30+ CarDekho Interview Questions and Answers

Attribution analysis is a method of analyzing the performance of an investment portfolio. Beta can be negative, implying inverse correlation with the market.

• Attribution analysis is used to determine the sources of an investment portfolio's returns.

• It helps investors understand which investments are contributing positively or negatively to the portfolio's performance.

• Beta is a measure of an investment's volatility in relation to the market. A negative beta implies that the inv...read more

I have working knowledge of various functions in MS Excel and Bloomberg.

• I am proficient in using functions such as VLOOKUP, SUMIF, COUNTIF, and Pivot Tables in MS Excel.

• I have experience in creating financial models and analyzing data using Bloomberg.

• I am familiar with Bloomberg Terminal and its various features such as news, analytics, and financial data.

• I have used Bloomberg to track market trends, analyze financial statements, and create investment reports.

• I am comfortable...read more

Value stocks are undervalued companies with stable earnings, while growth stocks are companies with high growth potential but lower earnings.

• Value stocks are often mature companies with stable earnings and dividends

• Growth stocks are often newer companies with high growth potential but lower earnings

• Value stocks are typically undervalued by the market

• Growth stocks are typically overvalued by the market

• Value stocks tend to perform well during economic downturns

• Growth stocks ten...read more

The tattoo shop in North America is trying to determine something.

• Identify the specific thing the tattoo shop is trying to determine

• Consider the factors that may affect the determination

• Gather relevant data or conduct research to make an informed decision

Yes, order management refers to the process of receiving, tracking, and fulfilling customer orders.

• Order management involves receiving and processing customer orders

• It includes tracking inventory levels and ensuring timely delivery

• Order management systems can automate the process and improve efficiency

• Examples of order management software include SAP, Oracle, and Salesforce

• Effective order management is crucial for customer satisfaction and business success

Balancing people, process and client requires a focus on communication, collaboration and continuous improvement.

• Establish clear communication channels between all stakeholders

• Encourage collaboration and teamwork to identify areas for improvement

• Regularly review and refine processes to ensure they meet client needs

• Provide training and development opportunities for staff to enhance skills and knowledge

• Monitor client feedback and adjust operations accordingly

• Maintain a customer...read more

Both roles involve managing the project, but the approach and responsibilities differ.

• Both roles are responsible for ensuring the project is completed on time, within budget, and meets the requirements.

• Scrum Master focuses on facilitating the Scrum process and removing impediments for the team.

• Project Manager focuses on planning, organizing, and controlling the project.

• Scrum Master is a servant-leader, while Project Manager is a traditional manager.

• Scrum Master encourages col...read more

SQL queries for top N results, deleting duplicates, primary keys, null handling, and basic programming.

• Use the SELECT TOP statement to retrieve the top N results.

• Use the DISTINCT keyword to remove duplicates from the result set.

• Define a primary key for a table using the ALTER TABLE statement.

• Use the IS NULL or IS NOT NULL operators to handle null values.

• Use basic programming constructs like IF-ELSE and WHILE loops in SQL.

Efficiency can be driven by streamlining processes, optimizing resources, and leveraging technology.

• Identify bottlenecks and inefficiencies in current processes

• Implement process improvements and standardization

• Optimize resource allocation and utilization

• Leverage technology to automate and streamline tasks

• Regularly review and analyze performance metrics to identify areas for improvement

Look at ratios like expense ratio, Sharpe ratio, alpha, beta, and standard deviation.

• Expense ratio: measures the cost of managing the fund

• Sharpe ratio: measures risk-adjusted returns

• Alpha: measures the fund's performance compared to its benchmark

• Beta: measures the fund's volatility compared to the market

• Standard deviation: measures the fund's volatility

Attention to detail, critical thinking, communication skills, knowledge of industry standards.

• Attention to detail is crucial for identifying discrepancies and ensuring compliance with standards.

• Critical thinking skills are necessary for analyzing data and problem-solving.

