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NatWest Group Mortgage Underwriter Interview Questions and Answers

Updated 30 Mar 2023

NatWest Group Mortgage Underwriter Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Mar 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Aptitude test comprises of mathematics,eng Vocabulary ,

Round 3 - Group Discussion 

It was on favour or on against on works of narendra modi

Round 4 - One-on-one 

(4 Questions)

  • Q1. Tell me about yourself strength weakness
  • Ans. 

    I am a detail-oriented and analytical mortgage underwriter with strong communication skills.

    • Strength: Attention to detail - I have a keen eye for detail and can thoroughly analyze mortgage applications to ensure accuracy and compliance.

    • Strength: Analytical skills - I am able to assess financial documents and make informed decisions based on risk assessment and underwriting guidelines.

    • Strength: Communication skills - I ...

  • Answered by AI
  • Q2. Knowledge about banking
  • Q3. Skill set i was a college passout so nothing much
  • Q4. Normal CPC behaviour
  • Ans. 

    Normal CPC behaviour refers to the expected behavior of cost-per-click advertising campaigns.

    • Normal CPC behaviour involves a consistent cost-per-click rate for a given ad campaign.

    • Factors that can affect CPC behaviour include competition, ad relevance, and bid amount.

    • Abnormal CPC behaviour may indicate issues with the ad campaign or external factors such as click fraud.

    • Monitoring and analyzing CPC behaviour is importan...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident , take a pause and understand the question and then answer

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. All about my prior experience and indepth questions regarding lending operations.

Interview Questionnaire 

6 Questions

  • Q1. Introduction o f myself(based on resume)
  • Q2. Probability puzzle
  • Q3. Write algorithm for a coding problem statement
  • Ans. 

    Algorithm to find the largest number in an array

    • Initialize a variable to store the largest number

    • Loop through the array and compare each element with the current largest number

    • If the element is larger, update the largest number variable

    • Return the largest number

  • Answered by AI
  • Q4. Finance questions based on recent happenings
  • Q5. Questions on Logical, Verbal & Quantitative Aptitude
  • Q6. Why DB is agood choice?
  • Ans. 

    DB is a good choice due to its scalability, reliability, and flexibility.

    • DB allows for easy scaling of data storage and retrieval.

    • It provides reliable data management and backup options.

    • DB can be customized to fit the specific needs of an organization.

    • Examples include MySQL, MongoDB, and Oracle.

    • DB is widely used in various industries such as finance, healthcare, and e-commerce.

  • Answered by AI

Interview Preparation Tips

Round: Interview
Experience: They are essentially looking for enthusiasm and courses you have taken.
Tips: One must know one's courses properly.  Read newspaper

Round: Interview
Tips: They spoke about general things and asked me what other interviews. Also, they storied speaking about why DB is a good choice.

Skill Tips: Know your content better. A little bit of economics and a bit about stock markets. Practice some puzzles and probability questions. Brush tip courses on Accounting, economics,marketing and maybe one core course
Skills: Finance fundaes, Presentation of facts in Resume, CGPA
College Name: IIT Madras

Skills evaluated in this interview

Interview Questionnaire 

1 Question

  • Q1. Questions on Current Affairs & Puzzles

Interview Preparation Tips

Round: resume shortlisting
Experience: The profile offered is not solely based on number crunching; rather, it is also focused on building industries by buying and selling market commodities. You are judged on your drive or excellence in any field, and on how good you are at convincing the panel.
Tips: Your resume will be scrutinized thoroughly and whatever you write in it must be well thought out.

Round: Interview
Experience: The interview is more like a conversation and you should try to direct it in the direction you like.
Tips: For puzzles: Approach important, not final answer,think aloud,take cues from interviewer,do not panic! They look for the ability to show that you can create an impact. Have knowledge on current affairs and happening around you- Overview + details about a few topics,take a stand on issues. Watch economic & political debates. Read blogs by economists, journalists as well as economic Times and magazine and discuss topics with friends.

Round: Interview
Tips: Have good appearance and posture,be professional and confident,know your resume well,relax and be yourself!

Skill Tips: "Need to be aware of the current affairs. One should know the top 5 headlines of the day before the interview and also on the day of the interview. As far as DB is concerned, there is no written test and CAT preparation should suffice. Even DB has a buddy program for shortlisted candidates. Brush up Probability & Statistics.""
Skills: Domian excellence, Ability to convince
College Name: IIT Madras

I was interviewed in Jun 2017.

Interview Questionnaire 

5 Questions

  • Q1. Java oops
  • Q2. Programming -prime number, factorial etc
  • Q3. Oracle question - joins etc
  • Q4. Communication check , tell me about yourself ?
  • Q5. About my Cdac project?

Interview Preparation Tips

Round: Subjective Technical
Experience: Theory questions were asked in this round, like basic fundamental definition in java, oops, etc
Tips: should know all the basics of core java and Oracle.


