M and T Business Solutions Banking Executive Interview Questions and Answers

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Q1. Tell me about yourself
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Q2. What do you know about the company
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Q3. Why should i hire you
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Q4. Rate you excel skill out of 10
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Q5. Speed time related questions
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Q1. Ask About your company requirements and what skill need for your organisation
Ans. In my opinion i have technical skill on KYC and TM and AML
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Q2. You know money laundering and steps of money laundering?
Ans. 
Money laundering is the process of making illegally obtained money appear legal by passing it through a complex sequence of banking transfers or commercial transactions.
• Money laundering involves three main stages: placement, layering, and integration.

• Placement involves introducing the illegal funds into the financial system.

• Layering involves moving the funds around to make their origin harder to trace.

• Integration invol...read more
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Q3. Money laundering is the process of converting into black money to white money There are three steps like 1.Placement 2.layering 3.integration
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Q4. Steps of money laundering?
Ans. 
Money laundering involves three main steps: placement, layering, and integration.
• Placement: The initial stage where illegal funds are introduced into the financial system.

• Layering: The process of separating the illegal funds from their original source through a series of complex financial transactions.

• Integration: The final stage where the laundered funds are reintroduced into the legitimate economy.

• Example: A criminal...read more
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Q1. Y banking is necessary
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Q1. Self introduction
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Q1. Self introduction
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Q1. Tell me something about yourself
Ans. My name is Sandeep Kuma I am 20 year old about my qualification I have done b.sc from Kanpur University about my work experience I have one year of experience in Indian Bank
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Q2. How many members in your family
Ans. My family contest of 9 member my father is a farmer and my mother is a housewife
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Q3. Why did you resign from your previous job
Ans. My last company was good but I did not get any career growth in my previous organisation in my past year I resigned from my previous company because I am looking for a better operating where I can grow professionally and financially thank you
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Q4. What is the difference between confidence and overconfidence
Ans. Confidence:- जो काम आप को दिया गया है उस काम के बारे में आप सूझबूझ कर उस काम को पूरा करने की जिम्मेदारी लेते है Overconfidence :- जो काम आप को दिया गया है उस काम के बारे में बिना सोचे समझे बोल देना कि मैं इस काम को कर सकता हूं
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Q5. Tell me something about Our company
Ans. Your company is the growth of HDFC Bank India's number one company
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Q6. Why do you want to work at our company
Ans. My company is Indian Bank CAPC work and computer assistant
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Q7. Can you work under processure
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Q8. Why should I hire you
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Q9. Have you been absent from work more than a few day in any previous position
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Q1. What are the golden rules of accounting
Ans. 
The golden rules of accounting are basic principles that guide the process of recording financial transactions.
• The golden rules include the principles of Debit and Credit, which are the foundation of double-entry accounting.

• Debit what comes in, Credit what goes out.

• Debit the receiver, Credit the giver.

• Debit expenses and losses, Credit income and gains.

• These rules ensure that the accounting equation (Assets = Liabilitie...read more
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Q2. What do u know about order to cash
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Q1. Personal information
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Q2. Banking related questions account related
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Q1. What can improve bank
Ans. 
Improving customer experience, embracing technology, and enhancing security can improve banks.
• Improving customer experience through personalized services and efficient complaint resolution.

• Embracing technology such as mobile banking, online banking, and AI-powered chatbots.

• Enhancing security through multi-factor authentication, fraud detection, and cybersecurity measures.

• Offering competitive interest rates and fees to ...read more
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Q2. What helpful bank in profit
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A helpful bank in profit is one that provides excellent customer service, innovative products, and efficient operations.
• Offering competitive interest rates and fees

• Providing personalized financial advice and support

• Investing in technology to streamline processes and improve customer experience

• Developing new products and services to meet changing customer needs

• Maintaining strong relationships with customers and the comm...read more
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Q3. What is ur education
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