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Midland Microfin Limited
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Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.
Credit is a financial tool used to borrow money or obtain goods and services with the promise of repayment with interest
Credit can be extended by banks, credit unions, and other financial institutions
Credit scores are used to determine a borrower's creditworthiness and ability to repay loans
Credit can b...
MFI stands for Microfinance Institution, which provides financial services to low-income individuals and small businesses.
MFI offers small loans, savings accounts, insurance, and other financial services to people who lack access to traditional banking services.
MFI aims to alleviate poverty and promote economic development by providing financial services to those who are excluded from the formal financial sector.
MFI op...
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posted on 2 Feb 2025
I was interviewed in Jan 2025.
Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.
Types of credit assessment include credit reports, financial statements, and credit scoring models.
Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.
To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...
posted on 13 Dec 2023
I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.
Nothing every thing is good.
posted on 17 Jul 2024
posted on 3 Jul 2024
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
posted on 26 Sep 2024
I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.
posted on 22 Feb 2024
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.
Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.
Review the borrower's credit report and score
Analyze the borrower's income and expenses
Evaluate the purpose of the loan and the borrower's ability to repay it
Consider any collateral or guarantors offered by the borrower
Assess the overall risk of the loan and make a recommendation
based on 12 reviews
Rating in categories
Credit Executive
35
salaries
| ₹1.2 L/yr - ₹3 L/yr |
Branch Manager
29
salaries
| ₹2 L/yr - ₹5.2 L/yr |
Cluster Manager
24
salaries
| ₹3.5 L/yr - ₹6.5 L/yr |
Assistant Manager
20
salaries
| ₹2.7 L/yr - ₹5.1 L/yr |
Deputy Manager
14
salaries
| ₹5.2 L/yr - ₹11 L/yr |
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