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Merrill Lynch India Technology Services Interview Questions and Answers

Updated 8 Jun 2017

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Financial Advisor Interview Questions & Answers

user image Nehal Agrawal

posted on 8 Jun 2017

Interview Questionnaire 

4 Questions

  • Q1. Where do you see yourself in 5 years from now?
  • Ans. 

    In 5 years, I see myself as a senior financial advisor leading a team of successful advisors and expanding my client base.

    • Leading a team of advisors

    • Expanding client base

    • Achieving senior financial advisor status

  • Answered by AI
  • Q2. Why did you apply for this job?
  • Ans. 

    I applied for this job because of my passion for helping others achieve their financial goals.

    • Passion for helping others with their finances

    • Interest in financial planning and investment strategies

    • Desire to make a positive impact on clients' financial well-being

  • Answered by AI
  • Q3. What about the job is of interest to you?
  • Ans. 

    I am interested in the Financial Advisor job because it allows me to help individuals and businesses achieve their financial goals.

    • I enjoy working with numbers and analyzing financial data.

    • I have a passion for helping others make informed financial decisions.

    • I find the challenge of creating personalized financial plans exciting.

    • I am motivated by the opportunity to continuously learn and stay updated on market trends.

    • I ...

  • Answered by AI
  • Q4. What are your expectations from this job?
  • Ans. 

    I expect to grow professionally, help clients achieve their financial goals, and contribute to the success of the company.

    • Opportunity for professional growth and development

    • Helping clients achieve their financial goals

    • Contributing to the success of the company

    • Working in a supportive and collaborative team environment

  • Answered by AI

Interview Preparation Tips

Round: HR Interview
Experience: During this round, I spent about an hour at the office of the company. I was introduced with 2 other people besides the main interviewer. Each person gave me a glimpse of what their day is like, what is their role in the company, what is their approach to work. Besides, they also shared their own story about how they got where they are.
Tips: Ask as many questions as you can and want to. This is the chance for you to know the company, what to expect from the job, what a typical day at work would like for you, etc. Even the company gets a chance to know you better. This is the place where you get a chance to decide if the job is a right fit for you or not. If the job description excites you and you can see yourself doing it in the future, then you know you'll like working there.

Round: Test
Experience: A series of questions popped up one after the other relating to a typical day at work. The test was based on different small decisions a person had to make when at work. For e.g., prioritizing a few important matters at hand. Moreover, it also had questions about how would you handle this situation with a client, etc.
Tips: Before taking this tryout, try and find someone in the same role, be it with someone from another company. Ask them questions about how do they manage different situations, what is expected of them from the company when a certain situation arises, what kind of training do they get before starting the job, etc.
Duration: 1 hour
Total Questions: 45

Financial Advisor Interview Questions asked at other Companies

Q1. If I give you one lakh rupees, where will you invest it? And how?
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I applied via Referral

Interview Questionnaire 

5 Questions

  • Q1. Macroeconomics (exchange rate stuff, bit of discussion on monetary policy),
  • Q2. Puzzles(a lot of them)
  • Q3. Derivatives (asked me to price a digital option w/o using term 1 quant stuff)
  • Q4. Deal valuation(in IBD interview), discussion on retail sector(in almost all the rounds since I had worked for online retail firm Amazon.com)
  • Q5. Financial Ratios (last chapter of finacc course)

Interview Preparation Tips

Round: Technical Interview
Experience: I believe they were looking for a lot of enthusiasm, strong desire to join their company and of course an aptitude for finance
Tips: I believe the key is to stay confident because that is what the banks look for. Any signs of panic might kill your chances. There is no right or wrong answer when asked for your view on some issue or market. What they just expect is that you should be able to give reasons for whatever your view is.

Skill Tips: I guess prior knowledge of financial derivatives is a must. It might get a bit difficult otherwise, given the fact that people start talking in terms of delta, gamma and vega right from day 1
Skills:
College Name: IIM Bangalore

Investment Banking Interview Questions asked at other Companies

Q1. If 2 people are sitting around a round table, and each has to place coins on the table after other does, and the one who places the coin last wins, would you like to go first or second?
View answer (1)

I applied via Referral

Interview Questionnaire 

4 Questions

  • Q1. What type of discount rates would you use in a DCF model if you were assuming CAPM model to be true
  • Ans. 

