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L&T Finance Interview Questions and Answers

Updated 4 Jul 2025
Popular Designations

56 Interview questions

A Branch process manager was asked 3w ago
Q. What do you know about microfinance?
Ans. 

Microfinance provides financial services to low-income individuals or those without access to traditional banking.

  • Microfinance includes small loans, savings accounts, and insurance products.

  • It aims to empower entrepreneurs, especially women, by providing capital to start or grow businesses.

  • Grameen Bank in Bangladesh is a pioneer in microfinance, offering small loans to the poor.

  • Microfinance institutions (MFIs) oft...

A Cluster Risk Manager was asked 3w ago
Q. What is your exposure to market knowledge?
Ans. 

I have extensive market knowledge through analysis, research, and practical experience in risk management across various sectors.

  • Conducted market analysis to identify trends and risks in financial sectors, leading to informed decision-making.

  • Utilized financial modeling techniques to assess potential market impacts on investment portfolios.

  • Regularly monitored economic indicators and their implications on market vol...

View all Cluster Risk Manager interview questions
A Collection Officer was asked 4w ago
Q. What is your experience with collections?
Ans. 

I have extensive experience in collections, focusing on effective communication and negotiation to recover outstanding debts.

  • Managed a portfolio of over 200 accounts, achieving a 90% recovery rate within 60 days.

  • Utilized CRM software to track interactions and follow-ups, ensuring timely communication with clients.

  • Developed tailored payment plans for clients facing financial difficulties, resulting in a 30% increas...

View all Collection Officer interview questions
A Human Resources Business Partner was asked 1mo ago
Q. What mix of sources should be utilized for hiring?
Ans. 

A diverse hiring strategy combines internal, external, and digital sources for optimal talent acquisition.

  • Internal Referrals: Encourage current employees to refer candidates, leveraging their networks.

  • Job Boards: Utilize popular job boards like Indeed or LinkedIn to reach a wider audience.

  • Social Media: Engage potential candidates through platforms like LinkedIn, Facebook, and Twitter.

  • Recruitment Agencies: Partner ...

View all Human Resources Business Partner interview questions
A Human Resources Business Partner was asked 1mo ago
Q. What tools have you used for employee retention?
Ans. 

I utilize various tools like surveys, recognition programs, and career development plans to enhance employee retention.

  • Conduct regular employee engagement surveys to gather feedback and identify areas for improvement.

  • Implement recognition programs that celebrate employee achievements, such as 'Employee of the Month' awards.

  • Develop personalized career development plans to help employees achieve their professional g...

View all Human Resources Business Partner interview questions
A Collection Officer was asked 1mo ago
Q. What does "the collection" refer to in this context?
Ans. 

In this context, 'the collection' refers to the process of gathering outstanding debts owed to a company or organization.

  • It involves contacting debtors to remind them of their obligations.

  • Collection can include various methods such as phone calls, letters, or legal action.

  • For example, a collection officer may negotiate payment plans with clients.

  • The goal is to recover funds while maintaining a positive relationshi...

View all Collection Officer interview questions
A Finance Manager was asked 3mo ago
Q. How do you check eligibility?
Ans. 

To check eligibility, I assess criteria, gather documentation, and analyze financial data to ensure compliance with requirements.

  • Identify eligibility criteria: Understand the specific requirements for the role or project, such as qualifications and experience.

  • Gather necessary documentation: Collect financial statements, tax returns, and other relevant documents to verify eligibility.

  • Analyze financial data: Review ...

View all Finance Manager interview questions
Are these interview questions helpful?
A State Head was asked 3mo ago
Q. How do you solve critical problems?
Ans. 

I approach critical problems with a structured method, focusing on analysis, collaboration, and strategic implementation.

  • Identify the root cause: Conduct thorough analysis to understand the underlying issue. For example, in a project delay, analyze timelines and resources.

  • Engage stakeholders: Collaborate with team members and stakeholders to gather diverse perspectives. For instance, hold brainstorming sessions to...

View all State Head interview questions
A Sales Officer was asked 3mo ago
Q. How would you describe the loan process to a client?
Ans. 

Sharing a loan involves distributing the financial responsibility among multiple parties, ensuring mutual benefit and risk management.

  • Identify potential co-borrowers who have a good credit history.

  • Discuss the loan terms and conditions with all parties involved.

  • Create a clear agreement outlining each party's responsibilities.

  • Example: A family member can co-sign a mortgage to help secure better rates.

  • Consider using ...

View all Sales Officer interview questions
A Graduate Engineer Trainee (Get) was asked 6mo ago
Q. What is Object-Oriented Programming (OOP) in Java, and can you explain concepts such as encapsulation and polymorphism with examples?
Ans. 