Round: Technical Interview
Experience: Theory questions were asked in this round, like basic fundamental definition in java, oops, etc
Tips: should know all the basics of core java and Oracle.


Round: HR Interview
Tips: Be confident and be clear about what you say about your hobbies.

College Name: Shri Shankaracharya Engineering College, Bhilai

I applied via Campus Placement

Interview Questionnaire 

2 Questions

  • Q1. Why this specific profile? (analyst)
  • Ans. 

    I am passionate about analyzing data and deriving insights to drive strategic decision-making.

    • I have a strong background in data analysis and statistics.

    • I enjoy problem-solving and finding patterns in data.

    • I believe that my analytical skills can add value to the organization by providing actionable insights.

    • I have experience using various analytical tools such as Excel, SQL, and Tableau.

    • I am detail-oriented and thrive

  • Answered by AI
  • Q2. Why finance?
  • Ans. 

    Passion for analyzing data and making informed financial decisions.

    • I have always been fascinated by numbers and analyzing trends.

    • I enjoy the challenge of making sense of complex financial data.

    • I believe finance plays a crucial role in driving business success and growth.

    • I am motivated by the opportunity to help companies make informed financial decisions.

    • I find satisfaction in using data to identify opportunities for i

  • Answered by AI

Interview Preparation Tips

Round: Case Study Interview
Experience: Q: Give me five steps to estimate the number of traffic lights in Bombay.
Me: I will divide the city into equidistant lines, both vertical and horizontal; sort of a mesh. Then I would take vertical and horizontal rectangles i.e. the rectangles which fall on length and breadth of the city. Starting with the horizontal ones I would try to estimate the number of roads going from east to west in each rectangle(depending on the type of area: residential, commercial or a highway) Similarly I would try to estimate the number of roads going from north to south in each vertical rectangle. Now I have the average number of roads per unit length and per unit breadth. Now, I can calculate the average number of roads intersecting per rectangle. Now if I have the data, I can also use the traffic density data to further improve my estimate, i.e. whether the traffic light is required in that rectangle or not.(depending upon the traffic density)
Q: Lets say that golden quadrilateral gets completed tomorrow. What would be its impact on the sales of Ashok Leyland?
Me: Sir, they would increase, as more and more traffic will shift from railways to roadways as the average time taken by road will decrease.
Q: If I say that the sales will decreases by road, the truk will make the same number of trips in less amount of time, thereby rendering overcapacity in the road transport market therefore the sales will decrease.
Me: (I actually didn't let him complete, I interrupted him in between and said that I got the logic)
Tips: Don't try to overstate the facts.

Skills:
Duration: 3
College Name: IIM Lucknow

Interview Questionnaire 

11 Questions

  • Q1. What is the difference between multi tasking, multi processing and multi programming operating systems with examples ?
  • Ans. 

    Multi tasking, multi processing, and multi programming are different approaches to managing tasks in an operating system.

    • Multi tasking allows multiple tasks to run concurrently on a single processor.

    • Multi processing involves multiple processors running tasks simultaneously.

    • Multi programming allows multiple programs to be loaded into memory and executed concurrently.

    • Examples of multi tasking operating systems include Wi...

  • Answered by AI
  • Q2. Tell me about memory allocation (stack vs. heap)?
  • Ans. 

    Memory allocation refers to the process of assigning memory to programs during runtime.

    • Stack allocation is done automatically and is limited in size.

    • Heap allocation is done manually and is larger in size.

    • Stack memory is used for local variables and function calls.

    • Heap memory is used for dynamic memory allocation.

    • Memory leaks can occur if heap memory is not properly managed.

  • Answered by AI
  • Q3. You have two threads one printing even numbers in order and other odd numbers. Design an algorithm so that it prints numbers in natural order?
  • Ans. 

    Use a shared variable and synchronization mechanisms to ensure natural order printing of numbers.

    • Create two threads, one for printing even numbers and the other for printing odd numbers.

    • Use a shared variable to keep track of the current number to be printed.

    • Implement synchronization mechanisms like locks or semaphores to ensure only one thread can access the shared variable at a time.

    • Each thread should check if it is i...

  • Answered by AI
  • Q4. Print a matrix in spiral order?
  • Ans. 

    Printing a matrix in spiral order

    • Start from the first element and print it

    • Move in a spiral order towards the center of the matrix

    • Repeat until all elements are printed

  • Answered by AI
  • Q5. Thread class and Runnable Interface?
  • Ans. 

    Thread class and Runnable Interface are used for multithreading in Java.

    • Thread class is a predefined class in Java that provides methods to create and control threads.

    • Runnable interface is used to define a task that can be executed by a thread.

    • Thread class implements Runnable interface.

    • Thread class provides more control over threads than Runnable interface.

