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MUFG Interview Questions and Answers
11 Interview questions
I have extensive experience in data analysis, project management, and strategic decision-making across various industries.
Led a team of analysts in a project that improved operational efficiency by 20% through data-driven insights.
Utilized advanced statistical methods to forecast sales trends, resulting in a 15% increase in revenue for the quarter.
Developed dashboards and reports that streamlined decision-making p...
Merge two sorted arrays into a single sorted array efficiently.
Use two pointers to traverse both arrays simultaneously.
Compare elements at both pointers and append the smaller one to the result.
Increment the pointer of the array from which the element was taken.
Continue until all elements from both arrays are merged.
Example: Merging [1, 3, 5] and [2, 4, 6] results in [1, 2, 3, 4, 5, 6].
Steps involved in executing a bond issuance
1. Determine the purpose and amount of the bond issuance
2. Select an underwriter to help sell the bonds
3. Prepare a disclosure document outlining the terms of the bond
4. Obtain credit ratings from rating agencies
5. Market the bond to potential investors
6. Price the bond based on market conditions
7. Close the bond issuance and transfer funds to the issuer
Intermediate operators transform or filter the stream elements, while terminal operators produce a result or side effect.
Intermediate operators include filter(), map(), sorted(), distinct(), etc.
Terminal operators include forEach(), collect(), reduce(), count(), etc.
Intermediate operators are lazy and do not execute until a terminal operator is called.
Terminal operators trigger the stream processing and produce a ...
This code splits an array of strings into smaller arrays based on a specified delimiter.
Use the `split()` method to divide a string into an array based on a delimiter. Example: 'a,b,c'.split(',') results in ['a', 'b', 'c'].
Consider edge cases such as empty strings or delimiters at the start/end. Example: ',a,b,'.split(',') results in ['', 'a', 'b', ''].
You can use `filter()` to remove empty strings from the result...
Use @IdClass annotation to apply multiple primary keys to an entity in Hibernate
Create a separate class for composite primary key
Use @IdClass annotation on the entity class to reference the composite primary key class
Define the primary key fields in both the entity class and the composite primary key class
Use a bean before it is destroyed by implementing a pre-destroy method
Implement a method annotated with @PreDestroy in the bean class
This method will be called before the bean is destroyed
Perform any necessary cleanup or final operations in this method
Use the POJO's attributes that define equals() and hashCode() methods as the key in the Hashmap.
Ensure the POJO class overrides equals() and hashCode() methods.
Create an instance of the POJO and use it as the key in the Hashmap.
To call an SQL procedure from code, use the appropriate syntax and connection to the database.
Use the appropriate SQL command to call the procedure (e.g. EXEC or CALL).
Ensure you have a connection to the database established in your code.
Pass any required parameters to the procedure when calling it.
Handle any return values or output parameters as needed.
Accruals are booked by recognizing expenses incurred but not yet paid for.
Accruals are recorded by debiting an expense account and crediting a liability account.
Accruals ensure that expenses are matched with the revenue they generate in the same accounting period.
Accruals are reversed in the following accounting period when the actual payment is made.
Examples of accruals include accrued salaries, accrued interest,...
MUFG Interview Experiences
15 interviews found
Anonymous
I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.
(8 Questions)
- Q1. Code question to split arrays
- Ans.
This code splits an array of strings into smaller arrays based on a specified delimiter.
Use the `split()` method to divide a string into an array based on a delimiter. Example: 'a,b,c'.split(',') results in ['a', 'b', 'c'].
Consider edge cases such as empty strings or delimiters at the start/end. Example: ',a,b,'.split(',') results in ['', 'a', 'b', ''].
You can use `filter()` to remove empty strings from the result. Exa...
- Q2. Stream api - what is intermediate and terminal operator
- Ans.
Intermediate operators transform or filter the stream elements, while terminal operators produce a result or side effect.
Intermediate operators include filter(), map(), sorted(), distinct(), etc.
Terminal operators include forEach(), collect(), reduce(), count(), etc.
Intermediate operators are lazy and do not execute until a terminal operator is called.
Terminal operators trigger the stream processing and produce a resul...
- Q3. Functional interface - what is use of static and default in real time
- Ans.
Static and default methods in functional interfaces provide utility methods and default implementations for interface methods in real-time applications.
Static methods in functional interfaces can be used for utility methods that are not tied to a specific instance of the interface.
Default methods in functional interfaces provide default implementations for interface methods, allowing for backward compatibility when new...
- Q4. How to ensure we use the bean before it is destroyed
- Ans.
Use a bean before it is destroyed by implementing a pre-destroy method
Implement a method annotated with @PreDestroy in the bean class
This method will be called before the bean is destroyed
Perform any necessary cleanup or final operations in this method
- Q5. Class and object level lock
- Q6. How to use a POJO as a key in a Hashmap
- Ans.
Use the POJO's attributes that define equals() and hashCode() methods as the key in the Hashmap.
Ensure the POJO class overrides equals() and hashCode() methods.
Create an instance of the POJO and use it as the key in the Hashmap.
- Q7. Call SQL procedure from code
- Ans.
To call an SQL procedure from code, use the appropriate syntax and connection to the database.
Use the appropriate SQL command to call the procedure (e.g. EXEC or CALL).
Ensure you have a connection to the database established in your code.
Pass any required parameters to the procedure when calling it.
Handle any return values or output parameters as needed.
- Q8. How to apply multiple primary keys to an entity in Hibernate
- Ans.