    Discount rates in DCF model assuming CAPM model to be true

    • Use the CAPM formula to calculate the cost of equity

    • Add a risk premium to the risk-free rate

    • Discount rate = Cost of Equity

    • Example: Risk-free rate = 2%, Beta = 1.2, Market risk premium = 5%, Cost of Equity = 2% + 1.2(5%) = 8%

    • Use the same discount rate for all future cash flows

  • Answered by AI
  • Q2. About power sector valuation in general due to prior experience in the same.
  • Q3. Checked mathematical problem solving ability
  • Q4. Was given puzzles (probability based problem solving)

Interview Preparation Tips

Round: Puzzle Interview
Experience: While I was not able to come to a final numerical answer, ability to break the problem into parts and structure how to solve the question seemed important.
I think they were looking for a guy with experience in valuation for this role.
Tips: Preparation
Think before you talk. Special Prep: Corp Fin, Various Modelling Techniques.

Round: Technical Interview
Experience: I think they were looking for:
Common sense, analytical ability, trying different approaches , sound Corp Fin fundae
Tips: what helped me in the interview:
Corp Fin, Knowledge of DCF modelling and prior work ex. at SDG

Skills: Approaching A Problem, Analytical Skills, Common Sense
College Name: IIM Bangalore

Private Equity/Hedge Fund/VC-Manager Interview Questions asked at other Companies

Q1. what type of discount rates would you use in a DCF model if you were assuming CAPM model to be true
View answer (1)

I applied via Referral

Interview Questionnaire 

4 Questions

  • Q1. Questions on macroeconomics Funda
  • Q2. Questions on financial funda
  • Q3. Personals about me
  • Q4. Puzzles

Interview Preparation Tips

Round: Behavioural Interview
Experience: i think they were looking for cultural fit as I had 2 personal round interviews.

Round: Technical Interview
Experience: I think they were looking for guys having some general funda about the whole industry especially interest rates and currency.
Tips: Mostly basic financial funda were solid along with macro economics funda helped
helped you in the interview a lot. Puzzles were tricky but was simple as i had done them before which impressed 1 panel.

Round: Technical Interview
Experience: I think they were looking for guys having some general funda about the whole industry especially interest rates and currency.
I think that's why I was put in FX trading desk.
Tips: Mostly basic financial funda were solid along with macro economics funda helped
helped you in the interview a lot. Puzzles were tricky but was simple as i had done them before which impressed 1 panel.

Round: Puzzle Interview
Experience: Puzzles went right. Had some problem solving currency questions

Skill Tips: Quick, calm and amazing learner
Skills: Quick Learning
College Name: IIM Bangalore

Merrill Lynch India Technology Services interview questions for popular designations

 Commodity Trading Manager

 (1)

 Financial Advisor

 (1)

 Investment Banking

 (1)

 Private Equity/Hedge Fund/VC-Manager

 (1)

Interview questions from similar companies

Interview Preparation Tips

Round: Test
Experience: Data interpretation questions,english vocabulary(GRE BARRONS) is most important , apptitude questions and reasoning are from R S agarwal.
Total Questions: 65

Round: Technical Interview
Experience: Interviewer asked about your core subject littlebit and dont have any deep questions from c and c++.

Round: HR Interview
Experience: Given a topic and asked me to speak about that topic for one minute and given a situation asked me how would you react on that situation.

General Tips: It is easy to get a job in infosys comparatively other companies because you dont need to prepare for software side.
Prepare aptitude and reasoning from R S Agarwal and GRE BARRONS for vocabulary
College Name: NIT WARANGAL

Assistant Trainee Interview Questions & Answers

TCS user image YATISH KUMAR KESHWANI

posted on 9 Feb 2015

Interview Questionnaire 

22 Questions

  • Q1. What are the subjects you have command in?
  • Q2. Tell me about your final year project?
  • Q3. Tell me about the industrial training you had?
  • Q4. How does an induction motor works?
  • Q5. Why motor is rated in KW whereas Transformer and generator in KVA?
  • Ans. 

    Motors are rated in KW because they consume power, while transformers and generators are rated in KVA because they produce power.

    • Motors convert electrical energy into mechanical energy, so they consume power and are rated in KW.

    • Transformers and generators produce electrical energy, so they are rated in KVA based on their apparent power.

    • KVA takes into account both the real power (KW) and the reactive power (KVAR) produc...

  • Answered by AI
  • Q6. What is the type of motor used in ceiling fans?
  • Ans. 

    The type of motor used in ceiling fans is an induction motor.

    • Ceiling fans typically use single-phase induction motors.

    • These motors are designed to provide a constant speed and are efficient in converting electrical energy into mechanical energy.

    • The motor consists of a stator and a rotor, with the stator being the stationary part and the rotor being the rotating part.

    • The stator contains windings that create a rotating m...

  • Answered by AI
  • Q7. Hoe does a thermal power plant works?
  • Ans. 

    A thermal power plant generates electricity by converting heat energy into mechanical energy.