    • Example: Thread t = new Thread(new MyRunnable()); t.start();

    • Exa...

  • Answered by AI
  • Q6. What’s the difference between a Linked List and an ArrayList and give me an example of when to use which?
  • Ans. 

    Linked List is a dynamic data structure while ArrayList is a static data structure.

    • Linked List is best for frequent insertion and deletion operations.

    • ArrayList is best for frequent access operations.

    • Linked List uses more memory than ArrayList.

    • ArrayList is faster than Linked List for accessing elements.

    • Use Linked List when you need to frequently add or remove elements from the list.

    • Use ArrayList when you need to frequen

  • Answered by AI
  • Q7. Questions of OS concepts?
  • Q8. A role play scenario was given. With a clear instruction on I don’t need to know the basis and the hypothetical assumption was presented. I was told that I was expected to respond to the given scenario, in...
  • Q9. Why are you interested in a career in investment banking?
  • Ans. 

    I am not interested in a career in investment banking.

    • I am more interested in a career in software development

    • I enjoy problem-solving and creating innovative solutions through coding

    • Investment banking does not align with my passion and skill set

  • Answered by AI
  • Q10. Why have you chosen to apply to J.P. Morgan?
  • Ans. 

    I have chosen to apply to J.P. Morgan because of their reputation, global presence, and opportunities for growth.

    • J.P. Morgan has a strong reputation in the financial industry.

    • They have a global presence with offices in multiple countries.

    • The company offers various opportunities for career growth and development.

    • J.P. Morgan is known for its innovative technology solutions in the financial sector.

    • I am impressed by their ...

  • Answered by AI
  • Q11. Have you ever made a mistake? Tell us about it?
  • Ans. 

    Yes, I have made a mistake in my previous project.

    • I underestimated the complexity of a task and ended up missing the deadline.

    • I failed to properly test a feature, resulting in a bug that affected user experience.

    • I accidentally deleted an important file without having a backup.

    • I misunderstood a requirement and implemented a feature incorrectly.

  • Answered by AI

Interview Preparation Tips

Round: Test
Total Questions: 1

General Tips: Interview Process: Aptitude test, followed by 3 rounds of interview. Interview process was very good. Just be positive to clear the interview.
Check this link before appearing for interview with JP Morgan. It will help  -----
Skills: Algorithm, Data structure, Stack
College Name: Na

Skills evaluated in this interview

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 19 Jan 2015

Interview Questionnaire 

2 Questions

  • Q1. Questions about career goals, interests and future prospects
  • Q2. Firm-related questions

Interview Preparation Tips

Round: HR Interview
Experience: 1. At First, I missed the Credit Suisse GD since I hadn’t brought along a portfolio manager (one who handles your interview schedule and attends to the ever-ringing mobile phone).
2. I proceeded to Credit Suisse, and requested their HR contact to give me a chance since I could not turn up for the GDs.
3. It was here that I handed over my mobile phone to my friend Apratim Tiwari, who was managing the Credit Suisse procedures, and requested him to pursue the HR guy to schedule an interview, and also handle my phone when I was interviewing and he had successfully managed to get me an interview with Credit Suisse.
4. The interview went well. They were apparently quite impressed.
5. Two more rounds of interviews, and the HR guy made me an offer.
6. But, since Deutsche Bank was my dream company, I was also interviewing with them and got selected.
Tips: You would need to focus on three broad areas for a comprehensive preparation:
(a) HR questions: This is the most important part for any interview. In companies like DB, your communication skills coupled with your preparation of such questions account for more than 70% of a candidate’s selection. Answering questions about your career goals, interests, and your career thus far should become second nature by the end of November. You must also know the firms and job profiles inside out. I worked on this specific area, and by the end of the placement session, I had gained a reputation among my wingies for my expertise at answering HR questions.
(b) Puzzles: Since this is a non-core sector, puzzles are the only way to objectively test the ability of candidates with diverse backgrounds. Look up braingle.com and techinterview.org. These two should suffice. Also, whenever you come across a puzzle that you’ve already encountered, pretend as if you’re going through it for the first time. Don’t rush through. This is your opportunity to impress them. Do not squander it away!
(c) Finance and economic affairs: If you have a comprehensive knowledge of the financial markets, national economy, and international affairs, in addition to the above two, it is highly improbable that you won’t be selected. For brushing up these, read the Economist (print or online), and read through the opinion pages of Economic Times or the Business Standard for 2-3 months leading to the Placement season. You must also regularly read a newspaper like the Hindu or Indian Express to keep yourself abreast of the latest events which frequently become a focal point of group discussions (for Credit Suisse). You CANNOT afford to walk into the interview ignorant of terms like European debt crisis, global financial crisis, fiscal cliff, QE, and basic finance like options, hedging etc. Wikipedia, Investopedia and J.C.Hull (first few chapters) are great sources to pick up these.

