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MasterCard Summer Intern Interview Questions and Answers

Updated 15 Oct 2023

MasterCard Summer Intern Interview Experiences

1 interview found

Summer Intern Interview Questions & Answers

user image Anonymous

posted on 15 Oct 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Delhi College of Engineering (DCE), Delhi and was interviewed before Oct 2022. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Basic aptitude cat questions

Round 3 - Group Discussion 

Impact of covid on education

Round 4 - Case Study 

No. of red colour maruti cars in delhi

Round 5 - Case Study 

No. of coffee cups sold in dlhi

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and honest in your interview

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Coding Test 

So total 4 coding questions 2-medium 2-hard

Round 2 - One-on-one 

(5 Questions)

  • Q1. One-on-one round more conditional questions 4-5 technical questions
  • Q2. 1os question 1dbms 1java 1cpp 1 computer network que and more situational questions
  • Q3. Diff between rdbms dbms
  • Ans. 

    RDBMS is a type of DBMS that stores data in a structured format with relationships between tables.

    • RDBMS enforces ACID properties for database transactions.

    • RDBMS uses SQL for querying and managing data.

    • DBMS is a general term for any system that manages databases, while RDBMS is a specific type.

    • DBMS may not support relationships between tables like RDBMS does.

  • Answered by AI
  • Q4. Opps concept in java
  • Ans. 

    Oops concept in Java refers to Object-Oriented Programming principles like Inheritance, Encapsulation, Polymorphism, and Abstraction.

    • Inheritance allows a class to inherit properties and behavior from another class.

    • Encapsulation involves bundling data and methods that operate on the data into a single unit.

    • Polymorphism allows objects to be treated as instances of their parent class.

    • Abstraction hides the implementation d...

  • Answered by AI
  • Q5. Sorting algorithms in any language
  • Ans. 

    Sorting algorithms are used to arrange elements in a specific order in an array.

    • Common sorting algorithms include Bubble Sort, Selection Sort, Insertion Sort, Merge Sort, Quick Sort, and Heap Sort.

    • Each algorithm has its own time complexity and best/worst case scenarios.

    • For example, Merge Sort has a time complexity of O(n log n) and is efficient for large datasets.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Visa Summer Intern interview:
  • OS
  • DBMS
  • opps
  • Java
  • CPP
  • situation

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. About Project mentioned in resume

I applied via campus placement at Indian Institute of Technology (IIT), Mumbai

Interview Questionnaire 

3 Questions

  • Q1. A short quantitative case on the profitability of a bank
  • Q2. Long quantitative case based on the economics of a breakfast chain with falling sales
  • Q3. Analysis of the profitability of credit card companies
  • Ans. 

    Credit card companies' profitability can be analyzed through various financial metrics.

    • Analyze revenue streams such as interest income, interchange fees, and annual fees

    • Assess credit risk and default rates

    • Evaluate operating expenses and efficiency ratios

    • Compare profitability metrics such as return on assets and return on equity

    • Consider market share and competition

    • Example: American Express reported a net income of $6.9 ...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Capital one usually conducts a data interpretation test to shortlist students for interviews.
This test also has some weightage in the final selections as it is a metric to judge your
speed and accuracy of calculations. There are 30 questions in 35 minutes so the strategy to crack
it is not to get stuck on confusing questions and maintain a good speed/accuracy balance.
50 students were shortlisted for interviews from among 160 who gave the test and the
cutoff must have been around 22 or 23 out of 30.
Tips: CAT questions help.
Know a bit about inflation.
Duration: 35 minutes
Total Questions: 30

Round: Case Study Interview
Experience: I was asked about a bank which borrows at 6% and lends at 10% to one class
of debtors and 20% to a riskier class. I had to determine the profitability of the
bank given a common dollar loss rate and average loan size. This was an easier
case and involved basic common sense to get to the final answer.
Tips: -Don't make errors in calculations
-Keep on communicating with the interviewer even if you get stuck.


Round: Case Study Interview
Experience: I was first asked which factors might have led to the falling sales, for
which I gave around 6-7 possible reasons.
Then he gave me a lot of data about the breakfast chain and two possible
decisions the breakfast chain could make. I had to determine the viability
by analyzing the data given.
Tips: -Again be accurate in your calculations. Even a small mistake can lead to a wrong final conclusion.
-Imagine the company given and all possible sources it can derive revenues from.

Round: Case Study Interview
Experience: I was introduced to the concept of transactors and revolvers
and given some basic information about their spending habit.
This was followed with an analysis of the profits to the credit card
company due to these two classes of credit card holders.
It is a bit confusing if you don't know how exactly credit card companies
earn money and what the cost of funds are for transactors.
Tips: -Know the terms used by credit card companies like interchange rate, cost of funds, dollar loss rate before your Capital One interview. Also know the sources of revenue of credit card companies.

Skills:
Duration: 2
College Name: IIT Bombay
Motivation: Strong in analytics. Great work culture and perks.

I applied via Walk-in

Interview Preparation Tips

Round: Technical Interview
Experience: Since it was a short interview, cant say much. I was totally relaxed and looked comfortable and confident.
Very chill panel, were probably just checking the attitude
Tips: Specify the field you want to work in like Fin or Ops.

