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Business Accountability Associate Interview Questions & Answers

Wells Fargo user image Anonymous

posted on 7 Jan 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Assignment 

Underwriting. Personal Information

What is your full name, Social Security Number, and date of birth?

Are you a U.S. citizen or permanent resident?


Why they ask: To verify your identity and eligibility for a mortgage.

2. Income and Employment

What is your annual income?

Are you employed, self-employed, or retired?

How long have you been at your current job?


Why they ask: To ensure you have a steady income to repay the loan.

3. Credit History

What is your credit score?

Do you have any outstanding loans, credit card debt, or missed payments?

Have you ever declared bankruptcy or had a foreclosure?


Why they ask: To assess your ability and reliability to repay the loan.

4. Assets and Savings

How much money do you have in savings, investments, or retirement accounts?

Do you own any other properties or assets?


Why they ask: To confirm you have enough funds for a down payment, closing costs, and emergency reserves.

5. Property Details

What is the purchase price of the home?

Are you buying a primary residence, second home, or investment property?

What is the home’s address and type (e.g., single-family, condo)?


Why they ask: To evaluate the value and purpose of the property as collateral for the loan.

6. Debts and Expenses

What are your monthly expenses, including rent, utilities, and other bills?

Do you owe child support or alimony?


Why they ask: To calculate your debt-to-income (DTI) ratio and ensure you can afford the mortgage payments.

7. Down Payment

How much are you planning to put down as a down payment?

Are the funds coming from your savings or a gift?


Why they ask: To verify you have a sufficient down payment and its source is legitimate.

8. Insurance and Taxes

Do you have homeowners insurance lined up?

Are you aware of the property taxes in the area?

Round 2 - HR 

(1 Question)

  • Q1. Previous Employment
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Implement search in binary tree
  • Q2. Previous work experience
Round 2 - One-on-one 

(2 Questions)

  • Q1. Why are switching
  • Q2. What is Netflix OSS
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Recruitment Consulltant and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Questions related to backend and AWS.
Round 2 - Technical 

(1 Question)

  • Q1. Question related to front end and database.

Interview Preparation Tips

Topics to prepare for JPMorgan Chase & Co. Fullstack Java Developer interview:
  • DSA
  • Bootstrap
  • Javascript
  • Redshift
  • Django
  • kubernate
  • Python
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Basic questions on python
  • Q2. Difference between list tuple
  • Q3. Area of room 6D
  • Q4. Most emberacing situation u faced in your life
  • Q5. Behavior questions like what will u do if this happens
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I was interviewed in Nov 2024.

Round 1 - Case Study 

Here’s a simple framework to approach a case study effectively:


---

Case Study Framework

1. Understand the Problem

Read the case thoroughly and identify the key issue.

Ask clarifying questions if needed (if in a live setting).

Summarize the problem in your own words.



2. Analyze the Situation

SWOT Analysis (Strengths, Weaknesses, Opportunities, Threats)

Identify relevant stakeholders.

Gather data or key insights from the case text.



3. Identify Alternatives

Brainstorm possible solutions to the problem.

Consider multiple approaches (e.g., short-term vs. long-term solutions).



4. Evaluate the Alternatives

Weigh the pros and cons of each solution.

Assess feasibility, costs,

Round 2 - Technical 

(2 Questions)

  • Q1. What are the common performance issues that can occur in a system?
  • Ans. 

    Common performance issues in a system include slow response times, high resource usage, bottlenecks, and crashes.

    • Slow response times can be caused by inefficient code, network latency, or overloaded servers.

    • High resource usage can lead to system slowdowns and crashes, often caused by memory leaks or inefficient algorithms.

    • Bottlenecks occur when a component of the system becomes a limiting factor, such as a database ser...

  • Answered by AI
  • Q2. What is your experience with software bug fixing?
  • Ans. 

    I have experience in identifying and resolving software bugs through thorough testing and collaboration with developers.