• Strong communication skills are important for conveying findings and recommendations to stakeholders.

• Knowledge of industry standards helps in conducting audits effectively and efficiently.

• Examples: ISO 9001, ...read more

Risk and returns can be measured using various financial metrics and ratios.

• Calculate the standard deviation of returns to measure risk

• Use beta to measure the volatility of an investment compared to the overall market

• Calculate the Sharpe ratio to assess the risk-adjusted return of an investment

• Consider the historical performance of an investment to gauge potential future returns

INDEX MATCH is the replacement of VLOOKUP.

• INDEX MATCH is more flexible and efficient than VLOOKUP.

• It can search for values horizontally and vertically.

• It can also search for values in any column, not just the first column.

• It can handle multiple criteria with ease.

• Example: =INDEX(B2:B10,MATCH(E2,A2:A10,0))

• Example: =INDEX(B2:E10,MATCH(1,(A2:A10=G2)*(B2:B10=H2),0),4)

Private equity is a type of investment where funds are raised from high net worth individuals and institutions to invest in private companies.

• Private equity firms buy and invest in private companies with the aim of improving their operations and profitability.

• They typically hold onto their investments for a few years before selling them for a profit.

• Private equity can be used to fund growth, acquisitions, or to take a company private.

• Examples of private equity firms include B...read more

SQL is a programming language used for managing and manipulating relational databases. C and C++ are programming languages with various data types.

• SQL stands for Structured Query Language and is used for managing and manipulating relational databases.

• C and C++ are programming languages that have various data types such as int, float, char, double, etc.

• SQL is used to retrieve data from databases using queries.

• C and C++ are used for developing system software, application softw...read more

White box testing is testing the internal structure of the system while black box testing is testing the external behavior of the system.

• White box testing is also known as clear box testing or structural testing.

• It involves testing the code, architecture, and design of the system.

• Examples include unit testing, integration testing, and code coverage analysis.

• Black box testing is also known as functional testing or behavioral testing.

• It involves testing the system's functionali...read more

Sortino ratio is a risk-adjusted performance measure that evaluates an investment's return in relation to its downside risk.

• It is similar to Sharpe ratio but only considers downside risk

• It measures the excess return of an investment over its target downside deviation

• A higher Sortino ratio indicates better risk-adjusted performance

• It is commonly used in evaluating hedge funds and other alternative investments

No, I do not have any location constraints.

• I am open to working in any location.

• I am willing to relocate if required.

• I have no personal or family commitments that tie me to a specific location.

UK pension tax laws are complex and subject to change.

• Pensions are subject to income tax in the UK

• Tax relief is available on pension contributions up to certain limits

• The lifetime allowance for pensions is currently £1,073,100

• There are different tax rules for defined benefit and defined contribution pensions

• Tax-free lump sum withdrawals are available from pensions

• Taxation of pensions can vary depending on individual circumstances

Different investment products include stocks, bonds, mutual funds, ETFs, and real estate. Benchmarks for various countries include S&P 500, FTSE 100, Nikkei 225, and DAX.

• Investment products: stocks, bonds, mutual funds, ETFs, real estate

• Benchmark for USA: S&P 500

• Benchmark for UK: FTSE 100

• Benchmark for Japan: Nikkei 225

• Benchmark for Germany: DAX

UK pension is a retirement savings plan provided by the government and employers.

• UK pension is mandatory for all employees aged 22 to state pension age.

• It is funded by contributions from both the employee and employer.

• The amount of pension received depends on the number of years of contributions and the type of pension scheme.

• There are two main types of UK pension: defined benefit and defined contribution.

• The state pension is a form of defined benefit pension provided by the ...read more

Fixed income valuation methods involve assessing the present value of future cash flows from fixed income securities.

• Fixed income valuation methods include discounted cash flow analysis, yield to maturity, and duration analysis.

• Discounted cash flow analysis calculates the present value of all future cash flows by discounting them back to the present using a discount rate.

