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Merrill Lynch India Technology Services Interview Questions and Answers

Updated 8 Jun 2017

Merrill Lynch India Technology Services Interview Experiences

Popular Designations

4 interviews found

I applied via Referral

Interview Questionnaire 

5 Questions

  • Q1. Macroeconomics (exchange rate stuff, bit of discussion on monetary policy),
  • Q2. Puzzles(a lot of them)
  • Q3. Derivatives (asked me to price a digital option w/o using term 1 quant stuff)
  • Q4. Deal valuation(in IBD interview), discussion on retail sector(in almost all the rounds since I had worked for online retail firm Amazon.com)
  • Q5. Financial Ratios (last chapter of finacc course)

Interview Preparation Tips

Round: Technical Interview
Experience: I believe they were looking for a lot of enthusiasm, strong desire to join their company and of course an aptitude for finance
Tips: I believe the key is to stay confident because that is what the banks look for. Any signs of panic might kill your chances. There is no right or wrong answer when asked for your view on some issue or market. What they just expect is that you should be able to give reasons for whatever your view is.

Skill Tips: I guess prior knowledge of financial derivatives is a must. It might get a bit difficult otherwise, given the fact that people start talking in terms of delta, gamma and vega right from day 1
Skills:
College Name: IIM Bangalore

Investment Banking Interview Questions asked at other Companies

Q1. If 2 people are sitting around a round table, and each has to place coins on the table after other does, and the one who places the coin last wins, would you like to go first or second?
View answer (1)

I applied via Referral

Interview Questionnaire 

4 Questions

  • Q1. What type of discount rates would you use in a DCF model if you were assuming CAPM model to be true
  • Ans. 

    Discount rates in DCF model assuming CAPM model to be true

    • Use the CAPM formula to calculate the cost of equity

    • Add a risk premium to the risk-free rate

    • Discount rate = Cost of Equity

    • Example: Risk-free rate = 2%, Beta = 1.2, Market risk premium = 5%, Cost of Equity = 2% + 1.2(5%) = 8%

    • Use the same discount rate for all future cash flows

  • Answered by AI
  • Q2. About power sector valuation in general due to prior experience in the same.
  • Q3. Checked mathematical problem solving ability
  • Q4. Was given puzzles (probability based problem solving)

Interview Preparation Tips

Round: Puzzle Interview
Experience: While I was not able to come to a final numerical answer, ability to break the problem into parts and structure how to solve the question seemed important.
I think they were looking for a guy with experience in valuation for this role.
Tips: Preparation
Think before you talk. Special Prep: Corp Fin, Various Modelling Techniques.

Round: Technical Interview
Experience: I think they were looking for:
Common sense, analytical ability, trying different approaches , sound Corp Fin fundae
Tips: what helped me in the interview:
Corp Fin, Knowledge of DCF modelling and prior work ex. at SDG

Skills: Approaching A Problem, Analytical Skills, Common Sense
College Name: IIM Bangalore

Private Equity/Hedge Fund/VC-Manager Interview Questions asked at other Companies

Q1. what type of discount rates would you use in a DCF model if you were assuming CAPM model to be true
View answer (1)

I applied via Referral

Interview Questionnaire 

4 Questions

  • Q1. Questions on macroeconomics Funda
  • Q2. Questions on financial funda
  • Q3. Personals about me
  • Q4. Puzzles

Interview Preparation Tips

Round: Behavioural Interview
Experience: i think they were looking for cultural fit as I had 2 personal round interviews.

Round: Technical Interview
Experience: I think they were looking for guys having some general funda about the whole industry especially interest rates and currency.
Tips: Mostly basic financial funda were solid along with macro economics funda helped
helped you in the interview a lot. Puzzles were tricky but was simple as i had done them before which impressed 1 panel.

Round: Technical Interview
Experience: I think they were looking for guys having some general funda about the whole industry especially interest rates and currency.
I think that's why I was put in FX trading desk.
Tips: Mostly basic financial funda were solid along with macro economics funda helped
helped you in the interview a lot. Puzzles were tricky but was simple as i had done them before which impressed 1 panel.

