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Mashreq Global Services

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3.2

based on 321 Reviews

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Mashreq Global Services Lead Credit Analyst Interview Questions and Answers

Updated 24 Jun 2022

Mashreq Global Services Lead Credit Analyst Interview Experiences

1 interview found

Lead Credit Analyst Interview Questions & Answers

user image Anonymous

posted on 24 Jun 2022

I applied via LinkedIn and was interviewed in May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Export/ import related documents & what are the things has to look for from credit analyst point of view.
  • Ans. Buyer/ seller name & address. type of export - bill of leading , airway bill etc , validation from site. Date of invoice, amount , currency & shipment details should match , terms & condition of shipment. Country of origin & shipment etc. Buyer/ seller name & amount & other details should match with account statements provided by merchant.
    • Answered Anonymously
    Add your answer
  • Q2. How to consider turnover from company Bank statements.
  • Ans. 

    Turnover from company bank statements is considered by analyzing the inflows and outflows of funds.

    • Review the bank statements to identify the total inflows and outflows of funds.

    • Calculate the turnover by subtracting the total outflows from the total inflows.

    • Consider the turnover as an indicator of the company's financial activity and liquidity.

    • Higher turnover may suggest a more active business with frequent transaction...

    • Answered by AI
    View 1 more amswer
  • Q3. How to do DSCR calculation.
  • Ans. 

    DSCR calculation is a method used to assess a borrower's ability to generate enough cash flow to cover debt obligations.

    • DSCR stands for Debt Service Coverage Ratio.

    • It is calculated by dividing the borrower's net operating income by their total debt service.

    • Net operating income includes the borrower's revenue minus operating expenses.

    • Total debt service includes all debt payments, such as principal and interest.

    • A DSCR of...

    • Answered by AI
    View 1 more amswer
Round 3 - HR 

(1 Question)

  • Q1. Existing bank role & CTC . Expected CTC for job change etc.
  • Ans. 

    I am currently working as a credit analyst at XYZ Bank with a CTC of $X. I am expecting a higher CTC for this job change.

    • Currently working as a credit analyst at XYZ Bank

    • Current CTC is $X

    • Expecting a higher CTC for this job change

    • Answered by AI
    Add your answer
Round 4 - HR 

(1 Question)

  • Q1. Negotiations on salary part, notice period discussion, offer letter acceptance etc
    • Add your answer

Interview Preparation Tips

Topics to prepare for Mashreq Global Services Lead Credit Analyst interview:
  • Credit Analysis
  • Credit Underwriting
  • Banking knowledge
  • Dubai market information
Interview preparation tips for other job seekers - Be calm & confidence about your self . Ready to work on close deadlines 😉

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Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 30 Oct 2023

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Good hr policy and good to talk
    • Add your answer
Round 3 - Group Discussion 

Tcm rcm and zbh taken interview

Interview Preparation Tips

Interview preparation tips for other job seekers - Always speak truth

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 23 Apr 2022

I was interviewed before Apr 2021.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Good experience
    • Add your answer
  • Q2. Discuss properly CTC
    • Add your answer
  • Q3. As per experience current organisation and basr current CTC high
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Credit Manager Interview Questions & Answers

ICICI Home Finance user image Anonymous

posted on 27 Jun 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Chitkara Business School, Patiala and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

    • Answered by AI
    Add your answer
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company
    • Add your answer

Credit Analyst Interview Questions & Answers

Morningstar user image Anonymous

posted on 24 Mar 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What is DSCR? How is it important?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial metric used to evaluate a company's ability to pay its debt obligations.

    • DSCR is calculated by dividing a company's operating income by its total debt service obligations.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before extending a ...

    • Answered by AI
    Add your answer
  • Q2. What ratios are important and why?
  • Ans. 

    Important ratios for credit analysis include debt-to-equity, current ratio, and interest coverage ratio.

    • Debt-to-equity ratio: Indicates the proportion of debt used to finance a company's assets. A lower ratio is generally preferred.

    • Current ratio: Measures a company's ability to cover its short-term liabilities with its short-term assets. A ratio above 1 is ideal.

    • Interest coverage ratio: Shows a company's ability to pay...

    • Answered by AI
    Add your answer
Round 2 - HR 

(2 Questions)

  • Q1. Tell me something about yourself?
    • Add your answer
  • Q2. What did you do in your last organisation?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself. Keep calm and answer what you know

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 26 May 2022

I applied via Recruitment Consulltant and was interviewed in Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Case Study 

Underwriting Skills with product Knowledge, Shortlist with reporting Manager discussion.

Round 3 - HR 

(1 Question)

  • Q1. HR Policies, benifit, etc
    • Add your answer

Interview Preparation Tips

Topics to prepare for Aadhar Housing Finance Branch Credit Manager interview:
  • Underwriting
Interview preparation tips for other job seekers - Grow your career in your interested fields, Grow your skills work with experience colleagues, listen, learn, ask than speak.

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 3 Mar 2022

I applied via Newspaper Ad and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - Interview 

(1 Question)

  • Q1. Basic knowledge of current working.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Please clear basic knowledge on your current work.....
Because basic knowledge is most important tool to crack every interview.

Branch Credit Manager Interview Questions & Answers

Aadhar Housing Finance user image Anonymous

posted on 24 Aug 2021

I applied via Naukri.com and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How Will you manage your work,if you have to work above working area?
    • Add your answer
  • Q2. What is the importance of credit in any instructions?
  • Ans. 

    Credit is crucial for any institution as it enables them to provide financial assistance and grow their business.

    • Credit allows institutions to provide loans and other financial services to customers.

    • It helps institutions to generate revenue and grow their business.

    • Credit also helps to build trust and establish long-term relationships with customers.

    • Without credit, institutions may not be able to meet the financial need...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be confident.Never be confused
More about working at Mashreq Global Services

Mashreq Global Services Interview FAQs

How many rounds are there in Mashreq Global Services Lead Credit Analyst interview?
Mashreq Global Services interview process usually has 4 rounds. The most common rounds in the Mashreq Global Services interview process are HR, Resume Shortlist and Technical.
What are the top questions asked in Mashreq Global Services Lead Credit Analyst interview?

Some of the top questions asked at the Mashreq Global Services Lead Credit Analyst interview -

  1. Existing bank role & CTC . Expected CTC for job change e...read more
  2. How to consider turnover from company Bank statemen...read more
  3. How to do DSCR calculati...read more

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Mashreq Global Services Lead Credit Analyst Reviews and Ratings

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5.0/5

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2.0

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4.0

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4.0

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5.0

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3.0

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4.0

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