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NatWest Group Mortgage Underwriter Interview Questions and Answers

Updated 30 Mar 2023

NatWest Group Mortgage Underwriter Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Mar 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Aptitude test comprises of mathematics,eng Vocabulary ,

Round 3 - Group Discussion 

It was on favour or on against on works of narendra modi

Round 4 - One-on-one 

(4 Questions)

  • Q1. Tell me about yourself strength weakness
  • Ans. 

    I am a detail-oriented and analytical mortgage underwriter with strong communication skills.

    • Strength: Attention to detail - I have a keen eye for detail and can thoroughly analyze mortgage applications to ensure accuracy and compliance.

    • Strength: Analytical skills - I am able to assess financial documents and make informed decisions based on risk assessment and underwriting guidelines.

    • Strength: Communication skills - I ...

  • Answered by AI
  • Q2. Knowledge about banking
  • Q3. Skill set i was a college passout so nothing much
  • Q4. Normal CPC behaviour
  • Ans. 

    Normal CPC behaviour refers to the expected behavior of cost-per-click advertising campaigns.

    • Normal CPC behaviour involves a consistent cost-per-click rate for a given ad campaign.

    • Factors that can affect CPC behaviour include competition, ad relevance, and bid amount.

    • Abnormal CPC behaviour may indicate issues with the ad campaign or external factors such as click fraud.

    • Monitoring and analyzing CPC behaviour is importan...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident , take a pause and understand the question and then answer

Interview questions from similar companies

I applied via Walk-in and was interviewed before Jan 2021. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Self
Round 2 - HR 
Round 3 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips

Interview Preparation Tips

Interview preparation tips for other job seekers - They asked self introduction, and about me and previous job also then he selected to me

Interview Preparation Tips

Round: Resume Shortlist
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.

Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.

Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.

Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.

Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS

I applied via Company Website and was interviewed before May 2017. There were 3 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. Why HDFC?
  • Ans. 

    HDFC is a leading financial institution known for its strong reputation, innovative products, and customer-centric approach.

    • HDFC has a strong reputation in the financial industry for its stability and reliability

    • The company offers innovative products and services tailored to meet the diverse needs of customers

    • HDFC has a customer-centric approach, focusing on providing excellent service and building long-term relationsh

  • Answered by AI
  • Q2. Why should I give you this offer?
  • Ans. 

    I have the experience, skills, and passion to excel in this role.

    • I have a proven track record of successfully managing teams and projects.

    • My strong communication and leadership skills make me an effective manager.

    • I am passionate about driving results and exceeding expectations.

    • I am dedicated to continuous learning and development to stay ahead in the industry.

  • Answered by AI
  • Q3. First one would be tell me about your experience?
  • Q4. No need to negotiate their offer is irresistible
  • Q5. HR is dummy the decision lies with operations head who took the interview

Interview Preparation Tips

General Tips: Join HDFC BANK LTD only if you can work for 12 hrs a day because there will be no use after wards if you crib at the bank that there is no work life balance.
Advise to freshers there is no role in a private bank as such which is not a sales role. Every one has targets and should achieve productivity benchmarks
But the best point is that they pay very good.
Skills: Communication, Analytical Skills, Presentation Skills
Duration: 1-3 Months

I appeared for an interview before Mar 2016.

Interview Questionnaire 

2 Questions

  • Q1. Some technical questions were asked
  • Q2. They spring hibernate MVC flow and core java and Oracle connectivity questions

Interview Preparation Tips

Round: Technical + HR Interview
Experience: There was a Team manager and his junior for the interview

I applied via Recruitment Consultant and was interviewed in Mar 2018. There were 2 interview rounds.

Interview Preparation Tips

Round: Resume Shortlist
Experience: SR EXECUTIVE

General Tips: THE WORD OF INTRVIEW RFERS TO A ONE ON ONE CONVERSATION WITH OPEN PERSION.INTRVIEW USUALLY TAKE PLACE FACE TO FACE IN PERSION .I GOT SKILL MY INTERVIEW MORE KNOLEDGE.
Duration: <1 week

I applied via Campus Placement and was interviewed in Dec 2016. There were 4 interview rounds.

Interview Preparation Tips

Round: Test
Experience: Easy to clear; Each section had its own time limit.
Tips: No special Preparation Needed
Duration: 1 hour 30 minutes
Total Questions: 100

Round: Technical + HR Interview
Experience: 1. Axis Bank would like to minimize the losses incurred by transactions being declined. Suggest strategies and formulate it as an optimization Problem.

2. Suggest a situation where you have guided your team through a difficult situation.

3.Would you be okay with working in Mumbai?
Tips: Ans:
1. Main loss incurred is through ATM running out of cash.
Possible solutions are increasing refill frequency and increasing amount refilled. Multi-objective problem with objectives as reducing the cost incurred for refill and reducing the losses due to ATM running out of cash. Constraints being maximum refill amount and maximum refill frequency. Try to think of additional constraints which will be experienced real-time.

Skills: Optimisation, Analytical Skills
College Name: IIT Madras

I appeared for an interview before Apr 2016.

Interview Questionnaire 

5 Questions

  • Q1. Which clauses are important in 3CD while sanctioning loan
  • Ans. 

