Pine Labs
30+ Ngf College Engineering Technology Interview Questions and Answers
Q1. How to manage a client who is upset with the ongoing project
Listen to their concerns, empathize, offer solutions and follow up regularly.
Acknowledge their frustration and apologize for any inconvenience caused.
Listen actively to their concerns and ask questions to understand the root cause of their dissatisfaction.
Offer solutions to address their concerns and provide a timeline for implementation.
Follow up regularly to ensure that the client is satisfied with the progress and address any new concerns that may arise.
Maintain open and t...read more
Q2. What is PL/SQL, and what is a cursor, including their lifecycle?
PL/SQL is a procedural language extension for SQL in Oracle databases. A cursor is a pointer to a result set returned by a SQL query.
PL/SQL stands for Procedural Language/Structured Query Language and is used for writing procedural code in Oracle databases.
A cursor is a database object used to retrieve and manipulate data row by row.
Cursors have a lifecycle that includes opening, fetching data, processing data, and closing the cursor.
Example: DECLARE cursor_name CURSOR FOR SE...read more
Q3. What is the SQL query to find the 5th highest salary?
Use SQL query with ORDER BY and LIMIT to find the 5th highest salary.
Use ORDER BY clause to sort salaries in descending order
Use LIMIT 1 OFFSET 4 to skip the first 4 highest salaries and get the 5th highest salary
Q4. What is the SQL query to retrieve duplicate records from a database?
The SQL query to retrieve duplicate records from a database involves using the GROUP BY and HAVING clauses.
Use the GROUP BY clause to group the records based on the columns that may contain duplicates.
Use the HAVING clause to filter out groups that have a count greater than 1, indicating duplicates.
Example: SELECT column1, column2, COUNT(*) FROM table_name GROUP BY column1, column2 HAVING COUNT(*) > 1;
Q5. How will you assess the market for upcoming Online payments product ?
I will assess the market for upcoming Online payments product by conducting market research and analyzing customer needs and preferences.
Conduct market research to identify the target audience and their needs
Analyze the competition and their offerings
Identify the gaps in the market and potential opportunities
Gather feedback from potential customers through surveys and focus groups
Consider factors such as security, ease of use, and convenience
Evaluate the regulatory environmen...read more
Q6. What is the difference between VARCHAR and VARCHAR2 data types?
VARCHAR is a variable-length character string data type with a maximum length specified, while VARCHAR2 is a variable-length character string data type with no maximum length specified.
VARCHAR requires storage space for NULL values, while VARCHAR2 does not
VARCHAR2 is more efficient in terms of storage and performance compared to VARCHAR
In Oracle, VARCHAR is synonymous with VARCHAR2
Q7. What are the methods used to find the valuation of a company?
Methods used to find the valuation of a company include comparable company analysis, precedent transactions, discounted cash flow analysis, and asset-based valuation.
Comparable Company Analysis: Compares the target company to similar publicly traded companies to determine its value.
Precedent Transactions: Examines the prices paid for similar companies in the past to estimate the target company's value.
Discounted Cash Flow Analysis: Estimates the present value of a company's f...read more
Q8. Difference in CLP and SCLP cards?
CLP and SCLP cards are used for different levels of access to classified information.
CLP stands for Confidential Level of Protection and is used for access to confidential information.
SCLP stands for Secret Confidential Level of Protection and is used for access to secret and confidential information.
SCLP cards have additional security measures and require a higher level of clearance than CLP cards.
Both cards are used by government agencies and contractors who handle classifi...read more
Q9. What do you know about Pine Labs?
Pine Labs is a leading provider of payment and fintech solutions in India.
Pine Labs offers a wide range of payment solutions for merchants, including POS machines, online payment gateways, and gift cards.
The company was founded in 1998 and is headquartered in Noida, India.
Pine Labs has partnerships with major banks and financial institutions to offer innovative payment solutions to businesses.
The company has a strong presence in the Indian market and is expanding its operatio...read more
Q10. What do you know abt POS
POS stands for Point of Sale. It refers to the system used to complete sales transactions in retail or hospitality businesses.
POS is a computerized system that includes hardware (such as a cash register or barcode scanner) and software (to process transactions and manage inventory).