Skill Tips: Specify the field you want to work in like Fin or Ops. My project required excel tools knowledge, analytics skills
Skills: Analytical Skills, Microsoft Excel skills
College Name: IIM Bangalore
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Coding Test 

So total 4 coding questions 2-medium 2-hard

Round 2 - One-on-one 

(5 Questions)

  • Q1. One-on-one round more conditional questions 4-5 technical questions
  • Q2. 1os question 1dbms 1java 1cpp 1 computer network que and more situational questions
  • Q3. Diff between rdbms dbms
  • Ans. 

    RDBMS is a type of DBMS that stores data in a structured format with relationships between tables.

    • RDBMS enforces ACID properties for database transactions.

    • RDBMS uses SQL for querying and managing data.

    • DBMS is a general term for any system that manages databases, while RDBMS is a specific type.

    • DBMS may not support relationships between tables like RDBMS does.

  • Answered by AI
  • Q4. Opps concept in java
  • Ans. 

    Oops concept in Java refers to Object-Oriented Programming principles like Inheritance, Encapsulation, Polymorphism, and Abstraction.

    • Inheritance allows a class to inherit properties and behavior from another class.

    • Encapsulation involves bundling data and methods that operate on the data into a single unit.

    • Polymorphism allows objects to be treated as instances of their parent class.

    • Abstraction hides the implementation d...

  • Answered by AI
  • Q5. Sorting algorithms in any language
  • Ans. 

    Sorting algorithms are used to arrange elements in a specific order in an array.

    • Common sorting algorithms include Bubble Sort, Selection Sort, Insertion Sort, Merge Sort, Quick Sort, and Heap Sort.

    • Each algorithm has its own time complexity and best/worst case scenarios.

    • For example, Merge Sort has a time complexity of O(n log n) and is efficient for large datasets.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Visa Summer Intern interview:
  • OS
  • DBMS
  • opps
  • Java
  • CPP
  • situation

Skills evaluated in this interview

Round 1 - Group Discussion 

A technical topic was given

Round 2 - Technical 

(1 Question)

  • Q1. Technical questions related to all the subjects from 1st sem to the current and few additional questions were asked.
Round 3 - HR 

(1 Question)

  • Q1. Questions on my projects and few HR questions were asked

Interview Preparation Tips

Interview preparation tips for other job seekers - Just keep your basics right and know about all the subjects you learnt right from your first year.

I applied via campus placement at Indian Institute of Technology (IIT), Mumbai

Interview Questionnaire 

3 Questions

  • Q1. A short quantitative case on the profitability of a bank
  • Q2. Long quantitative case based on the economics of a breakfast chain with falling sales
  • Q3. Analysis of the profitability of credit card companies
  • Ans. 

    Credit card companies' profitability can be analyzed through various financial metrics.

    • Analyze revenue streams such as interest income, interchange fees, and annual fees

    • Assess credit risk and default rates

    • Evaluate operating expenses and efficiency ratios

    • Compare profitability metrics such as return on assets and return on equity

    • Consider market share and competition

    • Example: American Express reported a net income of $6.9 ...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: Capital one usually conducts a data interpretation test to shortlist students for interviews.
This test also has some weightage in the final selections as it is a metric to judge your
speed and accuracy of calculations. There are 30 questions in 35 minutes so the strategy to crack
it is not to get stuck on confusing questions and maintain a good speed/accuracy balance.
50 students were shortlisted for interviews from among 160 who gave the test and the
cutoff must have been around 22 or 23 out of 30.
Tips: CAT questions help.
Know a bit about inflation.
Duration: 35 minutes
Total Questions: 30

Round: Case Study Interview
Experience: I was asked about a bank which borrows at 6% and lends at 10% to one class
of debtors and 20% to a riskier class. I had to determine the profitability of the
bank given a common dollar loss rate and average loan size. This was an easier
case and involved basic common sense to get to the final answer.
Tips: -Don't make errors in calculations
-Keep on communicating with the interviewer even if you get stuck.


Round: Case Study Interview
Experience: I was first asked which factors might have led to the falling sales, for
which I gave around 6-7 possible reasons.
Then he gave me a lot of data about the breakfast chain and two possible
decisions the breakfast chain could make. I had to determine the viability
by analyzing the data given.
Tips: -Again be accurate in your calculations. Even a small mistake can lead to a wrong final conclusion.
-Imagine the company given and all possible sources it can derive revenues from.

Round: Case Study Interview
Experience: I was introduced to the concept of transactors and revolvers
and given some basic information about their spending habit.
This was followed with an analysis of the profits to the credit card
company due to these two classes of credit card holders.
It is a bit confusing if you don't know how exactly credit card companies
earn money and what the cost of funds are for transactors.
Tips: -Know the terms used by credit card companies like interchange rate, cost of funds, dollar loss rate before your Capital One interview. Also know the sources of revenue of credit card companies.

Skills:
Duration: 2
College Name: IIT Bombay
Motivation: Strong in analytics. Great work culture and perks.

I applied via Walk-in

Interview Preparation Tips

Round: Technical Interview
Experience: Since it was a short interview, cant say much. I was totally relaxed and looked comfortable and confident.
Very chill panel, were probably just checking the attitude
Tips: Specify the field you want to work in like Fin or Ops.

Skill Tips: Specify the field you want to work in like Fin or Ops. My project required excel tools knowledge, analytics skills
Skills: Analytical Skills, Microsoft Excel skills
College Name: IIM Bangalore
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. About Project mentioned in resume

MasterCard Interview FAQs

How many rounds are there in MasterCard Summer Intern interview?
MasterCard interview process usually has 5 rounds. The most common rounds in the MasterCard interview process are Case Study, Group Discussion and Resume Shortlist.

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