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Onicra Credit Rating Agency Interview Questions and Answers

Updated 8 May 2022

Onicra Credit Rating Agency Interview Experiences

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3 interviews found

Analyst Interview Questions & Answers

user image Anonymous

posted on 8 May 2022

I applied via Naukri.com and was interviewed in Apr 2022. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Was good and putting this as high level
  • Q2. Na but still gvnfgnxvbb
  • Q3. Bvdgjhfbjgrghgcfvbhgfgv

Interview Preparation Tips

Interview preparation tips for other job seekers - Kuch nahi bhai ab kya bolu ambition wale post karne ko majboor kar dete

Analyst Interview Questions asked at other Companies

Q1. N-th Fibonacci Number Problem Statement Given an integer ‘N’, your task is to find and return the N’th Fibonacci number using matrix exponentiation. Since the answer can be very large, return the answer modulo 10^9 + 7. Formula: F(n) = F(n-... read more
View answer (1)

I appeared for an interview in Jul 2017.

Interview Questionnaire 

2 Questions

  • Q1. Same was happened
  • Q2. About job profile

Interview Preparation Tips

Round: Technical + HR Interview
Experience: I describe all this but they are not satisfied.

Round: HR Interview
Experience: No response from the HR side.

Round: Resume Shortlist
Experience: They selected by resume
Tips: But no response till now, they said now vacancy is closed

Round: Test
Experience: I got 25/30
Duration: 15 minutes
Total Questions: 25

Round: Resume Shortlist
Experience: Again resume shortlisted
Tips: No responses

Client Account Manager Interview Questions asked at other Companies

Q1. Do you have any queries in compensation & leaves policy ?
View answer (1)

Executive Interview Questions & Answers

user image Chandan Dey

posted on 6 Mar 2018

I applied via Approached by Company and was interviewed before Mar 2017. There were 5 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Introduction about yourself.
  • Ans. 

    I am a seasoned executive with over 10 years of experience in leading teams and driving business growth.

    • Led cross-functional teams to successfully launch new products

    • Implemented cost-saving initiatives resulting in a 20% increase in profit margins

    • Developed and executed strategic plans to expand market share

    • Strong track record of building and maintaining relationships with key stakeholders

  • Answered by AI
  • Q2. Do you agree to work for 6 days with flexible timings.
  • Ans. 

    Yes, I am willing to work for 6 days with flexible timings.

    • I am open to working 6 days a week with flexible timings to accommodate the needs of the job.

    • I understand the importance of flexibility in the workplace and am willing to adjust my schedule as needed.

    • I have previous experience working with flexible schedules and have been able to successfully manage my time and tasks.

    • I believe that a flexible work schedule can ...

  • Answered by AI
  • Q3. Typing Test for Initiation Department.
  • Q4. Tell me something about yourself
  • Ans. 

    I am a highly motivated and results-driven individual with a passion for continuous learning and growth.

    • I have a strong work ethic and always strive for excellence in everything I do

    • I am a team player and enjoy collaborating with others to achieve common goals

    • I am constantly seeking new challenges and opportunities to expand my skills and knowledge

  • Answered by AI
  • Q5. Difference about Hard Work and Smart Work
  • Ans. 

    Hard work involves putting in a lot of effort and time, while smart work focuses on efficiency and effectiveness.

    • Hard work is about working long hours and putting in a lot of effort, often without much thought to efficiency.

    • Smart work involves finding ways to work more efficiently and effectively, often using tools, strategies, or delegation to achieve goals in a shorter amount of time.

    • Hard work can lead to burnout and...

  • Answered by AI

Interview Preparation Tips

General Tips: I successfully answered all the questions with good smile. They just tested my boldness an I was success to impress them. At last HR called me and said, congrats you are selected and you will be notified the date in phone call to join our company and the next day I received call from HR with mentioning the date of joining.
Skills: Typing, Communication, Body Language, Problem Solving, Leadership, Decision Making Skills
Duration: <1 week

Executive Interview Questions asked at other Companies

Q1. How will you start RS method Development for known drug product?
View answer (16)

Interview questions from similar companies

I appeared for an interview in Jun 2017.

Interview Questionnaire 

11 Questions

  • Q1. How does ajax call work
  • Ans. 

    Ajax calls allow for asynchronous communication between client and server without reloading the page.

