Manappuram Finance Interview Questions, Process, and Tips for Freshers

Q1. Tell me about youself
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Q2. What is gold loan ?
Ans. 
Gold loan is a type of secured loan where gold is used as collateral.
• The loan amount is determined by the value of the gold pledged as collateral.

• The interest rates are usually lower than unsecured loans.

• The repayment period is flexible and can range from a few months to a few years.

• If the borrower fails to repay the loan, the lender can sell the gold to recover the amount.

• Gold loans are popular in India and are offere
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Q3. How to identify gold is pure or not
Ans. 
To identify pure gold, one can perform a few simple tests.
• Check for hallmark stamp on the gold jewelry

• Perform a magnet test - pure gold is not magnetic

• Perform a nitric acid test - pure gold does not react with nitric acid

• Check for discoloration or tarnishing - pure gold does not tarnish

• Weigh the gold - pure gold is denser than fake gold

• Scratch test - pure gold is soft and can be easily scratched with a pin

• Bite test - p...read more
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Q4. Finance related questions
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Q5. What is Gold loan process
Ans. 
Gold loan process involves pledging gold as collateral for a loan.
• The borrower brings their gold to the lender for appraisal

• The lender determines the value of the gold and offers a loan amount

• The borrower agrees to the loan terms and signs the necessary documents

• The lender holds onto the gold as collateral until the loan is repaid

• If the borrower fails to repay the loan, the lender can sell the gold to recover their mon
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Q1. How to deal customer if Costomer is rudder
Ans. 
Stay calm and professional, listen to their concerns, apologize for any inconvenience, and offer solutions to resolve the issue.
• Remain calm and professional, do not take the customer's behavior personally

• Listen actively to their concerns and acknowledge their frustration

• Apologize for any inconvenience caused and empathize with their situation

• Offer solutions to resolve the issue and ensure customer satisfaction

• If necess...read more
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Q2. How to maintain my business
Ans. 
Maintaining a business requires consistent effort and attention to customer needs.
• Regularly assess customer satisfaction and make necessary improvements

• Stay up-to-date with industry trends and adapt accordingly

• Develop and maintain strong relationships with customers and employees

• Continuously evaluate and adjust business strategies to maximize profitability

• Invest in employee training and development to ensure high-quali...read more
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HR ASK ME ABOUT MYSELF AND MY QUALIFICATIONS HE ASKED ME SOME QUESTIONS IN GRAMMER PORTION NOT ANY MORE

Q1. How to deal with Customers
Ans. I deal with customer s Smile of Face
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Q2. Overcome the substracles
Ans. 
To overcome obstacles, one must have determination, resilience, and problem-solving skills.
• Develop a positive mindset and believe in your abilities

• Set clear goals and create a plan to achieve them

• Stay focused and motivated

• Seek support and guidance from mentors or colleagues

• Learn from failures and use them as opportunities for growth

• Adapt to changes and be flexible in your approach

• Take calculated risks and step out of y...read more
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Q1. Why you select this job
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Q2. Which college you study
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Q1. My self introduction
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Q2. Education qualification and other introduction
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