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Fiserv Summer Intern Interview Questions and Answers
Fiserv Summer Intern Interview Experiences
2 interviews found
Rajdeep Singh
(1 Question)
- Q1. About Project mentioned in resume
Anonymous
A technical topic was given
(1 Question)
- Q1. Technical questions related to all the subjects from 1st sem to the current and few additional questions were asked.
(1 Question)
- Q1. Questions on my projects and few HR questions were asked
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Selected
I applied via Campus Placement and was interviewed in Aug 2023. There were 2 interview rounds.
So total 4 coding questions 2-medium 2-hard
(5 Questions)
- Q1. One-on-one round more conditional questions 4-5 technical questions
- Q2. 1os question 1dbms 1java 1cpp 1 computer network que and more situational questions
- Q3. Diff between rdbms dbms
- Ans.
RDBMS is a type of DBMS that stores data in a structured format with relationships between tables.
RDBMS enforces ACID properties for database transactions.
RDBMS uses SQL for querying and managing data.
DBMS is a general term for any system that manages databases, while RDBMS is a specific type.
DBMS may not support relationships between tables like RDBMS does.
- Q4. Opps concept in java
- Ans.
Oops concept in Java refers to Object-Oriented Programming principles like Inheritance, Encapsulation, Polymorphism, and Abstraction.
Inheritance allows a class to inherit properties and behavior from another class.
Encapsulation involves bundling data and methods that operate on the data into a single unit.
Polymorphism allows objects to be treated as instances of their parent class.
Abstraction hides the implementation d...
- Q5. Sorting algorithms in any language
- Ans.
Sorting algorithms are used to arrange elements in a specific order in an array.
Common sorting algorithms include Bubble Sort, Selection Sort, Insertion Sort, Merge Sort, Quick Sort, and Heap Sort.
Each algorithm has its own time complexity and best/worst case scenarios.
For example, Merge Sort has a time complexity of O(n log n) and is efficient for large datasets.
Interview Preparation Tips
- OS
- DBMS
- opps
- Java
- CPP
- situation
Skills evaluated in this interview
Selected
I applied via campus placement at Delhi College of Engineering (DCE), Delhi and was interviewed before Oct 2022. There were 5 interview rounds.
Basic aptitude cat questions
Impact of covid on education
No. of red colour maruti cars in delhi
No. of coffee cups sold in dlhi
Interview Preparation Tips
I applied via campus placement at Indian Institute of Technology (IIT), Mumbai
Interview Questionnaire
3 Questions
- Q1. A short quantitative case on the profitability of a bank
- Q2. Long quantitative case based on the economics of a breakfast chain with falling sales
- Q3. Analysis of the profitability of credit card companies
- Ans.
Credit card companies' profitability can be analyzed through various financial metrics.
Analyze revenue streams such as interest income, interchange fees, and annual fees
Assess credit risk and default rates
Evaluate operating expenses and efficiency ratios
Compare profitability metrics such as return on assets and return on equity
Consider market share and competition
Example: American Express reported a net income of $6.9 ...
Interview Preparation Tips
Experience: Capital one usually conducts a data interpretation test to shortlist students for interviews.
This test also has some weightage in the final selections as it is a metric to judge your
speed and accuracy of calculations. There are 30 questions in 35 minutes so the strategy to crack
it is not to get stuck on confusing questions and maintain a good speed/accuracy balance.
50 students were shortlisted for interviews from among 160 who gave the test and the
cutoff must have been around 22 or 23 out of 30.
Tips: CAT questions help.
Know a bit about inflation.
Duration: 35 minutes
Total Questions: 30
Round: Case Study Interview
Experience: I was asked about a bank which borrows at 6% and lends at 10% to one class
of debtors and 20% to a riskier class. I had to determine the profitability of the
bank given a common dollar loss rate and average loan size. This was an easier
case and involved basic common sense to get to the final answer.
Tips: -Don't make errors in calculations
-Keep on communicating with the interviewer even if you get stuck.
Round: Case Study Interview
Experience: I was first asked which factors might have led to the falling sales, for
which I gave around 6-7 possible reasons.
Then he gave me a lot of data about the breakfast chain and two possible
decisions the breakfast chain could make. I had to determine the viability
by analyzing the data given.
Tips: -Again be accurate in your calculations. Even a small mistake can lead to a wrong final conclusion.
-Imagine the company given and all possible sources it can derive revenues from.
Round: Case Study Interview
Experience: I was introduced to the concept of transactors and revolvers
and given some basic information about their spending habit.
This was followed with an analysis of the profits to the credit card
company due to these two classes of credit card holders.
It is a bit confusing if you don't know how exactly credit card companies
earn money and what the cost of funds are for transactors.