    • Identifying bugs by reproducing issues reported by users

    • Collaborating with developers to understand root cause of bugs

    • Testing bug fixes to ensure they are effective

    • Utilizing bug tracking tools like Jira or Bugzilla

    • Experience with regression testing to prevent reoccurrence of bugs

  • Answered by AI
Round 3 - Coding Test 

Shortcut Tips for Coding Tests: 1. Master the Basics: Familiarize yourself with arrays, strings, loops, and conditional statements. 2. Learn Patterns: Concentrate on sliding window, two-pointer techniques, recursion, and divide-and-conquer methods. 3. Use Standard Algorithms: Study breadth-first search (BFS), depth-first search (DFS), sorting algorithms, and dynamic programming principles. 4. Understand Data Structures: Practice with stacks, queues, linked lists, and trees. 5. Practice Edge Cases: Consider scenarios involving empty inputs, duplicates, and large datasets. 6. Write Pseudocode: Outline your plan before starting to code. 7. Optimize Early: Always strive for efficiency in your solutions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Quick Tips for Job Seekers:

1. Know Your Strengths: Identify skills and tailor your resume.


2. Network: Leverage LinkedIn, industry events, and connections.


3. Customize Applications: Align resumes and cover letters to job descriptions.


4. Prepare for Interviews: Research companies and practice answers.


5. Upskill: Learn in-demand tools, certifications, and soft skills.


6. Stay Organized: Track applications and follow-ups.


7. Be Positive: Handle rejections as learning opportunities.


8. Leverage Social Media: Optimize LinkedIn and maintain professionalism online.


9. Consider All Opportunities: Explore freelance, contract, or adjacent roles.


10. Follow Up: Send thank-you notes and stay connected with recruiters.



Stay consistent and persistent—your opportunity is ahead!
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Not Selected

I applied via LinkedIn and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Introduction, be prepared to have knowledge on your resume
  • Q2. Mathematical questions like percentage
  • Q3. Critical thinking. They asked a question with a given situation what you'll do .
  • Q4. The past 4 days been climate be stroming . And current was cut off due to rain and flood , you have a important assignment to finish, what you'll do

Interview Preparation Tips

Interview preparation tips for other job seekers - I went to citi for the interview of operation specialist other day. I been waitied for around 4 hours just to get my first round of interview. The interviewer seems exhausted due to overwhelming candidate. And one thing is shown upon the scheduling of the interview is lack of people management and schedules. The interviewer seems nice even though i didn't selected
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Coding Test 

During the coding test, I was asked to write a program to check the frequency of characters in a string.

Round 2 - Technical 

(5 Questions)

  • Q1. What is Java , what are the four pillars of java
  • Ans. 

    Java is a popular programming language known for its platform independence and object-oriented approach.

    • Java is platform-independent, meaning it can run on any device with a Java Virtual Machine (JVM)

    • Object-oriented programming is a key feature of Java, allowing for code reusability and modularity

    • The four pillars of Java are: Inheritance, Encapsulation, Abstraction, and Polymorphism

    • Inheritance allows a class to inherit...

  • Answered by AI
  • Q2. Related to collection framework
  • Q3. What is recursion, write a code for it
  • Ans. 

    Recursion is a programming technique where a function calls itself to solve a problem.

    • Recursion involves breaking down a problem into smaller subproblems and solving them recursively.

    • A base case is needed to stop the recursion and prevent infinite loops.

    • Example: Factorial calculation using recursion - function factorial(n) { return n === 0 ? 1 : n * factorial(n-1); }

  • Answered by AI
  • Q4. Why we don't use pointers in java
  • Ans. 

    Java doesn't use pointers for security and simplicity reasons.

    • Java uses references instead of pointers to avoid direct memory manipulation.

    • Pointers can lead to memory leaks and security vulnerabilities.

    • Java's garbage collection manages memory automatically, reducing the need for pointers.

  • Answered by AI
  • Q5. What are the difference between array and arraylist
  • Ans. 

    Array is a fixed-size data structure while ArrayList is a dynamic-size data structure in Java.

    • Array is a fixed-size collection of elements of the same data type, while ArrayList is a dynamic-size collection that can grow or shrink.

    • Arrays can store primitive data types and objects, while ArrayList can only store objects.

    • Arrays require a specified size at the time of declaration, while ArrayList can dynamically resize it...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - well prepare for all the questions like Java and oops
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

The test will comprise a total of 60 questions, divided as follows: 70% of the questions will focus on finance and accounting, while the remaining questions will cover aptitude and English.

Round 2 - Technical 

(1 Question)

  • Q1. Zero coupon bonds, long-term liabilities, return on equity, debt-equity ratio, captial budgeting and techniques, bonds and its types, debt instruments meaning, collateral, mortgage, spin off, demerger, mer...