It is used to facilitate the exchange of goods or services for payment.
POS systems can track sales, manage inventory, generate reports, and process various payment methods.
They are commonly used in...read more
Q11. Print Left image of binary tree
Print left view of binary tree
Traverse the binary tree level by level
Print the first node at each level encountered
Q12. What is rest api and explain its error codes
REST API is a type of web service that allows communication between different systems over HTTP.
REST API stands for Representational State Transfer Application Programming Interface.
It uses standard HTTP methods like GET, POST, PUT, DELETE for communication.
Error codes in REST API include 4xx for client errors (e.g. 404 for not found) and 5xx for server errors (e.g. 500 for internal server error).
Q13. what do you like more, array or list
I prefer arrays for their fixed size and faster access, but lists for their flexibility and ease of manipulation.
Arrays are preferred for their fixed size and faster access time, especially when random access is required.
Lists are more flexible and easier to manipulate, especially when elements need to be added or removed frequently.
Arrays are typically used when the size of the collection is known beforehand, while lists are used when the size may vary.
Example: In a scenario...read more
Q14. Pick a type of payment method and tell me all the systems involved in that.
Credit card payment involves multiple systems like POS terminals, payment gateways, and card networks.
Point of Sale (POS) terminals are used to swipe or insert the credit card for payment.
Payment gateways securely transmit payment information between the merchant and the bank.
Card networks like Visa, Mastercard, and American Express process the transaction and transfer funds between parties.
Q15. what recent developments fintech as an industry have.
Fintech industry has seen recent developments in digital payments, blockchain technology, and AI-driven financial services.
Digital payments have become more popular and convenient, with the rise of mobile wallets like Apple Pay and Google Pay.
Blockchain technology has gained traction in the financial sector, enabling secure and transparent transactions.
Artificial intelligence is being used to provide personalized financial services, such as robo-advisors and chatbots.
Open ban...read more
Q16. What is MDR of EDC.in Paytm
MDR of EDC.in Paytm is the Merchant Discount Rate charged by Paytm for transactions made through their Electronic Data Capture (EDC) system.
MDR is a fee charged by Paytm to merchants for accepting payments through their EDC system
It is a percentage of the transaction amount and varies based on the type of transaction and merchant category
MDR covers the costs associated with payment processing, infrastructure, and other services provided by Paytm
For example, if the MDR is 2% a...read more
Q17. What's the weather today
The weather today is sunny with a few clouds and a high of 75 degrees.
Sunny weather with some clouds
High temperature of 75 degrees
Possibility of rain later in the day
Q18. what values do you have
I value continuous learning, collaboration, innovation, and integrity in my work as a software developer.
Continuous learning: I believe in staying updated with the latest technologies and trends in the industry.
Collaboration: I value working in a team and sharing knowledge and ideas with my colleagues.
Innovation: I strive to find creative solutions to problems and improve processes.
Integrity: I believe in honesty, transparency, and ethical behavior in all aspects of my work.
Q19. Working Flow Of an API
APIs allow communication between different software applications by defining a set of rules for data exchange.
APIs provide a standardized way for applications to interact with each other
APIs typically use HTTP requests to send and receive data
APIs can be RESTful, SOAP-based, or use other protocols
APIs often require authentication and may have rate limits
API documentation is important for developers to understand how to use the API
Q20. 1) Security concepts in details 2) Linux commands
Security concepts include encryption, authentication, access control, and network security. Linux commands involve file management, user administration, and networking.
Security concepts: encryption, authentication, access control, network security
Linux commands: file management, user administration, networking
Security examples: AES encryption, two-factor authentication, firewall rules
Linux examples: ls, chmod, ifconfig
Q21. What is Pine labs ?
Pine Labs is a leading merchant platform company that provides payment and loyalty solutions to merchants.
Pine Labs offers a range of payment solutions such as POS machines, online payments, and mobile payments.
It also provides loyalty and gift card solutions to merchants.
Pine Labs has a presence in multiple countries including India, UAE, and Malaysia.
Some of its notable clients include McDonald's, KFC, and Samsung.