Round: Puzzle Interview
Experience: Puzzles went right. Had some problem solving currency questions

Skill Tips: Quick, calm and amazing learner
Skills: Quick Learning
College Name: IIM Bangalore

Financial Advisor Interview Questions & Answers

user image Nehal Agrawal

posted on 8 Jun 2017

Interview Questionnaire 

4 Questions

  • Q1. Where do you see yourself in 5 years from now?
  • Ans. 

    In 5 years, I see myself as a senior financial advisor leading a team of successful advisors and expanding my client base.

    • Leading a team of advisors

    • Expanding client base

    • Achieving senior financial advisor status

  • Answered by AI
  • Q2. Why did you apply for this job?
  • Ans. 

    I applied for this job because of my passion for helping others achieve their financial goals.

    • Passion for helping others with their finances

    • Interest in financial planning and investment strategies

    • Desire to make a positive impact on clients' financial well-being

  • Answered by AI
  • Q3. What about the job is of interest to you?
  • Ans. 

    I am interested in the Financial Advisor job because it allows me to help individuals and businesses achieve their financial goals.

    • I enjoy working with numbers and analyzing financial data.

    • I have a passion for helping others make informed financial decisions.

    • I find the challenge of creating personalized financial plans exciting.

    • I am motivated by the opportunity to continuously learn and stay updated on market trends.

    • I ...

  • Answered by AI
  • Q4. What are your expectations from this job?
  • Ans. 

    I expect to grow professionally, help clients achieve their financial goals, and contribute to the success of the company.

    • Opportunity for professional growth and development

    • Helping clients achieve their financial goals

    • Contributing to the success of the company

    • Working in a supportive and collaborative team environment

  • Answered by AI

Interview Preparation Tips

Round: HR Interview
Experience: During this round, I spent about an hour at the office of the company. I was introduced with 2 other people besides the main interviewer. Each person gave me a glimpse of what their day is like, what is their role in the company, what is their approach to work. Besides, they also shared their own story about how they got where they are.
Tips: Ask as many questions as you can and want to. This is the chance for you to know the company, what to expect from the job, what a typical day at work would like for you, etc. Even the company gets a chance to know you better. This is the place where you get a chance to decide if the job is a right fit for you or not. If the job description excites you and you can see yourself doing it in the future, then you know you'll like working there.

Round: Test
Experience: A series of questions popped up one after the other relating to a typical day at work. The test was based on different small decisions a person had to make when at work. For e.g., prioritizing a few important matters at hand. Moreover, it also had questions about how would you handle this situation with a client, etc.
Tips: Before taking this tryout, try and find someone in the same role, be it with someone from another company. Ask them questions about how do they manage different situations, what is expected of them from the company when a certain situation arises, what kind of training do they get before starting the job, etc.
Duration: 1 hour
Total Questions: 45

Financial Advisor Interview Questions asked at other Companies

Q1. If I give you one lakh rupees, where will you invest it? And how?
View answer (1)

Merrill Lynch India Technology Services interview questions for popular designations

 Commodity Trading Manager

 (1)

 Private Equity/Hedge Fund/VC-Manager

 (1)

 Investment Banking

 (1)

 Financial Advisor

 (1)

Interview questions from similar companies

Interview Preparation Tips

Round: Technical Interview
Experience: Technical on paper test questions:(dis was only for 12 among d 26 shortlisted ppl after apti...others directly had interviews)
5 wer selected in this test who wer nw sent for interviews
TECHNICAL INTERVIEW: (pls list the questions asked in all the rounds)
26 shortlisted after apti (14 directly for interviews & 12 had one more technical on paper test...mentioned above)
der wer min 2 technical rounds for each of them...max were 5