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview panel consists of two members: the team leader and the manager. They specifically asked me detailed questions regarding finance, which included my percentage in my MBA, inquiries related to my projects, and how I learned about the company. While responding to the questions, it is essential to remain confident, and if a question is unfamiliar, we can articulate our response in our own words. We should answer them slowly instead of hurrying. Overall I have a great experience while answering the questions and panel members were polite persons.

c++ associate Interview Questions & Answers

Morgan Stanley user image Anonymous

posted on 7 Oct 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2024. There were 4 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. Write your own implementation for shared pointer. How it will handle if it get assigned by another one. How will you use it in main method. How will you overload -> operator and dereferencing operator in t...
  • Ans. 

    Implementation of shared and unique pointers in C++ with operator overloading.

    • Implement a class for shared pointer with reference counting.

    • Handle assignment by incrementing reference count and decrementing old pointer's count.

    • Overload -> and * operators to access underlying object.

    • Use shared pointer in main method by creating instances and passing them around.

    • For unique pointer, implement a class that transfers ownersh

  • Answered by AI
  • Q2. Simple problem for binary search but input values are double not integer
Round 2 - Technical 

(2 Questions)

  • Q1. Given bst find two values from tree which will give you required sum. In two pointer is it better to use middle-out instead of starting from both end probabilistically
  • Q2. Design splitwise like add and explain
Round 3 - Technical 

(6 Questions)

  • Q1. Write signature of shared pointer
  • Q2. Design system similar to load balancer where if request comes again with same id it should go to server it went for first time. with constant space complexity
  • Q3. Design system where there is org hierarchy and you should be able to find all sub-ordinates Optimize is using array of pointer
  • Ans. 

    Design a system with org hierarchy to find all sub-ordinates using array of pointers.

    • Create a class for each employee with a pointer to their manager

    • Use an array of pointers to store all employee objects

    • Traverse the array to find all sub-ordinates of a given employee

  • Answered by AI
  • Q4. Write lambda function and it's signature
  • Q5. Do you know about template Class and function template
  • Q6. How does auto work internally?
Round 4 - HR 

(1 Question)

  • Q1. Are you ready to shift to bengaluru
  • Ans. 

    Yes, I am ready to shift to Bengaluru for the c++ associate position.

    • I am excited about the opportunity to work in Bengaluru.

    • I have researched the city and am comfortable with the relocation.

    • I am flexible and adaptable to new environments.

    • I have friends/family in Bengaluru who can support me during the transition.

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Tell me about yourself.
  • Ans. 

    Experienced internal auditor with a background in finance and risk management.

    • Over 5 years of experience in internal auditing

    • Strong background in finance and risk management

    • Skilled in conducting audits, identifying risks, and implementing controls

    • Proficient in analyzing financial data and preparing reports

    • Excellent communication and interpersonal skills

  • Answered by AI
  • Q2. Family background
  • Q3. What activities did you engage in during your articleship?
  • Ans. 

    During my articleship, I engaged in various activities such as auditing financial statements, conducting internal control reviews, and assisting in risk assessment.

    • Auditing financial statements

    • Conducting internal control reviews

    • Assisting in risk assessment

  • Answered by AI
  • Q4. What is the process of conducting an internal audit?
  • Ans. 

    The process of conducting an internal audit involves planning, executing, reporting, and follow-up.

    • Plan the audit by defining objectives, scope, and methodology.

    • Gather relevant data and evidence through interviews, document reviews, and observations.

    • Analyze the data to identify risks, control weaknesses, and areas for improvement.

    • Report findings to management and recommend corrective actions.

    • Follow up on implementation...

  • Answered by AI
  • Q5. What is the difference between internal and statutory audits?
  • Ans. 

    Internal audits are conducted by internal staff to evaluate and improve the effectiveness of risk management, control, and governance processes within an organization, while statutory audits are required by law and are conducted by external auditors to ensure compliance with financial reporting standards.

    • Internal audits are conducted by internal staff, while statutory audits are conducted by external auditors.

    • Internal ...

  • Answered by AI

Moptra Infotech Interview FAQs

How to prepare for Moptra Infotech interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Moptra Infotech. The most common topics and skills that interviewers at Moptra Infotech expect are Java, IT Recruitment, J2Ee, JQuery and MySQL.

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Moptra Infotech Reviews and Ratings

based on 7 reviews

4.2/5

Rating in categories

4.6

Skill development

4.1

Work-Life balance

4.5

Salary & Benefits

4.6

Job Security

4.6

Company culture

4.5

Promotions/Appraisal

4.6

Work Satisfaction

Explore 7 Reviews and Ratings
Oracle Application Technical Consultant

Noida

2-6 Yrs

Not Disclosed

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