i
L&T
Finance
Filter interviews by
Microfinance provides financial services to low-income individuals or those without access to traditional banking.
Microfinance includes small loans, savings accounts, and insurance products.
It aims to empower entrepreneurs, especially women, by providing capital to start or grow businesses.
Grameen Bank in Bangladesh is a pioneer in microfinance, offering small loans to the poor.
Microfinance institutions (MFIs) oft...
I have extensive market knowledge through analysis, research, and practical experience in risk management across various sectors.
Conducted market analysis to identify trends and risks in financial sectors, leading to informed decision-making.
Utilized financial modeling techniques to assess potential market impacts on investment portfolios.
Regularly monitored economic indicators and their implications on market vol...
I have extensive experience in collections, focusing on effective communication and negotiation to recover outstanding debts.
Managed a portfolio of over 200 accounts, achieving a 90% recovery rate within 60 days.
Utilized CRM software to track interactions and follow-ups, ensuring timely communication with clients.
Developed tailored payment plans for clients facing financial difficulties, resulting in a 30% increas...
A diverse hiring strategy combines internal, external, and digital sources for optimal talent acquisition.
Internal Referrals: Encourage current employees to refer candidates, leveraging their networks.
Job Boards: Utilize popular job boards like Indeed or LinkedIn to reach a wider audience.
Social Media: Engage potential candidates through platforms like LinkedIn, Facebook, and Twitter.
Recruitment Agencies: Partner ...
I utilize various tools like surveys, recognition programs, and career development plans to enhance employee retention.
Conduct regular employee engagement surveys to gather feedback and identify areas for improvement.
Implement recognition programs that celebrate employee achievements, such as 'Employee of the Month' awards.
Develop personalized career development plans to help employees achieve their professional g...
In this context, 'the collection' refers to the process of gathering outstanding debts owed to a company or organization.
It involves contacting debtors to remind them of their obligations.
Collection can include various methods such as phone calls, letters, or legal action.
For example, a collection officer may negotiate payment plans with clients.
The goal is to recover funds while maintaining a positive relationshi...
To check eligibility, I assess criteria, gather documentation, and analyze financial data to ensure compliance with requirements.
Identify eligibility criteria: Understand the specific requirements for the role or project, such as qualifications and experience.
Gather necessary documentation: Collect financial statements, tax returns, and other relevant documents to verify eligibility.
Analyze financial data: Review ...
I approach critical problems with a structured method, focusing on analysis, collaboration, and strategic implementation.
Identify the root cause: Conduct thorough analysis to understand the underlying issue. For example, in a project delay, analyze timelines and resources.
Engage stakeholders: Collaborate with team members and stakeholders to gather diverse perspectives. For instance, hold brainstorming sessions to...
Sharing a loan involves distributing the financial responsibility among multiple parties, ensuring mutual benefit and risk management.
Identify potential co-borrowers who have a good credit history.
Discuss the loan terms and conditions with all parties involved.
Create a clear agreement outlining each party's responsibilities.
Example: A family member can co-sign a mortgage to help secure better rates.
Consider using ...
OOP in Java is a programming paradigm that uses objects to design applications. Encapsulation is the bundling of data and methods, while polymorphism allows objects to be treated as instances of their parent class.
OOP in Java focuses on creating objects that interact with each other to design applications
Encapsulation in Java involves bundling data (variables) and methods (functions) within a class to restrict acc...
1. Prime Factors Operations
You are given an integer n. In one operation, you can do the following
• Pick a number P such that P is prime and n is divisble by P. Assign P
Find the maximum number of operations you can perform.
Function description
Complete the primeGame function in the editor below. It has the following param
Name
Type
Description
INTEGER
The given integer n.
n
Return
The function must return an INTEGER denoting the maximum operations you can perform.
Constraints
• 1 ≤ n ≤ 10^9
Input format for debugging
• The first line contains an integer, n, denoting the initial value of n. desc
OOP in Java is a programming paradigm that uses objects to design applications. Encapsulation is the bundling of data and methods, while polymorphism allows objects to be treated as instances of their parent class.
OOP in Java focuses on creating objects that interact with each other to design applications
Encapsulation in Java involves bundling data (variables) and methods (functions) within a class to restrict access f...
Wrapper classes in Java are classes that allow primitive data types to be used as objects.
Wrapper classes provide a way to convert primitive data types into objects.
They are used when an object is required, such as in collections like ArrayList.
Examples include Integer for int, Double for double, Boolean for boolean, etc.
To rotate an array to the left, shift all elements to the left by one position and move the first element to the end.
Create a temporary variable to store the first element of the array.
Shift all elements to the left by one position.
Assign the temporary variable value to the last element of the array.
I have completed projects in renewable energy and automation systems. I have also interned at a manufacturing company and a research institute.
Completed a project on designing a solar-powered irrigation system for a rural community
Completed a project on developing an automated warehouse management system using RFID technology
Interned at a manufacturing company where I worked on optimizing production processes
Interned a...
ArrayList is a dynamic array in Java that can grow or shrink in size, while an array has a fixed size.
ArrayList can dynamically resize itself, while array has a fixed size.
ArrayList is a class in Java, while array is a basic data structure.
ArrayList provides methods to add, remove, and access elements easily, while array requires manual manipulation.
Example: ArrayList<String> list = new ArrayList<>(); Strin...
A knockout tournament matrix organizes matches in a structured format, showing progression to the final round.
Each match eliminates one participant, progressing winners to the next round.