- You are given course dependencies
A->B,C
B->D
C->A
D->nothing
The above dependencies mean...if you want to take course A...you should take courses B and C first....To take B,Course D must be taken first....D is an independent course and can be taken without any prior requirements.
Now you are told these dependencies.Come up with an appropriate data structure to represent these dependencies.Then write a code that finds out all the courses that the student can take up...in this case the student can first take course D because its independent.Now that course D has been taken he can next take up B as it depends on B alone...But the courses A and C can never be taken because they depend on each other...So here all the courses that can be taken are B and D.
After i wrote the code....he asked for all possible test cases
-Given an array of length N....It can be filled with nos. only from 1 to N....find which nos are repeated in the array
-Given pointers to two nodes in a binary tree....find their least common ancestor...each node has pointer to only the parent node...not the left and right child..
-In a binary tree(Not necessarily a BST)...suppose the weight of any node is defined as the product of the key value of the node and the level of the node(Root at level 1)...find the node with maximum weight in the binary tree
-A sorted array of size n is right circularly rotated k times and this rotated array is given to you as input...Find out the value of k in log n time .
-There are some processes running at time T....and there are processes running at time T+30.
You have to find out
1)Which processes died at time T+30,which were alive at time T
2)Which are the new processes at time T+30,which were not there at time T
3)Which are the processes that were there at time T and are still running at time T+30
What data structure will you use to represent the process lists and write code to find out the answers to the 3 questions above
-Given a binary search tree...and a target sum...starting at the root...which all paths add up to the target sum?...if there are multiple paths....return the path with least no. of nodes.


College Name: Veermata Jijabai Technological Institute, Mumbai [ VJTI ]

Interview Questionnaire 

6 Questions

  • Q1. Introduction o f myself(based on resume)
  • Q2. Probability puzzle
  • Q3. Write algorithm for a coding problem statement
  • Ans. 

    Algorithm to find the largest number in an array

    • Initialize a variable to store the largest number

    • Loop through the array and compare each element with the current largest number

    • If the element is larger, update the largest number variable

    • Return the largest number

  • Answered by AI
  • Q4. Finance questions based on recent happenings
  • Q5. Questions on Logical, Verbal & Quantitative Aptitude
  • Q6. Why DB is agood choice?
  • Ans. 

    DB is a good choice due to its scalability, reliability, and flexibility.

    • DB allows for easy scaling of data storage and retrieval.

    • It provides reliable data management and backup options.

    • DB can be customized to fit the specific needs of an organization.

    • Examples include MySQL, MongoDB, and Oracle.

    • DB is widely used in various industries such as finance, healthcare, and e-commerce.

  • Answered by AI

Interview Preparation Tips

Round: Interview
Experience: They are essentially looking for enthusiasm and courses you have taken.
Tips: One must know one's courses properly.  Read newspaper

Round: Interview
Tips: They spoke about general things and asked me what other interviews. Also, they storied speaking about why DB is a good choice.

Skill Tips: Know your content better. A little bit of economics and a bit about stock markets. Practice some puzzles and probability questions. Brush tip courses on Accounting, economics,marketing and maybe one core course
Skills: Finance fundaes, Presentation of facts in Resume, CGPA
College Name: IIT Madras

Skills evaluated in this interview

Interview Questionnaire 

1 Question

  • Q1. Questions on Current Affairs & Puzzles

Interview Preparation Tips

Round: resume shortlisting
Experience: The profile offered is not solely based on number crunching; rather, it is also focused on building industries by buying and selling market commodities. You are judged on your drive or excellence in any field, and on how good you are at convincing the panel.
Tips: Your resume will be scrutinized thoroughly and whatever you write in it must be well thought out.

Round: Interview
Experience: The interview is more like a conversation and you should try to direct it in the direction you like.
Tips: For puzzles: Approach important, not final answer,think aloud,take cues from interviewer,do not panic! They look for the ability to show that you can create an impact. Have knowledge on current affairs and happening around you- Overview + details about a few topics,take a stand on issues. Watch economic & political debates. Read blogs by economists, journalists as well as economic Times and magazine and discuss topics with friends.

Round: Interview
Tips: Have good appearance and posture,be professional and confident,know your resume well,relax and be yourself!