    • Ajax stands for Asynchronous JavaScript and XML

    • Uses XMLHttpRequest object to send and receive data

    • Allows for partial page updates without reloading the entire page

    • Can handle data in various formats such as JSON, XML, HTML, and plain text

    • Example: $.ajax({url: 'example.com', success: function(data){console.log(data)}});

  • Answered by AI
  • Q2. Difference between REST and SOAP
  • Ans. 

    REST is lightweight and uses HTTP while SOAP is XML-based and has more features.

    • REST uses HTTP methods like GET, POST, PUT, DELETE while SOAP uses XML messaging.

    • REST is stateless while SOAP can maintain state.

    • REST is faster and easier to use while SOAP is more secure and reliable.

    • REST is used for web services while SOAP is used for enterprise-level services.

    • Example of REST: Twitter API. Example of SOAP: Amazon Web Serv

  • Answered by AI
  • Q3. What is GET and POST
  • Ans. 

    GET and POST are HTTP methods used for sending data to a server.

    • GET is used to retrieve data from a server

    • POST is used to submit data to a server

    • GET requests can be cached and bookmarked

    • POST requests are not cached and cannot be bookmarked

    • GET requests have length restrictions

    • POST requests have no length restrictions

    • GET requests are less secure than POST requests

  • Answered by AI
  • Q4. What is observer pattern
  • Ans. 

    Observer pattern is a design pattern in which an object maintains a list of its dependents and notifies them automatically of any state changes.

    • Also known as publish-subscribe pattern

    • Used in event-driven systems

    • Allows loose coupling between objects

    • Example: A weather station broadcasts weather updates to multiple displays

    • Example: A stock market ticker notifies multiple investors of stock price changes

  • Answered by AI
  • Q5. What is singleton
  • Ans. 

    Singleton is a design pattern that restricts the instantiation of a class to a single object.

    • Singleton ensures that only one instance of a class exists in the entire application.

    • It provides a global point of access to the instance.

    • Commonly used in scenarios where a single instance needs to coordinate actions across the system.

    • Example: Database connection manager, logger, configuration manager.

  • Answered by AI
  • Q6. What is immutable in java
  • Ans. 

    Immutable in Java refers to objects whose state cannot be changed after creation.

    • String, Integer, and other wrapper classes are immutable in Java.

    • Immutable objects are thread-safe and can be shared without synchronization.

    • To create an immutable class, make all fields final and private, and don't provide setters.

    • Examples of immutable classes in Java include LocalDate, LocalTime, and LocalDateTime.

  • Answered by AI
  • Q7. How do you create immutable in java
  • Ans. 

    Creating immutable in Java

    • Use final keyword to make variables immutable

    • Use private constructor to prevent object modification

    • Use defensive copying to prevent modification of mutable objects

    • Use enum to create immutable objects

    • Use String class to create immutable strings

  • Answered by AI
  • Q8. Where have you used immutable in java
  • Q9. What is dependency injection
  • Ans. 

    Dependency injection is a design pattern that allows objects to receive dependencies rather than creating them internally.

    • It helps to decouple the code and makes it more testable and maintainable.

    • It allows for easier swapping of dependencies without changing the code.

    • There are three types of dependency injection: constructor injection, setter injection, and interface injection.

    • Example: Instead of creating a database co...

  • Answered by AI
  • Q10. What is CORS
  • Ans. 

    CORS stands for Cross-Origin Resource Sharing. It is a security feature implemented in web browsers to restrict access to resources from different origins.

    • CORS allows web servers to specify which origins are allowed to access its resources

    • It is implemented using HTTP headers

    • CORS prevents malicious websites from accessing sensitive data from other websites

    • Examples of resources that may be restricted by CORS include cook

  • Answered by AI
  • Q11. How do you overcome CORS
  • Ans. 

    CORS can be overcome by configuring the server to allow cross-origin requests.

    • Configure the server to include the Access-Control-Allow-Origin header

    • Use JSONP (JSON with Padding) to bypass CORS restrictions

    • Use a proxy server to make the request on behalf of the client

    • Use a browser extension to disable CORS restrictions during development

    • Use a server-side proxy to forward requests to the target server

  • Answered by AI

Interview Preparation Tips

Skills: Java Programming

Skills evaluated in this interview

I appeared for an interview in Dec 2017.

Interview Questionnaire 

3 Questions

  • Q1. You need to find the maximum water pond formed in bw the building
  • Ans. 

    To find the maximum water pond formed between buildings.

    • Identify the lowest point between the buildings.

    • Calculate the area of the pond using the distance between the buildings and the depth of the pond.

    • Consider any obstacles or uneven ground that may affect the pond's shape.