OOP in Java is a programming paradigm that uses objects to design applications. Encapsulation is the bundling of data and methods, while polymorphism allows objects to be treated as instances of their parent class.

  • OOP in Java focuses on creating objects that interact with each other to design applications

  • Encapsulation in Java involves bundling data (variables) and methods (functions) within a class to restrict acc...

View all Graduate Engineer Trainee (Get) interview questions

L&T Finance Interview Experiences

180 interviews found

Interview experience
4
Good
Difficulty level
Easy
Process Duration
-
Result
Not Selected
Round 1 - Coding Test 

1. Prime Factors Operations

You are given an integer n. In one operation, you can do the following

• Pick a number P such that P is prime and n is divisble by P. Assign P

Find the maximum number of operations you can perform.

Function description

Complete the primeGame function in the editor below. It has the following param

Name

Type

Description

INTEGER

The given integer n.

n

Return

The function must return an INTEGER denoting the maximum operations you can perform.

Constraints

• 1 ≤ n ≤ 10^9

Input format for debugging

• The first line contains an integer, n, denoting the initial value of n. desc

Round 2 - Technical 

(5 Questions)

  • Q1. What is Object-Oriented Programming (OOP) in Java, and can you explain concepts such as encapsulation and polymorphism with examples?
  • Ans. 

    OOP in Java is a programming paradigm that uses objects to design applications. Encapsulation is the bundling of data and methods, while polymorphism allows objects to be treated as instances of their parent class.

    • OOP in Java focuses on creating objects that interact with each other to design applications

    • Encapsulation in Java involves bundling data (variables) and methods (functions) within a class to restrict access f...

  • Answered by AI
  • Q2. What are wrapper classes in Java, and what is their purpose?
  • Ans. 

    Wrapper classes in Java are classes that allow primitive data types to be used as objects.

    • Wrapper classes provide a way to convert primitive data types into objects.

    • They are used when an object is required, such as in collections like ArrayList.

    • Examples include Integer for int, Double for double, Boolean for boolean, etc.

  • Answered by AI
  • Q3. Given an array, how can it be rotated to the left?
  • Ans. 

    To rotate an array to the left, shift all elements to the left by one position and move the first element to the end.

    • Create a temporary variable to store the first element of the array.

    • Shift all elements to the left by one position.

    • Assign the temporary variable value to the last element of the array.

  • Answered by AI
  • Q4. Can you explain the projects you have completed and provide details about your internships?
  • Ans. 

    I have completed projects in renewable energy and automation systems. I have also interned at a manufacturing company and a research institute.

    • Completed a project on designing a solar-powered irrigation system for a rural community

    • Completed a project on developing an automated warehouse management system using RFID technology

    • Interned at a manufacturing company where I worked on optimizing production processes

    • Interned a...

  • Answered by AI
  • Q5. What is the difference between an ArrayList and an array in Java?
  • Ans. 

    ArrayList is a dynamic array in Java that can grow or shrink in size, while an array has a fixed size.

    • ArrayList can dynamically resize itself, while array has a fixed size.

    • ArrayList is a class in Java, while array is a basic data structure.

    • ArrayList provides methods to add, remove, and access elements easily, while array requires manual manipulation.

    • Example: ArrayList<String> list = new ArrayList<>(); Strin...

  • Answered by AI

Data Analyst Interview Questions & Answers

user image Anonymous

posted on 8 Dec 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. It was more related to my projects
  • Q2. Asked questions on PCA,KNN and Elbow method .
Round 2 - Technical 

(2 Questions)

  • Q1. Asked SVM and Logistic regression, their applications and real life uses
  • Q2. Matrix formation of a knockout Tournament
  • Ans. 

    A knockout tournament matrix organizes matches in a structured format, showing progression to the final round.

    • Each match eliminates one participant, progressing winners to the next round.

    • For 8 teams, the first round has 4 matches, leading to 4 winners.

    • The final round has 2 teams competing for the championship.

    • Example: In a 16-team tournament, the rounds are 16 -> 8 -> 4 -> 2 -> 1.

  • Answered by AI

QA Engineer Interview Questions & Answers

user image Anonymous

posted on 16 Dec 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Campus Placement and was interviewed in Nov 2024. There were 3 interview rounds.

Round 1 - Coding Test 

It is an on-campus interview where the first round primarily focused on computer science fundamentals through multiple-choice questions and basic aptitude, lasting one hour. This was followed by two coding problems of easy to medium difficulty, and they will filter the candidates to the top 20 or 30 for the next round.

Round 2 - Technical 

(2 Questions)

  • Q1. Based on resume what you mentioned
  • Q2. Python and sql questions
Round 3 - HR 

(1 Question)

  • Q1. Hr+techincal where you need to solve one medium level code provided by them

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are applying for a QA position, try to tailor your resume to the job description, prepare concepts relevant to that description, and practice Python coding questions along with SQL. This should be sufficient to succeed; focus on presenting impressive ideas and maintaining confidence.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is your previous work experience?
  • Ans. 