Skill Tips: "Need to be aware of the current affairs. One should know the top 5 headlines of the day before the interview and also on the day of the interview. As far as DB is concerned, there is no written test and CAT preparation should suffice. Even DB has a buddy program for shortlisted candidates. Brush up Probability & Statistics.""
Skills: Domian excellence, Ability to convince
College Name: IIT Madras

I was interviewed in Jun 2017.

Interview Questionnaire 

5 Questions

  • Q1. Java oops
  • Q2. Programming -prime number, factorial etc
  • Q3. Oracle question - joins etc
  • Q4. Communication check , tell me about yourself ?
  • Q5. About my Cdac project?

Interview Preparation Tips

Round: Subjective Technical
Experience: Theory questions were asked in this round, like basic fundamental definition in java, oops, etc
Tips: should know all the basics of core java and Oracle.


Round: Technical Interview
Experience: Theory questions were asked in this round, like basic fundamental definition in java, oops, etc
Tips: should know all the basics of core java and Oracle.


Round: HR Interview
Tips: Be confident and be clear about what you say about your hobbies.

College Name: Shri Shankaracharya Engineering College, Bhilai

I applied via Campus Placement

Interview Questionnaire 

2 Questions

  • Q1. Why this specific profile? (analyst)
  • Ans. 

    I am passionate about analyzing data and deriving insights to drive strategic decision-making.

    • I have a strong background in data analysis and statistics.

    • I enjoy problem-solving and finding patterns in data.

    • I believe that my analytical skills can add value to the organization by providing actionable insights.

    • I have experience using various analytical tools such as Excel, SQL, and Tableau.

    • I am detail-oriented and thrive

  • Answered by AI
  • Q2. Why finance?
  • Ans. 

    Passion for analyzing data and making informed financial decisions.

    • I have always been fascinated by numbers and analyzing trends.

    • I enjoy the challenge of making sense of complex financial data.

    • I believe finance plays a crucial role in driving business success and growth.

    • I am motivated by the opportunity to help companies make informed financial decisions.

    • I find satisfaction in using data to identify opportunities for i

  • Answered by AI

Interview Preparation Tips

Round: Case Study Interview
Experience: Q: Give me five steps to estimate the number of traffic lights in Bombay.
Me: I will divide the city into equidistant lines, both vertical and horizontal; sort of a mesh. Then I would take vertical and horizontal rectangles i.e. the rectangles which fall on length and breadth of the city. Starting with the horizontal ones I would try to estimate the number of roads going from east to west in each rectangle(depending on the type of area: residential, commercial or a highway) Similarly I would try to estimate the number of roads going from north to south in each vertical rectangle. Now I have the average number of roads per unit length and per unit breadth. Now, I can calculate the average number of roads intersecting per rectangle. Now if I have the data, I can also use the traffic density data to further improve my estimate, i.e. whether the traffic light is required in that rectangle or not.(depending upon the traffic density)
Q: Lets say that golden quadrilateral gets completed tomorrow. What would be its impact on the sales of Ashok Leyland?
Me: Sir, they would increase, as more and more traffic will shift from railways to roadways as the average time taken by road will decrease.
Q: If I say that the sales will decreases by road, the truk will make the same number of trips in less amount of time, thereby rendering overcapacity in the road transport market therefore the sales will decrease.
Me: (I actually didn't let him complete, I interrupted him in between and said that I got the logic)
Tips: Don't try to overstate the facts.

Skills:
Duration: 3
College Name: IIM Lucknow

Interview Questionnaire 

11 Questions

  • Q1. What is the difference between multi tasking, multi processing and multi programming operating systems with examples ?
  • Ans. 

    Multi tasking, multi processing, and multi programming are different approaches to managing tasks in an operating system.

    • Multi tasking allows multiple tasks to run concurrently on a single processor.

    • Multi processing involves multiple processors running tasks simultaneously.

    • Multi programming allows multiple programs to be loaded into memory and executed concurrently.