    • Use a surveying tool or satellite imagery to get accurate measurements.

    • Take into account any drainage systems or natural water flow that may affect

  • Answered by AI
  • Q2. On mars you have to place n robots and they are connected via GPS. now you need to move each robot such that the whole mars is visited and each robot visit the minimum area(meaning no overlapping of area)...
  • Q3. Design dictionary using trie....having operations of inserting a word, updating and deleting (needed to write full running code)
  • Ans. 

    Design a dictionary using trie with insert, update and delete operations.

    • Implement a Trie data structure with nodes containing a character and a boolean flag to indicate end of word

    • For insert operation, traverse the trie and add nodes for each character in the word

    • For update operation, delete the existing word and insert the updated word

    • For delete operation, mark the end of word flag as false and delete the node if it ...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Simple questions
Duration: 1 hour 10 minutes
Total Questions: 3

College Name: IIT Guwahati

Skills evaluated in this interview

Interview Preparation Tips

Round: Technical Interview
Experience: Finally, I got the offer from PayU. I was very Happy. Thanks AmbitionBox for helping me in my preparation

Skills: Algorithm, data structures
College Name: Na

I appeared for an interview before Apr 2021.

Round 1 - Face to Face 

(4 Questions)

Round duration - 45 minutes
Round difficulty - Easy

This was a technical interview round.

  • Q1. How does AJAX work?
  • Ans. 

    AJAX allows web pages to be updated asynchronously by exchanging data with a web server behind the scenes.

    • AJAX stands for Asynchronous JavaScript and XML.

    • It allows web pages to update content without reloading the entire page.

    • AJAX uses XMLHttpRequest object to send and receive data from a server.

    • Commonly used in web applications to provide a more responsive user experience.

  • Answered by AI
  • Q2. What is the difference between SOAP and REST?
  • Ans. 

    SOAP is a protocol, while REST is an architectural style for web services.

    • SOAP is a protocol that uses XML for message format and relies on a request-response model.

    • REST is an architectural style that uses standard HTTP methods like GET, POST, PUT, DELETE.

    • SOAP is more rigid and requires more bandwidth, while REST is lightweight and flexible.

    • SOAP has built-in security features like WS-Security, while REST relies on exte...

  • Answered by AI
  • Q3. What is the difference between GET and POST methods in APIs?
  • Ans. 

    GET is used to request data from a server, while POST is used to submit data to a server.

    • GET requests data from a specified resource, while POST submits data to be processed to a specified resource.

    • GET requests are cached by browsers, while POST requests are not.

    • GET requests can be bookmarked and shared, while POST requests cannot.

    • GET requests have length restrictions, while POST requests do not.

    • Example: Using GET to r...

  • Answered by AI
  • Q4. What is the Observer Pattern?
  • Ans. 

    The Observer Pattern is a behavioral design pattern where an object (subject) maintains a list of dependents (observers) that are notified of any state changes.

    • Allows for one-to-many dependency between objects

    • When the subject's state changes, all observers are automatically notified and updated

    • Commonly used in event handling systems and GUI frameworks

  • Answered by AI
Round 2 - Face to Face 

(4 Questions)

Round duration - 40 minutes
Round difficulty - Easy

This was the second technical interview round.

  • Q1. What is a singleton class?
  • Ans. 

    A singleton class is a class that can only have one instance created throughout the entire application.

    • Singleton classes have a private constructor to prevent multiple instances from being created.

    • They typically provide a static method to access the single instance.

    • Commonly used for logging, database connections, and configuration settings.

  • Answered by AI
  • Q2. What is meant by immutability in Java?
  • Ans. 

    Immutability in Java refers to the property of objects whose state cannot be changed once they are created.

    • Immutability ensures that once an object is created, its state cannot be modified.

    • Immutable objects are thread-safe and can be shared without the risk of data corruption.

    • String class in Java is an example of an immutable class.

    • To create an immutable class, make the class final, all fields private, and provide only

  • Answered by AI
  • Q3. What is dependency injection?
  • Ans. 

    Dependency injection is a design pattern where components are given their dependencies rather than creating them internally.

    • Allows for easier testing by providing mock dependencies

    • Promotes loose coupling between components

    • Improves code reusability and maintainability

    • Examples: Constructor injection, Setter injection, Interface injection

  • Answered by AI
  • Q4. How do you create an immutable class in Java?
  • Ans. 

    To create an immutable class in Java, make the class final, make all fields private and final, provide only getter methods, and do not provide any setter methods.