• Yield to maturity is the total return anticipated on a bond if it is held until it matures.

• Duration analys...read more

Mutual funds can be evaluated based on their past performance, expense ratio, fund manager's experience, and investment objective.

• Check the fund's performance over the last 3-5 years

• Look for consistency in returns and compare with benchmark index

• Consider the expense ratio and other fees associated with the fund

• Evaluate the fund manager's experience and track record

• Understand the investment objective and risk profile of the fund

Attribution analysis is a method used to evaluate the performance of investment portfolios by attributing returns to different factors or sources.

• Attribution analysis helps identify the drivers of portfolio performance.

• It breaks down returns into components such as asset allocation, stock selection, and market timing.

• By analyzing attribution, investors can assess the impact of their investment decisions.

• For example, if a portfolio outperforms its benchmark, attribution analys...read more

PTP cycle stands for Procure-to-Pay cycle, which is the process of obtaining and paying for goods and services.

• PTP cycle involves requisitioning, purchasing, receiving, and paying for goods and services.

• It starts with the need for a product or service, followed by creating a purchase order, receiving the goods, and finally processing the payment.

• Efficient PTP cycle helps in managing costs, controlling spend, and ensuring timely payments.

• Example: A company needs to purchase of...read more

NAV stands for Net Asset Value in mutual funds, representing the per-share value of a fund's assets minus its liabilities.

• NAV is calculated by dividing the total value of a fund's assets by the number of outstanding shares.

• It is used to determine the price at which investors can buy or sell shares of the mutual fund.

• NAV is an important metric for investors to track the performance of a mutual fund.

• For example, if a mutual fund has assets worth $100 million and 10 million shar...read more

Performance of a fund is measured by analyzing its returns compared to a benchmark, risk-adjusted returns, volatility, and consistency.

• Compare fund returns to a relevant benchmark index

• Analyze risk-adjusted returns using metrics like Sharpe ratio or alpha

• Assess volatility through standard deviation of returns

• Evaluate consistency of performance over time

Slicer is used to filter data within a visual, while filter is used to filter data across multiple visuals.

• Slicer is a visual object that allows users to filter data within a single visual.

• Filter is a feature that allows users to filter data across multiple visuals in a report.

• Slicer is used to slice data based on a specific field or column.

• Filter is used to filter data based on specific criteria or conditions.

• Slicer is typically used for exploring data within a single visual...read more

Alpha and beta are measures of investment performance. Alpha measures the excess return of an investment compared to a benchmark, while beta measures the volatility of the investment relative to the market.

• Alpha is a measure of the excess return of an investment compared to a benchmark.

• Beta is a measure of the volatility of an investment relative to the market.

• Alpha indicates how much value an investment manager adds or subtracts from a portfolio's return.

• Beta indicates the s...read more

Yield curve is a graphical representation of interest rates on debt for a range of maturities.

• Yield curve shows the relationship between bond yields and their maturity dates.

• It typically slopes upwards, indicating higher yields for longer-term bonds.

• An inverted yield curve, where short-term yields are higher than long-term yields, is often seen as a sign of an impending recession.

Time-Weighted Rate of Return (TWRR) vs Money-Weighted Rate of Return (MWRR) vs Yield to Maturity (YTM) are different performance metrics used in finance.

• TWRR measures the compound rate of growth in a portfolio, unaffected by cash flows.

• MWRR takes into account the timing and amount of cash flows in and out of the portfolio.

• YTM is the total return anticipated on a bond if the bond is held until it matures.

• TWRR is more suitable for evaluating the performance of investment manage...read more

I currently use 2 credit cards for different purposes.

• I have 2 credit cards

• One credit card is for personal expenses

• The other credit card is for business expenses

Designed a microservices architecture using Docker and Kubernetes for a scalable web application

• Utilized Docker containers to encapsulate each microservice

• Implemented Kubernetes for container orchestration and scaling

• Used service discovery and load balancing for high availability

• Separated concerns by breaking down the application into smaller services