    • Thermal power plants use fossil fuels or nuclear energy to heat water and produce steam.

    • The steam drives a turbine, which is connected to a generator that produces electricity.

    • The heat source can be coal, natural gas, oil, or nuclear reactions.

    • The steam is condensed back into water and recycled in a closed-loop system.

    • Thermal p...

  • Answered by AI
  • Q8. Write a program to make a GP
  • Ans. 

    A program to generate a geometric progression (GP).

    • Take the first term, common ratio and number of terms as input.

    • Use a loop to calculate each term of the GP.

    • Print the generated GP as output.

  • Answered by AI
  • Q9. Write a program to print factorial using recursion
  • Ans. 

    A program to print factorial using recursion

    • Define a function to calculate factorial recursively

    • Base case: if the number is 0 or 1, return 1

    • Recursive case: multiply the number with factorial of (number - 1)

    • Print the factorial of a given number

  • Answered by AI
  • Q10. Write the logic to reverse a string without using string fnctions
  • Ans. 

    Logic to reverse a string without using string functions

    • Iterate through the string from the last character to the first

    • Create a new string and append each character to it in reverse order

  • Answered by AI
  • Q11. Tell me about yourself?
  • Q12. What are your hobbies?
  • Q13. Apart from your technical pat and studies what have you done in college?
  • Q14. What do you prefer, ethics or values?
  • Q15. Suppose you are working in office and somebody came and slapped you, what will you do?
  • Q16. Tell me about yourself for 5 minutes
  • Q17. What are your views about Mr. Narendra Modi as PM of India
  • Q18. Any extra curricular activities you have participated in school or college
  • Q19. What are your strengths?
  • Q20. What are your weaknesses?
  • Q21. Being an Electrical engineer why do you want to join an IT company
  • Q22. What do you know about TCS?

Interview Preparation Tips

Round: Test
Experience: In email writing one question was given describing the situation and maximum word limit. It has the keywords given to be used. 1 question, 10 minutes.This section is generally used to check your verbal ability. Make sure to use all the keywords given and complete it within time, with no spelling mistakes of course. Missing a keyword or a spelling mistake could be your goodbye to qualified list.The second section had 30 questions of quantitative aptitude. Duration 70 mins. There are questions from various sections, such as Time and speed, Time and distance, Data interpretation,etc.There are 2-3 star marked questions which have more weight-age. There my also be a dummy question who doesn't have any matching answer. Make sure uh don't attempt these questions.26-27 questions is the cut-off for qualified list.But you have to do the email writing part correctly.
Tips: Practice email writing online from various websites such as technicalbaba.com, indiageeks.comPractice quantitative aptitude as it is a must in any interview you will face. you can use R.S.Agarwal or CAT material.
Duration: 90 minutes
Total Questions: 30 + 1

Round: Interview
Experience: Greeting the interviewer is a must. Be confident and enthusiastic. Have your resume properly ready. Technical questions from your subject will be asked. Not a must that you should know any programming language like C, C++, JAVA.
Tips: Prepare 3-4 subjects of your core branch. Never try to flatter the interviewer. Be confident and answer the questions appropriately. Dont say directly " I DON'T KNOW". Atleast try even if you dont know the answer.

Round: Interview
Experience: There are certain questions which doesnt have direct answers. You have to be diplomatic about them. You should be able to see all the possible situation when a question like that is asked.

Round: Interview
Experience: The HR head may manipulate you, try to stress you, etc. Be calm and confident.Think before you speak. Prepare your answers before hand for general questions. Write your introduction on a paper and prepare it well so that you speak it confidently...
Tips: Be yourself. Be confident. Never argue with the interviewer.All the best

General Tips: Be presentable in the interview. Wear a watch. Show respect to the interviewer. Prepare 3-4 technical subjects well. Read last 15 days newspaper. Be confident when you speak. Improve your English if you are weak in it.
Skill Tips: ""
Skills: Verbal ability, Attitude, Technical knowledge, General knowledge
College Name: IMS ENGINEERING COLLEGE, GHAZIABAD
Motivation: TCS is a semi government company with a decent package and high job security.

Skills evaluated in this interview

Interview Questions & Answers

Cognizant user image Anonymous

posted on 20 Jan 2015

Interview Questionnaire 

1 Question

  • Q1. Why should we select you?
  • Ans. 

    I have the necessary skills, experience, and passion to excel in this role.

