Protium Finance Branch Credit Manager Interview Questions and Answers

Q1. Good hr policy and good to talk
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Tcm rcm and zbh taken interview

Online test was conducted by placement

Moneyless economy in India; advantages ve disadvantages

Q1. Why do you want to work in sales
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Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
Ans. 
Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.
• Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

• Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

• Bank statements show a person's i...read more
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Q1. How long do you see with our company
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There will be some question related to aptitude you to clear it for 2nd round

Q1. Hr will connect you for introduction and basic info and payout
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Q1. Final round will be conduct by process manager
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First of all, my interview was taken by mr manoj gupta ji, NCM sir. He asked me about my education and job experience. After that, he asked me about the study of 2-3 cases. What is asked and observed from the customer during the visit. What documents are required to creat a case.

Q1. Hr ma'am asked me about my post and salary in my previous company.
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Q2. She asked me what post and how much salary I want.
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Q1. Good experience
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Q2. Discuss properly CTC
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Q3. As per experience current organisation and basr current CTC high
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Q1. Relevant job experience
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Q2. How credit cards works
Ans. 
Credit cards allow consumers to borrow money from a bank or financial institution to make purchases.
• Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.

• When a purchase is made using a credit card, the bank or financial institution pays the merchant on behalf of the consumer.

• The consumer then has to pay back the borrowed amount, along with any interest and fees, to the bank or fin...read more
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Q3. Team handling experience
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