General Tips: 1. If you are a B.Tech. student, do not be under the wrong impression that you can target all sectors- core as well as non-core. It is really difficult to prepare comprehensively for all companies, especially if you are in the B.Tech. program owing to time constraints.
2. The Dual degree students have an edge over you for precisely two reasons. Firstly, they get more time to prepare for the placements, and have learnt vicariously from their B.Tech. batchmates' experiences. Secondly, they tend to have higher retention rates (good for the companies).
3. Work on your English communication skills which are crucial for performing well in interviews and GDs.
Let neither of these become an obstacle by leaving no stone unturned in the course of your preparations.
4. You can’t appear for more than 4 companies in the first slot. It is not realistic. Hence, decide beforehand. I knew I hadn’t prepared enough for consulting or core, hence I opted out of ITC and Opera.
5. If you are shortlisted in multiple companies, ask a reliable friend to accompany you to the interviews, and handle your mobile phone (“managing one’s portfolio”). You’ll thank me someday for this advice.
6. I was happy that I prepared as much as I did, neglecting my college academics in the process. It is a decision I am proud of.
7. My Morgan Stanley internship distinguished me from scores of other candidates. I had never truly appreciated its importance till then. That also goes to show how important it is to get a good internship.
Skill Tips: 1. I scored a 100 percentile in CAT and the preparation made a huge impact on preparing for any of the interviews.
2. I also interned at Morgan Stanley which was further a plus for me.
3. I had received Honda YES Award, University of Tokyo-IIT Scholarship and my academic background was quite good.
Skills: Problem solving skills, Finance Basics, Basic HR questions, Economic affairs
College Name: IIT KANPUR

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 30 Jan 2015

Interview Preparation Tips

Round: Puzzle Interview
Tips: Prepare for questions on your resume, puzzles and a couple of HR questions.

Round: Puzzle Interview
Experience: A few resume based questions were asked too.

Round: HR Interview
Experience: They tried to judge how well the candidate would fit in with their company.

General Tips: Focus on the few companies that you want to get into, and prepare well for them. 
Do not give way to peer influence. Do what you want to, even if it is not the most sought after.
College Name: IIT KANPUR

Analyst Interview Questions & Answers

UBS user image Anonymous

posted on 25 Jan 2015

Interview Preparation Tips

Round: Resume Shortlist
Experience: My strong resume aided in getting shortlisted for Credit Suisse.

Round: Group Discussion
Experience: The GD went well as I did not haste into my chance and was calm throughout.

Round: Other Interview
Experience: The interview was with an alumni who told me that my GD performance was good, and asked me a puzzle. It was followed by some questions on my resume, mainly my internship.
Another puzzle followed, which I took some time to solve. I was able to solve the next one instantly,
Then I was asked to sell a crumbled piece of paper innovatively.

Round: Other Interview
Experience: This round was with a senior member in the company who asked about my resume, stay in campus, post of election officer and some tricky questions, which I answered well. A question on probability was asked. A few more puzzles followed, along with some questions on finance. He also mentioned that he did not expect me to answer these as I had no background in finance. But i was able to answer them.
I was then asked to leave and HR was called inside. I also had an interview with Diamond. The HR came to me and told me that they were interested in and asked me to stall my interview with diamond for a while.

Round: HR Interview
Experience: It was with VP and continued for 45 minutes with no puzzles, finances or cases. It was more of a discussion on all fields ranging from campus life to UP politics to Sachin's retirement, etc.
I was asked about my internship experience and the reason i wanted to join their company .

Round: HR Interview
Experience: It was with the Director, who said that he had a sore throat and hence would not say much. he said that they wanted to hire me and that I do not interview with any other firm. I was more than glad! I was the first person to bag an offer in the placement season.

College Name: IIT KANPUR
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NatWest Group Interview FAQs

How many rounds are there in NatWest Group Mortgage Underwriter interview?
NatWest Group interview process usually has 4 rounds. The most common rounds in the NatWest Group interview process are Group Discussion, One-on-one Round and Resume Shortlist.
How to prepare for NatWest Group Mortgage Underwriter interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at NatWest Group. The most common topics and skills that interviewers at NatWest Group expect are Customer Service, Data Analysis and Underwriting.
What are the top questions asked in NatWest Group Mortgage Underwriter interview?

Some of the top questions asked at the NatWest Group Mortgage Underwriter interview -

  1. Normal CPC behavi...read more
  2. Skill set i was a college passout so nothing m...read more
  3. Knowledge about bank...read more

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NatWest Group Mortgage Underwriter Interview Process

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NatWest Group Mortgage Underwriter Salary
based on 15 salaries
₹4 L/yr - ₹7 L/yr
19% more than the average Mortgage Underwriter Salary in India
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