Q22. Swap words in strings
Swap words in strings
Split the string into words
Swap the words using a temporary variable
Join the words back into a string
Q23. Types of clients in earlier job
In my previous job, I dealt with a diverse range of clients including individuals, small businesses, and large corporations.
Individual clients seeking personal financial advice
Small businesses looking for investment opportunities
Large corporations requiring financial planning and risk management services
Q24. What is EDC Machine.
EDC Machine is an electronic device used for processing card payments.
EDC stands for Electronic Data Capture.
It is commonly used in retail stores, restaurants, and other businesses to accept credit and debit card payments.
The machine reads the information from the card's magnetic stripe or chip and securely transmits it for authorization.
It can also print receipts for customers.
EDC machines are connected to a payment network or a bank for transaction processing.
They provide c...read more
Q25. Implement Code for Order Placement
Implement code for order placement
Create a class or function to handle order placement
Include parameters for customer information, product details, and payment information
Implement validation checks for input data before processing the order
Generate a unique order ID for each order placed
Update inventory levels and customer records after successful order placement
Q26. find k closest elements
Find k closest elements in an array
Sort the array based on the absolute difference between each element and the target element
Return the first k elements from the sorted array
Q27. Features to be included in Uber
Q28. Features to be included in Zomato
Q29. Tell improvements in UPI app
Some improvements in UPI app include enhanced security features, faster transaction processing, improved user interface, and expanded merchant services.
Enhance security features to prevent fraud and unauthorized access
Improve transaction processing speed to reduce waiting time for users
Enhance user interface for better user experience and ease of navigation
Expand merchant services to attract more businesses to accept UPI payments
Q30. Explain the concepts of oop.
OOP stands for Object-Oriented Programming, a programming paradigm based on the concept of objects.
OOP focuses on creating objects that contain data and methods to manipulate that data.
Encapsulation is a key concept in OOP, where data is hidden within objects and can only be accessed through methods.
Inheritance allows objects to inherit attributes and methods from parent classes.
Polymorphism allows objects to be treated as instances of their parent class, enabling flexibility...read more
Q31. Explain MVVM in brief
MVVM is a design pattern that separates the UI logic from the business logic in an application.
Model: Represents the data and business logic of the application
View: Represents the UI components of the application
ViewModel: Acts as a mediator between the Model and View, handling the UI logic and data binding
Encourages separation of concerns and easier unit testing
Q32. Explain dependency injection
Dependency injection is a design pattern where components are provided with their dependencies rather than creating them internally.
In dependency injection, the dependencies of a component are injected from the outside.
This helps in making components more modular, testable, and reusable.
There are three types of dependency injection - constructor injection, setter injection, and interface injection.
Q33. Design a market place system
Design a marketplace system for buying and selling goods and services.
Create user accounts for buyers and sellers
Implement search and filter functionality for easy browsing
Include secure payment processing system
Allow users to leave reviews and ratings for products/services
Provide customer support and dispute resolution
Consider scalability and performance for handling large volumes of transactions
Q34. Write a sql query
SQL query to retrieve all employees from a specific department
Use SELECT statement to retrieve data
Specify the columns to be retrieved
Use WHERE clause to filter by department
Q35. Transactions in spring
Transactions in Spring framework help manage database transactions in a consistent and reliable manner.
Spring provides support for declarative transaction management using @Transactional annotation
Transactions can be managed programmatically using TransactionTemplate
Spring supports both programmatic and declarative transaction management
Transactions ensure ACID properties (Atomicity, Consistency, Isolation, Durability)
Q36. Rest api vs kafla
REST API is a standard way of building web services, while Kafka is a distributed streaming platform for handling real-time data feeds.
REST API is used for building web services that follow the REST architectural style
Kafka is used for handling real-time data feeds and building real-time data pipelines
REST API is synchronous, while Kafka is asynchronous and can handle high throughput and low latency data streams
Q37. Discuss about ctc
CTC stands for Cost to Company, which includes all expenses related to an employee's salary.
CTC includes salary, bonuses, benefits, and any other perks provided by the company.
It is the total amount of money a company spends on an employee in a year.
CTC is different from take-home salary as it includes all expenses incurred by the company for the employee.
Employers often use CTC to attract and retain talent by offering competitive compensation packages.
Q38. Product Improvement of Uber
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