MyLoanCare Interview Questions and Answers

Q1. All about past experience
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Q2. Problem Statement and RCA
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Q3. Guesstimate
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Q4. Tools and other knowledge
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Q5. Favourite apps and why
Ans. 
My favorite apps are Spotify for music, Google Maps for navigation, and Trello for organization.
• Spotify - great music selection and personalized playlists

• Google Maps - accurate navigation and real-time traffic updates

• Trello - easy to use for organizing tasks and projects
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Q1. Generic Entry Level question
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Q1. About your past employment
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An assignment related to your job to verify whether you truly possess the required skills.

Q1. Again, another personal interview with the Senior Manager
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Q1. Asked to solve a medium level leetcode question. Basics of Java, Spring Boot
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Q1. A liitle bit on design and more in-depth questions in java and Spring
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Q1. Tell me about yourself
Ans. 
I am a recent graduate with a degree in Economics and a passion for data analysis. I have experience with statistical software and strong problem-solving skills.
• Recent graduate with a degree in Economics

• Passionate about data analysis

• Experience with statistical software

• Strong problem-solving skills
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Q2. What did you do in ur previous organisation
Ans. 
I conducted market research, analyzed data, and prepared reports for the sales team.
• Conducted market research to identify trends and opportunities

• Analyzed sales data to track performance and make recommendations

• Prepared reports and presentations for the sales team

• Collaborated with cross-functional teams to develop strategies for growth
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Q1. Tell me about yourself
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I am a dedicated and detail-oriented individual with a background in product management and a passion for creating innovative solutions.
• Background in product management

• Detail-oriented and dedicated

• Passionate about creating innovative solutions
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Q1. How do you prioritize your tasks
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Q1. How soon can you join?
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The aptitude round consists of approx 20 q's, out of which half the q's were based on LR and aptitude and half based on computer fundamentals.

The coding test consisted of 4 q's. The selection criteria was to complete at least 3 q's.

Q1. Tell me something about yourself
Ans. 
I am a passionate software engineer with experience in developing web applications using various technologies.
• Experienced in developing web applications using HTML, CSS, JavaScript, and frameworks like React and Angular

• Proficient in backend development with Node.js and databases like MongoDB and MySQL

• Familiar with version control systems like Git and project management tools like Jira
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Q2. Questions on React.js, as i had build projects using react.js.
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Q1. Basic Features of Excel and Keywords
Ans. 
Excel is a spreadsheet program used for data organization and analysis.
• Basic features include formulas, functions, charts, and sorting/filtering.

• Keywords include cells, rows, columns, and worksheets.

• Examples: SUM function, PivotTables, VLOOKUP formula.
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Q2. What you do in a customer service job and how you interact with the customers and solve their query.
Ans. 
In a customer service job, I interact with customers to understand their queries and provide solutions to their problems.
• Listen actively to customers to understand their concerns

• Empathize with customers to show understanding and build rapport

• Offer solutions or alternatives to address customer issues

• Follow up with customers to ensure their concerns are resolved

• Maintain a positive and professional attitude throughout int
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Q3. Procedure of Online KYC
Ans. 
Online KYC is the process of verifying the identity of customers remotely through digital means.
• Collect customer information such as name, address, date of birth, and identification documents.

• Use verification methods like biometric authentication, facial recognition, or document verification.

• Verify the authenticity of the documents provided by the customer.

• Comply with regulatory requirements and data protection laws.

• No...read more
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Multiple choice questions

Q1. What is sales ?
Ans. 
Sales is the process of selling goods or services in exchange for money or other forms of compensation.
• Sales involves identifying potential customers

• Sales includes presenting products or services to customers

• Sales also involves negotiating prices and terms

• Closing the sale and following up with customers are key parts of sales

• Examples: a car salesperson selling cars to customers, a software company selling licenses to b
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Q2. What is credit card and loan ?
Ans. 
Credit card is a form of payment card issued by a financial institution, while a loan is a sum of money borrowed from a lender that is expected to be paid back with interest.
• Credit card allows users to make purchases on credit up to a certain limit

• Loan is a lump sum of money borrowed from a lender that needs to be repaid over time with interest

• Credit card typically has a revolving credit limit that can be used repeated...read more
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Q3. What is greatest strength and weakness
Ans. 
My greatest strength is my ability to lead and motivate teams towards achieving goals. My greatest weakness is my tendency to be overly critical of myself.
• Strength: Strong leadership skills, ability to motivate team members, effective communication

• Weakness: Being overly critical of myself, striving for perfection, difficulty in delegating tasks

• Example: As a Operations Manager, I successfully led a team to exceed quarte...read more
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Q1. Sale me this pen ?
Ans. 
This pen is not just a writing tool, but a stylish accessory that will make you stand out in any professional setting.
• Highlight the sleek design and professional look of the pen

• Emphasize the smooth writing experience it provides

• Mention the durability and long-lasting quality of the pen
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Q2. Why should I hire you
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Q3. Why do you want to Join indialends?
Ans. 
I want to join IndiaLends because of its innovative approach to financial services and its strong reputation in the industry.
• IndiaLends is known for its cutting-edge technology and data-driven approach to financial services.

• I am impressed by IndiaLends' track record of helping customers improve their financial health through personalized loan offerings.

• I believe that my skills and experience align well with IndiaLends'...read more
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Q1. Ratio analysis and financial statements
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Q2. Working at previous job
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Q1. About financial statements
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Q2. About previous company role
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