Tips: -Know the terms used by credit card companies like interchange rate, cost of funds, dollar loss rate before your Capital One interview. Also know the sources of revenue of credit card companies.
Skills:
Duration: 2
College Name: IIT Bombay
Motivation: Strong in analytics. Great work culture and perks.
Selected
I applied via Campus Placement and was interviewed in Aug 2023. There were 2 interview rounds.
So total 4 coding questions 2-medium 2-hard
(5 Questions)
- Q1. One-on-one round more conditional questions 4-5 technical questions
- Q2. 1os question 1dbms 1java 1cpp 1 computer network que and more situational questions
- Q3. Diff between rdbms dbms
- Ans.
RDBMS is a type of DBMS that stores data in a structured format with relationships between tables.
RDBMS enforces ACID properties for database transactions.
RDBMS uses SQL for querying and managing data.
DBMS is a general term for any system that manages databases, while RDBMS is a specific type.
DBMS may not support relationships between tables like RDBMS does.
- Q4. Opps concept in java
- Ans.
Oops concept in Java refers to Object-Oriented Programming principles like Inheritance, Encapsulation, Polymorphism, and Abstraction.
Inheritance allows a class to inherit properties and behavior from another class.
Encapsulation involves bundling data and methods that operate on the data into a single unit.
Polymorphism allows objects to be treated as instances of their parent class.
Abstraction hides the implementation d...
- Q5. Sorting algorithms in any language
- Ans.
Sorting algorithms are used to arrange elements in a specific order in an array.
Common sorting algorithms include Bubble Sort, Selection Sort, Insertion Sort, Merge Sort, Quick Sort, and Heap Sort.
Each algorithm has its own time complexity and best/worst case scenarios.
For example, Merge Sort has a time complexity of O(n log n) and is efficient for large datasets.
Interview Preparation Tips
- OS
- DBMS
- opps
- Java
- CPP
- situation
Skills evaluated in this interview
Selected
I applied via campus placement at Delhi College of Engineering (DCE), Delhi and was interviewed before Oct 2022. There were 5 interview rounds.
Basic aptitude cat questions
Impact of covid on education
No. of red colour maruti cars in delhi
No. of coffee cups sold in dlhi
Interview Preparation Tips
I applied via campus placement at Indian Institute of Technology (IIT), Mumbai
Interview Questionnaire
3 Questions
- Q1. A short quantitative case on the profitability of a bank
- Q2. Long quantitative case based on the economics of a breakfast chain with falling sales
- Q3. Analysis of the profitability of credit card companies
- Ans.
Credit card companies' profitability can be analyzed through various financial metrics.
Analyze revenue streams such as interest income, interchange fees, and annual fees
Assess credit risk and default rates
Evaluate operating expenses and efficiency ratios
Compare profitability metrics such as return on assets and return on equity
Consider market share and competition
Example: American Express reported a net income of $6.9 ...
Interview Preparation Tips
Experience: Capital one usually conducts a data interpretation test to shortlist students for interviews.
This test also has some weightage in the final selections as it is a metric to judge your
speed and accuracy of calculations. There are 30 questions in 35 minutes so the strategy to crack
it is not to get stuck on confusing questions and maintain a good speed/accuracy balance.
50 students were shortlisted for interviews from among 160 who gave the test and the
cutoff must have been around 22 or 23 out of 30.
Tips: CAT questions help.
Know a bit about inflation.
Duration: 35 minutes
Total Questions: 30
Round: Case Study Interview
Experience: I was asked about a bank which borrows at 6% and lends at 10% to one class
of debtors and 20% to a riskier class. I had to determine the profitability of the
bank given a common dollar loss rate and average loan size. This was an easier
case and involved basic common sense to get to the final answer.
Tips: -Don't make errors in calculations
-Keep on communicating with the interviewer even if you get stuck.
Round: Case Study Interview
Experience: I was first asked which factors might have led to the falling sales, for
which I gave around 6-7 possible reasons.
Then he gave me a lot of data about the breakfast chain and two possible
decisions the breakfast chain could make. I had to determine the viability
by analyzing the data given.
Tips: -Again be accurate in your calculations. Even a small mistake can lead to a wrong final conclusion.
-Imagine the company given and all possible sources it can derive revenues from.
Round: Case Study Interview
Experience: I was introduced to the concept of transactors and revolvers
and given some basic information about their spending habit.
This was followed with an analysis of the profits to the credit card
company due to these two classes of credit card holders.
It is a bit confusing if you don't know how exactly credit card companies
earn money and what the cost of funds are for transactors.
Tips: -Know the terms used by credit card companies like interchange rate, cost of funds, dollar loss rate before your Capital One interview. Also know the sources of revenue of credit card companies.
Skills:
Duration: 2
College Name: IIT Bombay
Motivation: Strong in analytics. Great work culture and perks.
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