    • Examples of multi tasking operating systems include Wi...

  • Answered by AI
  • Q2. Tell me about memory allocation (stack vs. heap)?
  • Ans. 

    Memory allocation refers to the process of assigning memory to programs during runtime.

    • Stack allocation is done automatically and is limited in size.

    • Heap allocation is done manually and is larger in size.

    • Stack memory is used for local variables and function calls.

    • Heap memory is used for dynamic memory allocation.

    • Memory leaks can occur if heap memory is not properly managed.

  • Answered by AI
  • Q3. You have two threads one printing even numbers in order and other odd numbers. Design an algorithm so that it prints numbers in natural order?
  • Ans. 

    Use a shared variable and synchronization mechanisms to ensure natural order printing of numbers.

    • Create two threads, one for printing even numbers and the other for printing odd numbers.

    • Use a shared variable to keep track of the current number to be printed.

    • Implement synchronization mechanisms like locks or semaphores to ensure only one thread can access the shared variable at a time.

    • Each thread should check if it is i...

  • Answered by AI
  • Q4. Print a matrix in spiral order?
  • Ans. 

    Printing a matrix in spiral order

    • Start from the first element and print it

    • Move in a spiral order towards the center of the matrix

    • Repeat until all elements are printed

  • Answered by AI
  • Q5. Thread class and Runnable Interface?
  • Ans. 

    Thread class and Runnable Interface are used for multithreading in Java.

    • Thread class is a predefined class in Java that provides methods to create and control threads.

    • Runnable interface is used to define a task that can be executed by a thread.

    • Thread class implements Runnable interface.

    • Thread class provides more control over threads than Runnable interface.

    • Example: Thread t = new Thread(new MyRunnable()); t.start();

    • Exa...

  • Answered by AI
  • Q6. What’s the difference between a Linked List and an ArrayList and give me an example of when to use which?
  • Ans. 

    Linked List is a dynamic data structure while ArrayList is a static data structure.

    • Linked List is best for frequent insertion and deletion operations.

    • ArrayList is best for frequent access operations.

    • Linked List uses more memory than ArrayList.

    • ArrayList is faster than Linked List for accessing elements.

    • Use Linked List when you need to frequently add or remove elements from the list.

    • Use ArrayList when you need to frequen

  • Answered by AI
  • Q7. Questions of OS concepts?
  • Q8. A role play scenario was given. With a clear instruction on I don’t need to know the basis and the hypothetical assumption was presented. I was told that I was expected to respond to the given scenario, in...
  • Q9. Why are you interested in a career in investment banking?
  • Ans. 

    I am not interested in a career in investment banking.

    • I am more interested in a career in software development

    • I enjoy problem-solving and creating innovative solutions through coding

    • Investment banking does not align with my passion and skill set

  • Answered by AI
  • Q10. Why have you chosen to apply to J.P. Morgan?
  • Ans. 

    I have chosen to apply to J.P. Morgan because of their reputation, global presence, and opportunities for growth.

    • J.P. Morgan has a strong reputation in the financial industry.

    • They have a global presence with offices in multiple countries.

    • The company offers various opportunities for career growth and development.

    • J.P. Morgan is known for its innovative technology solutions in the financial sector.

    • I am impressed by their ...

  • Answered by AI
  • Q11. Have you ever made a mistake? Tell us about it?
  • Ans. 

    Yes, I have made a mistake in my previous project.

    • I underestimated the complexity of a task and ended up missing the deadline.

    • I failed to properly test a feature, resulting in a bug that affected user experience.

    • I accidentally deleted an important file without having a backup.

    • I misunderstood a requirement and implemented a feature incorrectly.

  • Answered by AI

Interview Preparation Tips

Round: Test
Total Questions: 1

General Tips: Interview Process: Aptitude test, followed by 3 rounds of interview. Interview process was very good. Just be positive to clear the interview.
Check this link before appearing for interview with JP Morgan. It will help  -----
Skills: Algorithm, Data structure, Stack
College Name: Na

Skills evaluated in this interview

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