Use @IdClass annotation to apply multiple primary keys to an entity in Hibernate
Create a separate class for composite primary key
Use @IdClass annotation on the entity class to reference the composite primary key class
Define the primary key fields in both the entity class and the composite primary key class
Interview Preparation Tips
- Java 8
- Spring Boot
- JDBC
- Struts
- Coding
Skills evaluated in this interview
Shrey Nagle
(1 Question)
- Q1. Where does interest expense in cash flow register to as per US GAAP?
- Ans.
Interest expense in cash flow registers as operating activity under US GAAP.
Interest expense in cash flow statement is classified as operating activity under US GAAP.
It is included in the operating section of the cash flow statement.
Interest paid is considered an operating cash outflow.
Interest received is considered an operating cash inflow.
(2 Questions)
- Q1. Goodwill Impairment
- Q2. Detailed Cash Flow statement
Interview Preparation Tips
(2 Questions)
- Q1. Previous experience
- Ans.
I have extensive experience in data analysis, project management, and strategic decision-making across various industries.
Led a team of analysts in a project that improved operational efficiency by 20% through data-driven insights.
Utilized advanced statistical methods to forecast sales trends, resulting in a 15% increase in revenue for the quarter.
Developed dashboards and reports that streamlined decision-making proces...
- Q2. About ourselves
Interview Preparation Tips
Jenny Park
Selected
(5 Questions)
- Q1. Why are you interested in corporate banking
- Ans.
I am interested in corporate banking because of the dynamic nature of the industry and the opportunity to work with a diverse range of clients.
Fascinated by the complex financial structures and strategies involved in corporate banking
Enjoy working with a variety of clients from different industries
Thrilled by the fast-paced and ever-changing environment of corporate banking
Passionate about analyzing financial data and ...
- Q2. Tell us a time when you had to work with many things to do
- Ans.
I had to work with many things to do when managing multiple projects simultaneously at my previous job.
Prioritized tasks based on deadlines and importance
Utilized project management tools to stay organized
Communicated effectively with team members to delegate tasks and ensure progress
Maintained a detailed to-do list to track progress and completion
- Q3. How do you see yourself contributing to the team
- Ans.
I see myself contributing to the team by leveraging my analytical skills, attention to detail, and ability to work collaboratively.
Utilizing my strong analytical skills to identify trends and patterns in data
Attention to detail in reviewing and interpreting complex information
Collaborating with team members to brainstorm solutions and make data-driven decisions
- Q4. What are the steps involved in executing a bond issurance
- Ans.
Steps involved in executing a bond issuance
1. Determine the purpose and amount of the bond issuance
2. Select an underwriter to help sell the bonds
3. Prepare a disclosure document outlining the terms of the bond
4. Obtain credit ratings from rating agencies
5. Market the bond to potential investors
6. Price the bond based on market conditions
7. Close the bond issuance and transfer funds to the issuer
- Q5. What are your weaknesses
- Ans.
One of my weaknesses is that I can be overly critical of my own work.
I tend to be a perfectionist and can spend too much time on a task trying to make it perfect.
I sometimes struggle with delegating tasks to others because I want to ensure they are done correctly.
I am working on improving my ability to accept constructive criticism and not take it personally.
I applied via Referral and was interviewed in Feb 2024. There were 3 interview rounds.
(2 Questions)
- Q1. Technical questions on the payment side.
- Q2. Requirements gathering
(2 Questions)
- Q1. Requirements gathering process
- Q2. More on the resume and projects mentioned
(2 Questions)
- Q1. Discussion with onshore team
- Q2. Question on the process
Interview Preparation Tips
post round 3 no communication from HR.
Selected
I applied via Naukri.com and was interviewed in Apr 2024. There were 2 interview rounds.
(1 Question)
- Q1. Complete theory on the subject
Writing and explaining the code for given procedure
Interview Preparation Tips
- Core Java
- Collections
- Springs
- Lamda
- Spring Boot
- Spring Mvc
- Microservices
Questions were moderate
(1 Question)
- Q1. Array -merge sorted array
Jeremy Ma
(2 Questions)
- Q1. What is Private Equity
- Ans.
Private equity is a type of investment where funds are raised from institutional and high-net-worth investors to acquire equity ownership in companies.
Private equity firms typically buy out existing companies or invest in growing businesses
Investors in private equity funds are typically institutional investors, pension funds, and wealthy individuals
Private equity investments are illiquid and have a long-term investment...
- Q2. How to book accruals?
- Ans.
Accruals are booked by recognizing expenses incurred but not yet paid for.
Accruals are recorded by debiting an expense account and crediting a liability account.
Accruals ensure that expenses are matched with the revenue they generate in the same accounting period.
Accruals are reversed in the following accounting period when the actual payment is made.
Examples of accruals include accrued salaries, accrued interest, and ...
Selected
I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 4 interview rounds.
(1 Question)
- Q1. Interviewed by a panel of 3 onsite resources
- Ans. Be crisp and stright to the point for the questions asked, most of them are coming from your resume and experience you presented.
(2 Questions)
- Q1. Another panel of 3 more members from onsite
- Q2. Different panel, but same as first round, each memeber talked roughly around 30 mins so a total of near to 1.5 hrs.
(2 Questions)
- Q1. General questions on experience and compliance related questions
- Q2. Answer the compliance questions carefully, based in those answers your candiature will be verified.
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MUFG Interview FAQs
The duration of MUFG interview process can vary, but typically it takes about 2-4 weeks to complete.
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MUFG Interviews By Designations
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