    • Make the class final to prevent inheritance.

    • Make all fields private and final to prevent modification.

    • Provide only getter methods to access the fields.

    • Do not provide any setter methods to modify the fields.

  • Answered by AI
Round 3 - HR 

Round duration - 30 minutes
Round difficulty - Easy

HR round with typical behavioral problems.

Interview Preparation Tips

Eligibility criteriaAbove 7 CGPAVisa interview preparation:Topics to prepare for the interview - Java, AJAX, Web Development, Node js, DSA, OOPSTime required to prepare for the interview - 5 monthsInterview preparation tips for other job seekers

Tip 1 : Must do Previously asked Interview as well as Online Test Questions.
Tip 2 : Go through all the previous interview experiences from Codestudio and Leetcode.
Tip 3 : Do at-least 2 good projects and you must know every bit of them.

Application resume tips for other job seekers

Tip 1 : Have at-least 2 good projects explained in short with all important points covered.
Tip 2 : Every skill must be mentioned.
Tip 3 : Focus on skills, projects and experiences more.

Final outcome of the interviewSelected

Skills evaluated in this interview

I appeared for an interview before Apr 2021.

Round 1 - Face to Face 

(2 Questions)

Round duration - 60 minutes
Round difficulty - Easy

Technical Interview round with questions on DSA.

  • Q1. 

    Stock Buy and Sell Problem Statement

    You are given an array of integers PRICES where PRICES[i] represents the price of a stock on the i-th day, and an integer K representing the number of transactions you...

  • Ans. 

    Determine maximum profit with at most K transactions by buying and selling stocks on given days.

    • Iterate through the array of prices while keeping track of the maximum profit achievable with at most K transactions.

    • Use dynamic programming to store the maximum profit at each day and transaction count.

    • Consider buying and selling stocks at each day to calculate the maximum profit.

    • Return the maximum profit achievable with at

  • Answered by AI
  • Q2. 

    Sorted Order Printing of a BST Array

    Given a Binary Tree consisting of 'N' nodes with integer values, your task is to determine the in-order traversal of the Binary Tree.

    Input:

    The first line contains ...
  • Ans. 

    The task is to determine the in-order traversal of a Binary Tree given in level order.

    • Implement a function to perform in-order traversal of a Binary Tree

    • Use recursion to traverse left subtree, visit root, and then traverse right subtree

    • Handle null nodes denoted by -1 in the input

  • Answered by AI
Round 2 - HR 

Round duration - 30 minutes
Round difficulty - Easy

HR round with typical behavioral problems.

Interview Preparation Tips

Eligibility criteriaAbove 7 CGPAVisa interview preparation:Topics to prepare for the interview - Data Structures, Algorithms, System Design, Aptitude, OOPSTime required to prepare for the interview - 4 monthsInterview preparation tips for other job seekers

Tip 1 : Must do Previously asked Interview as well as Online Test Questions.
Tip 2 : Go through all the previous interview experiences from Codestudio and Leetcode.
Tip 3 : Do at-least 2 good projects and you must know every bit of them.

Application resume tips for other job seekers

Tip 1 : Have at-least 2 good projects explained in short with all important points covered.
Tip 2 : Every skill must be mentioned.
Tip 3 : Focus on skills, projects and experiences more.

Final outcome of the interviewSelected

Skills evaluated in this interview

I appeared for an interview in Mar 2017.

Interview Questionnaire 

4 Questions

  • Q1. Tell us something about yourself.
  • Ans. 

    I am a detail-oriented business analyst with experience in data analysis and project management.

    • Experienced in data analysis and project management

    • Detail-oriented and analytical mindset

    • Strong communication and interpersonal skills

    • Proficient in various analytical tools such as Excel, SQL, and Tableau

  • Answered by AI
  • Q2. What do you about our company?
  • Ans. 

    I am not familiar with your company.

    • I have not had the opportunity to research your company yet.

    • I would appreciate it if you could provide me with more information about your company.

    • I am open to learning more about your company and its goals.

  • Answered by AI
  • Q3. Why should we hire you?
  • Ans. 

    I have the skills, experience, and passion to excel in this role and contribute to the success of the company.

    • I have a strong background in data analysis and problem-solving, which are essential skills for a business analyst.

    • I have experience working with various stakeholders, including clients, developers, and project managers, to ensure successful project delivery.

    • I am a quick learner and adaptable to new technologie...

  • Answered by AI
  • Q4. What are the marketing strategies according to you?
  • Ans. 