For 8 teams, the first round has 4 matches, leading to 4 winners.
The final round has 2 teams competing for the championship.
Example: In a 16-team tournament, the rounds are 16 -> 8 -> 4 -> 2 -> 1.
I applied via Campus Placement and was interviewed in Nov 2024. There were 3 interview rounds.
It is an on-campus interview where the first round primarily focused on computer science fundamentals through multiple-choice questions and basic aptitude, lasting one hour. This was followed by two coding problems of easy to medium difficulty, and they will filter the candidates to the top 20 or 30 for the next round.
I appeared for an interview in Dec 2024.
I have 3 years of experience working in customer service roles, including handling branch support inquiries.
Worked as a customer service representative for a banking institution
Handled branch support inquiries and resolved customer issues
Assisted customers with account management and transactions
Collaborated with branch managers to ensure smooth operations
My family background is diverse and supportive, with members from various professions and backgrounds.
My family consists of members from different professions such as doctors, engineers, teachers, and business owners.
We come from diverse cultural backgrounds, including Indian, Chinese, and American.
My family has always been supportive of my career choices and encouraged me to pursue my goals.
I have learned valuable lif...
I have extensive experience with telephone interviews, including conducting them as an interviewer and participating as an interviewee.
Conducted telephone interviews as an interviewer for screening candidates
Participated in telephone interviews as an interviewee for job opportunities
Used effective communication skills to convey information clearly over the phone
Prepared in advance by researching the company and role be...
I applied via Referral and was interviewed in Dec 2024. There were 2 interview rounds.
Tell me about revolution in indian banking sector
I want to join L&T Finance because of its strong reputation in the finance industry and the opportunities for growth and development.
Strong reputation in the finance industry
Opportunities for growth and development
Exciting challenges and projects to work on
Desire to learn from experienced professionals
Passion for finance and investment
To become a successful leader in the industry by continuously learning and growing, eventually reaching a senior management position.
Continuously seek opportunities for professional development and growth
Set specific career milestones and work towards achieving them
Build strong relationships with mentors and industry leaders
Stay updated on industry trends and developments
Eventually aim for a senior management position ...
My strengths include strong analytical skills, effective communication, and adaptability, which help me excel in team environments.
Analytical Skills: I excel at breaking down complex problems into manageable parts, as demonstrated when I improved a process by 30% through data analysis.
Effective Communication: I can convey ideas clearly, which was crucial during a project presentation that secured buy-in from stakeholde...
I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.
Coding test in either Python, Java, or C.
I have worked on various projects including a web development project for a local business and a data analysis project for a research study.
Developed a website for a local business to improve their online presence and increase customer engagement
Conducted data analysis for a research study to identify trends and patterns in the collected data
Collaborated with team members to design and implement solutions for project g...
I appeared for an interview in May 2025, where I was asked the following questions.
I have extensive market knowledge through analysis, research, and practical experience in risk management across various sectors.
Conducted market analysis to identify trends and risks in financial sectors, leading to informed decision-making.
Utilized financial modeling techniques to assess potential market impacts on investment portfolios.
Regularly monitored economic indicators and their implications on market volatili...
I can enhance risk management strategies, improve compliance, and foster a culture of safety and accountability within the organization.
Implement advanced risk assessment tools to identify potential threats early, reducing financial losses.
Develop and lead training programs for staff on risk awareness and mitigation strategies, enhancing overall company resilience.
Establish a robust reporting system for risk incidents,...
I appeared for an interview in Apr 2025, where I was asked the following questions.
I appeared for an interview in May 2025, where I was asked the following questions.
HR is a strategic partner in managing workforce, fostering culture, and ensuring compliance while enhancing employee engagement and performance.
HR manages recruitment processes, ensuring the right talent is hired for the organization.
HR develops training programs to enhance employee skills, such as leadership workshops.
HR handles employee relations, mediating conflicts and promoting a positive workplace culture.
HR ensu...
I chose HR to foster a positive workplace culture and support employee growth, aligning talent with organizational goals.
Passion for people: I enjoy helping individuals reach their potential, as seen when I mentored new hires in my previous role.
Strategic impact: HR plays a crucial role in shaping company culture; I led initiatives that improved employee engagement by 30%.
Conflict resolution: I thrive in mediating disp...
I appeared for an interview in Apr 2025, where I was asked the following questions.
I appeared for an interview in Apr 2025, where I was asked the following questions.
In my previous role, I led a team to enhance operational efficiency and drive strategic initiatives across multiple departments.
Managed a team of 15, focusing on professional development and performance metrics.
Implemented a new project management system that reduced project delivery time by 20%.
Collaborated with cross-functional teams to streamline processes, resulting in a 15% cost reduction.
Conducted quarterly revie...
Top trending discussions
The duration of L&T Finance interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 239 interview experiences
Difficulty level
Duration
based on 3.9k reviews
Rating in categories
Senior Manager
413
salaries
| ₹14 L/yr - ₹24.1 L/yr |
Area Sales Manager
396
salaries
| ₹5.8 L/yr - ₹12 L/yr |
Manager
360
salaries
| ₹8.4 L/yr - ₹15 L/yr |
Area Collection Manager
353
salaries
| ₹4.7 L/yr - ₹10.7 L/yr |
Sales Officer
327
salaries
| ₹1.5 L/yr - ₹4.2 L/yr |
Shriram Finance
Muthoot Fincorp
IIFL Finance
Muthoot Finance