MasterCard Summer Intern Interview Questions and Answers for Freshers

Round: Test
Experience: Capital one usually conducts a data interpretation test to shortlist students for interviews.
This test also has some weightage in the final selections as it is a metric to judge your
speed and accuracy of calculations. There are 30 questions in 35 minutes so the strategy to crack
it is not to get stuck on confusing questions and maintain a good speed/accuracy balance.
50 students were shortlisted for interviews from among 160 who gave the test and the
cutoff must have been around 22 or 23 out of 30.
Tips: CAT questions help.
Know a bit about inflation.
Duration: 35 minutes
Total Questions: 30

Round: Case Study Interview
Experience: I was asked about a bank which borrows at 6% and lends at 10% to one class
of debtors and 20% to a riskier class. I had to determine the profitability of the
bank given a common dollar loss rate and average loan size. This was an easier
case and involved basic common sense to get to the final answer.
Tips: -Don't make errors in calculations
-Keep on communicating with the interviewer even if you get stuck.


Round: Case Study Interview
Experience: I was first asked which factors might have led to the falling sales, for
which I gave around 6-7 possible reasons.
Then he gave me a lot of data about the breakfast chain and two possible
decisions the breakfast chain could make. I had to determine the viability
by analyzing the data given.
Tips: -Again be accurate in your calculations. Even a small mistake can lead to a wrong final conclusion.
-Imagine the company given and all possible sources it can derive revenues from.

Round: Case Study Interview
Experience: I was introduced to the concept of transactors and revolvers
and given some basic information about their spending habit.
This was followed with an analysis of the profits to the credit card
company due to these two classes of credit card holders.
It is a bit confusing if you don't know how exactly credit card companies
earn money and what the cost of funds are for transactors.
Tips: -Know the terms used by credit card companies like interchange rate, cost of funds, dollar loss rate before your Capital One interview. Also know the sources of revenue of credit card companies.

Skills:
Duration: 2
College Name: IIT Bombay
Motivation: Strong in analytics. Great work culture and perks.

Interview preparation tips for other job seekers - Just keep your basics right and know about all the subjects you learnt right from your first year.

Round: Test
Experience: Capital one usually conducts a data interpretation test to shortlist students for interviews.
This test also has some weightage in the final selections as it is a metric to judge your
speed and accuracy of calculations. There are 30 questions in 35 minutes so the strategy to crack
it is not to get stuck on confusing questions and maintain a good speed/accuracy balance.
50 students were shortlisted for interviews from among 160 who gave the test and the
cutoff must have been around 22 or 23 out of 30.
Tips: CAT questions help.
Know a bit about inflation.
Duration: 35 minutes
Total Questions: 30

Round: Case Study Interview
Experience: I was asked about a bank which borrows at 6% and lends at 10% to one class
of debtors and 20% to a riskier class. I had to determine the profitability of the
bank given a common dollar loss rate and average loan size. This was an easier
case and involved basic common sense to get to the final answer.
Tips: -Don't make errors in calculations
-Keep on communicating with the interviewer even if you get stuck.


Round: Case Study Interview
Experience: I was first asked which factors might have led to the falling sales, for
which I gave around 6-7 possible reasons.
Then he gave me a lot of data about the breakfast chain and two possible
decisions the breakfast chain could make. I had to determine the viability
by analyzing the data given.
Tips: -Again be accurate in your calculations. Even a small mistake can lead to a wrong final conclusion.
-Imagine the company given and all possible sources it can derive revenues from.

Round: Case Study Interview
Experience: I was introduced to the concept of transactors and revolvers
and given some basic information about their spending habit.
This was followed with an analysis of the profits to the credit card
company due to these two classes of credit card holders.
It is a bit confusing if you don't know how exactly credit card companies
earn money and what the cost of funds are for transactors.
Tips: -Know the terms used by credit card companies like interchange rate, cost of funds, dollar loss rate before your Capital One interview. Also know the sources of revenue of credit card companies.

Skills:
Duration: 2
College Name: IIT Bombay
Motivation: Strong in analytics. Great work culture and perks.