    Marketing strategies are plans and tactics implemented by businesses to promote their products or services and reach their target audience.

    • Identifying target audience and market segmentation

    • Creating a unique value proposition

    • Developing a marketing mix (product, price, place, promotion)

    • Utilizing digital marketing channels (social media, email marketing, SEO)

    • Implementing content marketing and storytelling

    • Building brand a...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: The questions were very tough to complete.Highly based on technical questions.
Tips: Hard work is necessary to crack it.
Duration: 3 hours
Total Questions: 45

Round: HR Interview
Experience: It went on very smoothly and i was quite comfortable with the interviewer.
Tips: One just needs to answer all the questions asked by the interviewer in a proper manner or confident manner presenting valid points.

College Name: Kiit university

I applied via Campus Placement and was interviewed in Sep 2016. There were 4 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Tell me about yourself
  • Ans. 

    I am a passionate software developer with experience in Java, Python, and web development.

    • Experienced in Java, Python, and web development technologies

    • Strong problem-solving skills

    • Team player with excellent communication skills

  • Answered by AI
  • Q2. Explain your resume
  • Ans. 

    My resume highlights my experience in software development and showcases my skills in various programming languages and technologies.

    • Worked on multiple projects using Java, Python, and C++

    • Developed web applications using HTML, CSS, and JavaScript

    • Experience with databases such as MySQL and MongoDB

    • Familiarity with Agile methodology and version control systems like Git

    • Participated in hackathons and coding competitions

  • Answered by AI
  • Q3. Questions on projects mentioned
  • Q4. Why do you want to go for VISA?
  • Ans. 

    I want to go for VISA to explore new opportunities and gain international experience.

    • To gain exposure to different cultures and work environments

    • To expand my skill set and learn new technologies

    • To work on challenging projects and contribute to the growth of the company

    • To build a global network of professionals and enhance my career prospects

  • Answered by AI
  • Q5. Code a basic binary tree
  • Ans. 

    A binary tree is a data structure in which each node has at most two children.

    • Start with a root node

    • Each node has a left and right child

    • Nodes can be added or removed

    • Traversal can be done in-order, pre-order, or post-order

  • Answered by AI
  • Q6. Code a basic linked list
  • Ans. 

    Code a basic linked list

    • Create a Node class with data and next pointer

    • Create a LinkedList class with head pointer

    • Implement methods to add, delete, and search nodes in the linked list

  • Answered by AI
  • Q7. Code a circular linked list
  • Ans. 

    A circular linked list is a data structure where the last node points back to the first node, forming a loop.

    • Create a Node class with data and next pointer

    • Initialize the head node and set its next pointer to itself

    • To add a node, create a new node and set its next pointer to the head node's next pointer, then update the head node's next pointer to the new node

    • To traverse the circular linked list, start from the head nod...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: It was a programming test hosted on hackerrank. A total of 3 questions. I could solve only one of them. That too only a few test cases. Still got shortlisted for the next round. :)
Tips: Do practice a few challenges on programming platforms. Brush up your programming knowledge.
Total Questions: 3

Round: Technical Interview
Experience: It was an HR cum Technical round for me as I came from a non CS background. I was able to convince them I am a perfect fit for VISA
Tips: Do prepare your resume well. If you have coding projects, make sure you are clear with whatever you write. They might quiz you hard on them. Strong knowledge on Data structures and Algorithms will give you an edge.

Skills: Presentation Of Facts In Resume, Basic Coding, Communication, Algorithms And Data Structures
Duration: 2
College Name: IIT Madras
Funny Moments: I am a part of the sponsorship team of our technical and VISA was an associate sponsor for the same the previous year. Hence I had specified this fact in my interview. :P

Skills evaluated in this interview

Onicra Credit Rating Agency Interview FAQs

How many rounds are there in Onicra Credit Rating Agency interview?
Onicra Credit Rating Agency interview process usually has 1 rounds. The most common rounds in the Onicra Credit Rating Agency interview process are One-on-one Round.
What are the top questions asked in Onicra Credit Rating Agency interview?

Some of the top questions asked at the Onicra Credit Rating Agency interview -

  1. Was good and putting this as high le...read more
  2. Typing Test for Initiation Departme...read more
  3. Bvdgjhfbjgrghgcfvbhg...read more

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Onicra Credit Rating Agency Reviews and Ratings

based on 152 reviews

2.8/5

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2.8

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2.6

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2.5

Salary

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2.6

Company culture

2.6

Promotions

2.6

Work satisfaction

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