    Important clauses in 3CD for loan sanctioning

    • Clause 4 - Purpose of loan

    • Clause 5 - Amount of loan

    • Clause 6 - Repayment terms

    • Clause 7 - Security for loan

    • Clause 8 - Interest rate

    • Clause 9 - Default and consequences

  • Answered by AI
  • Q2. Tell me profit and loss ratios
  • Ans. 

    Profit and loss ratios are financial metrics used to assess the profitability of a company.

    • Profit ratio measures the percentage of profit earned on sales.

    • Gross profit ratio is calculated by dividing gross profit by net sales.

    • Net profit ratio indicates the percentage of net profit earned on sales.

    • Operating profit ratio measures the profitability of core operations.

    • Return on investment (ROI) is a common profitability rat

  • Answered by AI
  • Q3. Balance sheet ratios
  • Q4. Diffrence between concurrent audit and statutory audit
  • Ans. 

    Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.

    • Concurrent audit is performed concurrently with the operations of the organization.

    • Statutory audit is conducted to ensure compliance with legal and regulatory requirements.

    • Concurrent audit helps in detecting and preventing frauds and errors in real-time.

    • Statutory audit provides an ...

  • Answered by AI
  • Q5. If someone is earning less than EMI should he take a loan or not
  • Ans. 

    No, someone earning less than EMI should not take a loan.

    • Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.

    • It is important to have a stable income that can comfortably cover the loan repayment.

    • If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.

    • It is advisable to explore alternative options such as...

  • Answered by AI

Interview Preparation Tips

College Name: ICAI

Interview Questionnaire 

4 Questions

  • Q1. Tell me about yourself
  • Ans. 

    Experienced manager with a background in team leadership and project management.

    • Over 5 years of experience in managing teams and projects

    • Strong communication and problem-solving skills

    • Proven track record of meeting deadlines and exceeding goals

  • Answered by AI
  • Q2. Profile related questions
  • Q3. Profile preference and reasons for the same
  • Q4. Stream related questions

Interview Preparation Tips

Round: Group Discussion
Experience: Case study related to banking sector where the MBA skills need to be applied
Tips: Be to the point
No faf required
Use decent language
Dont be too loud
Say valid points only

Duration: 30 minutes

Round: Technical + HR Interview
Experience: Direct the interview as per your desire in the first few minutes..make it a point to direct as per your stream..as the final profile offered to you would be based on this!
Tips: Be confident
Direct as per your preference to get the profile of your wish!
Show some concrete long term plans

Skills: Attitude, Communication, Finance, Behavioural Skills, Learning Ability, Commitment
College Name: SPM, PDPU

Interview Questionnaire 

3 Questions

  • Q1. Tell me what you know about ICICI ?
  • Q2. Why do you want to get into the banking sector ?
  • Q3. Explain your understanding of the profiles offered

Interview Preparation Tips

Round: Test
Experience: Answer Questions honestly and consistently because there are in built consistency checks.
Duration: 45-60 minutes
Total Questions: 110

Round: Group Discussion
Experience: Was a tough GD since everyone was very combative. I spoke above average but not at the cost of interrupting people and sounding rude. I tried to add some structure to the conversation but largely failed because others were just speaking for the sake of their voice to be heard the most.
Tips: You need to show you are willing to listen to people and responsive to arguments brought up. Allowing people who haven't spoken before shows that you are a team player which is a quality that they are looking for.

Round: HR Interview
Experience: There is only one interview which is resume based with all HR questions.
I explained my experience with design thinking which seemed to interest them as most of the questions i received were about my projects on the resume. Brushed up a little statistics before the interview.
Tips: Understand the profile offered and what the work entails and talk about how you match those skillsets.
Research about ICICI and their products.

Skills: Computation Skills , Data handling skills, Knowledge about company, Convincing skills
College Name: BITS Pilani
Funny Moments: I mentioned that I had an ICICI bank account after which my interviewer grinned.

NatWest Group Interview FAQs

How many rounds are there in NatWest Group Mortgage Underwriter interview?
NatWest Group interview process usually has 4 rounds. The most common rounds in the NatWest Group interview process are Resume Shortlist, Aptitude Test and Group Discussion.
How to prepare for NatWest Group Mortgage Underwriter interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at NatWest Group. The most common topics and skills that interviewers at NatWest Group expect are Customer Service, Data Analysis and Underwriting.
What are the top questions asked in NatWest Group Mortgage Underwriter interview?

Some of the top questions asked at the NatWest Group Mortgage Underwriter interview -

  1. Normal CPC behavi...read more
  2. Skill set i was a college passout so nothing m...read more
  3. Knowledge about bank...read more

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NatWest Group Mortgage Underwriter Interview Process

based on 1 interview

Interview experience

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Average
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NatWest Group Mortgage Underwriter Salary
based on 15 salaries
₹4.1 L/yr - ₹7 L/yr
19% more than the average Mortgage Underwriter Salary in India
View more details

NatWest Group Mortgage Underwriter Reviews and Ratings

based on 4 reviews

4.2/5

Rating in categories

4.2

Skill development

5.0

Work-life balance

3.0

Salary

4.9

Job security

4.5

Company culture

3.2

Promotions

4.2

Work satisfaction

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