What is capital market
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Capital market is a financial market where long-term debt or equity-backed securities are bought and sold.
• Capital market facilitates the buying and selling of long-term financial instruments such as stocks, bonds, and other securities.

• It provides a platform for companies and governments to raise funds for their operations or projects.

• Investors can invest in capital market securities to earn returns through dividends, i...read more
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Q2. What is coporate action
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Corporate action refers to an event initiated by a public company that impacts its shareholders and securities.
• Corporate actions can include dividends, stock splits, mergers, acquisitions, rights issues, and more.

• These actions can affect the value of securities, ownership structure, and voting rights of shareholders.

• Investors need to stay informed about corporate actions to make informed decisions about their investmen
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Q1. Operation of management
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Operation of management involves planning, organizing, leading, and controlling resources to achieve organizational goals.
• Planning involves setting goals and determining the best course of action to achieve them.

• Organizing involves arranging resources and tasks to achieve the goals efficiently.

• Leading involves motivating and guiding employees to work towards the goals.

• Controlling involves monitoring progress and making...read more
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Q2. Fild problem today days complete
Ans. 
The problem of today's society is complex and multifaceted.
• Social inequality

• Climate change

• Political polarization

• Mental health issues

• Technological advancements
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Q3. Time salary office saracular, management studies.
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Q1. Past job Experience
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Q2. Salary Expactation
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How will you take your buisness grow

Q1. What is a important with sales
Ans. 
Building relationships, understanding customer needs, effective communication, closing deals
• Building relationships with customers is crucial for long-term success

• Understanding customer needs and providing solutions tailored to them is key

• Effective communication skills help in conveying the value of products/services

• Closing deals efficiently and effectively is important for achieving sales targets
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Q2. How will take buisness grow
Ans. 
Our business will grow through strategic partnerships, expanding our product line, and increasing our marketing efforts.
• Forming strategic partnerships with other companies to reach new markets and customers

• Expanding our product line to offer more options and attract a wider customer base

• Increasing our marketing efforts through social media, advertising, and promotions
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