    • I have relevant experience in the field

    • I possess the required skills and qualifications

    • I am a quick learner and adaptable to new situations

    • I am passionate about the industry and eager to contribute

    • I am a team player and work well with others

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Very basic(class 7 level) english, quant and DI from CAT preparation will do. I was asked to estimate the number of newspapers I would buy if I am a supplier for the campus. Then slightly complicated the problem four or five times.
Tips: Try to answer as many questions as possible--the test is the one major criterion for selection.
Total Questions: 65

Round: Guesstimate Interview
Experience: One-on-one interview.Basic guess estimation and details about your projects. Try to show you have some knowledge in mathematics.

Round: HR Interview
Experience: HR interview--A panel of 4 or 5 people(who have taken the individual interviews in round I).
Tips: Be confident and try not to tell something which you can’t defend.

General Tips: As is the case for most companies, CAT preparation will definitely help. I don’t think much focus was was given on the essay but the other sections of the test are really important.
Skill Tips: A decent CGPA(mine was exactly 8) will help. HR interview--A panel of 4 or 5 people(who have taken the individual interviews in round I). Should be able to speak about your own projects and internships.
College Name: IIT KHARAGPUR

Interview Preparation Tips

Round: Resume Shortlist
Experience: CGPA + resume + online test - based shortlisting

Round: Test
Experience: Online Test:Quant, DI, verbal, and coding45 minutes coding + 15 minutes verbal + 30 minutes quant
Tips: Time constraint will be the major problem. CAT preparation would sufficeBrush up your coding skills- concentrate in either C or C++ or whichever language you're comfortable withE.g.: The coding question- Write a function to find if a number is palindromeBrush up through basic data structuresGraph theory and few sorting algorithms
Duration: 90 minutes

Round: Interview
Experience: (2 interviews, 20 minutes each)Resume- basedCoding skills and the approach towards the problem will also be tested
Tips: Be thorough with the work done in your internships and projects. Be ready to answer why you are interested in the company.Maintain your confidence level in the interviews. They also look for good communication skills, and even leadership, which is evident from the way you conduct yourself through the interview.Practice quant questions, prepare answers for all the basic HR questions.Coding, go through sorting algorithms, FOR, Graph theory.Digital IC design is very important courses. You should be through with this courses if you are interested in digital profile.

College Name: IIT Madras

Interview Preparation Tips

Round: Test
Experience:  Written test was CAT based primarily with no negative marking.
Tips: Almost everyone felt the time crunch., but the key is to maintain focus and yes no negative marking so informed guesses are a must.Prepare well for the test especially Quant+ RCs+DI.
Duration: 60 minutes
Total Questions: 60

Round: Group Discussion
Experience: GD was case study based. We were divided into groups of 8 and then we were allotted around 20 minutes to discuss the problem among ourselves and then finally come up with a solution which was to be demonstrated on a flip-chart and then was to be presented in about 8-10 min
Tips: Prepare for case studies from HBS Case Study and Wetfeet Case Study guides.
Duration: 30 minutes

Round: HR Interview
Experience: Only one round of interview was conduced. It was mostly HR based and the resume was discussed along with some common questions like the biggest failure and sucess in life, etc.Only one technical question was asked & the interviewers were very supportive and encouraging.
Tips: The key is to be yourself and take your time to properly frame the answers and then reply withconfidence.

Skill Tips: ""
Skills: Research Skills
College Name: IIT Roorkee

Interview Questions & Answers

HCLTech user image Anonymous

posted on 11 Apr 2015

Interview Questionnaire 

6 Questions

  • Q1. Which is your favorite subject
  • Q2. Difference between C and C++
  • Q3. What are the advantages of C++ over C
  • Q4. What is polymorphism and how do we achieve it using C++ programming
  • Ans. 

    Polymorphism is the ability of an object to take on many forms. In C++, it is achieved through function overloading and virtual functions.

    • Polymorphism allows objects of different classes to be treated as objects of a common base class.

    • Function overloading enables multiple functions with the same name but different parameters.

    • Virtual functions allow derived classes to override base class functions.

  • Answered by AI
  • Q5. What will you do if you have a clash with your colleague
  • Q6. If you are given extra work in the office and your girl friend is waiting for you outside, then what will you do

Interview Preparation Tips

Round: Test
Experience: One written test. It contains four sections. Each section contains 25 questions and is of 30 minutes duration.
Tips: Prepare well for technical and aptitude.
Duration: 120 minutes
Total Questions: 100

Round: Technical Interview
Experience: Questions were asked based on my favorite subject.
Tips: Choose your favorite subject as the one you know well.

Round: HR Interview
Experience: He gave me situations to see how I would handle them.
Tips: You must justify yourself with your answers.

General Tips: Brush up all the basics of your core subjects.
Skills: Good technical skills., Good communication skills.
College Name: NA

Skills evaluated in this interview

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