    I have 3 years of experience working in customer service roles, including handling branch support inquiries.

    • Worked as a customer service representative for a banking institution

    • Handled branch support inquiries and resolved customer issues

    • Assisted customers with account management and transactions

    • Collaborated with branch managers to ensure smooth operations

  • Answered by AI
  • Q2. What is your family background?
  • Ans. 

    My family background is diverse and supportive, with members from various professions and backgrounds.

    • My family consists of members from different professions such as doctors, engineers, teachers, and business owners.

    • We come from diverse cultural backgrounds, including Indian, Chinese, and American.

    • My family has always been supportive of my career choices and encouraged me to pursue my goals.

    • I have learned valuable lif...

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. What is your experience with telephone interviews?
  • Ans. 

    I have extensive experience with telephone interviews, including conducting them as an interviewer and participating as an interviewee.

    • Conducted telephone interviews as an interviewer for screening candidates

    • Participated in telephone interviews as an interviewee for job opportunities

    • Used effective communication skills to convey information clearly over the phone

    • Prepared in advance by researching the company and role be...

  • Answered by AI

Management Trainee Interview Questions & Answers

user image Athul Krishna

posted on 11 Jan 2025

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Not Selected

I applied via Referral and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

Tell me about revolution in indian banking sector

Round 2 - One-on-one 

(4 Questions)

  • Q1. Introduce yourself
  • Q2. Why you want to join l& t finance
  • Ans. 

    I want to join L&T Finance because of its strong reputation in the finance industry and the opportunities for growth and development.

    • Strong reputation in the finance industry

    • Opportunities for growth and development

    • Exciting challenges and projects to work on

    • Desire to learn from experienced professionals

    • Passion for finance and investment

  • Answered by AI
  • Q3. Your long term goal
  • Ans. 

    To become a successful leader in the industry by continuously learning and growing, eventually reaching a senior management position.

    • Continuously seek opportunities for professional development and growth

    • Set specific career milestones and work towards achieving them

    • Build strong relationships with mentors and industry leaders

    • Stay updated on industry trends and developments

    • Eventually aim for a senior management position ...

  • Answered by AI
  • Q4. What are your strengths
  • Ans. 

    My strengths include strong analytical skills, effective communication, and adaptability, which help me excel in team environments.

    • Analytical Skills: I excel at breaking down complex problems into manageable parts, as demonstrated when I improved a process by 30% through data analysis.

    • Effective Communication: I can convey ideas clearly, which was crucial during a project presentation that secured buy-in from stakeholde...

  • Answered by AI

Intern Interview Questions & Answers

user image Anonymous

posted on 24 Dec 2024

Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Coding Test 

Coding test in either Python, Java, or C.

Round 2 - Technical 

(1 Question)

  • Q1. Could you explain the projects listed on your resume?
  • Ans. 

    I have worked on various projects including a web development project for a local business and a data analysis project for a research study.

    • Developed a website for a local business to improve their online presence and increase customer engagement

    • Conducted data analysis for a research study to identify trends and patterns in the collected data

    • Collaborated with team members to design and implement solutions for project g...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in May 2025, where I was asked the following questions.

  • Q1. What is your exposure to market knowledge?
  • Ans. 

    I have extensive market knowledge through analysis, research, and practical experience in risk management across various sectors.

    • Conducted market analysis to identify trends and risks in financial sectors, leading to informed decision-making.

    • Utilized financial modeling techniques to assess potential market impacts on investment portfolios.

    • Regularly monitored economic indicators and their implications on market volatili...

  • Answered by AI
  • Q2. What benefits can I bring to the company if hired?
  • Ans. 

    I can enhance risk management strategies, improve compliance, and foster a culture of safety and accountability within the organization.

    • Implement advanced risk assessment tools to identify potential threats early, reducing financial losses.

    • Develop and lead training programs for staff on risk awareness and mitigation strategies, enhancing overall company resilience.

    • Establish a robust reporting system for risk incidents,...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Last location, currently working and notice period, then immediately join company on roll.
  • Q2. Working days, then company policies and working area kilometres, salary and incentive then working performance.

HR Executive Interview Questions & Answers

user image Solanki Karuna

posted on 2 Jun 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in May 2025, where I was asked the following questions.

  • Q1. What do u know about the HR
  • Ans. 

    HR is a strategic partner in managing workforce, fostering culture, and ensuring compliance while enhancing employee engagement and performance.

    • HR manages recruitment processes, ensuring the right talent is hired for the organization.

    • HR develops training programs to enhance employee skills, such as leadership workshops.

    • HR handles employee relations, mediating conflicts and promoting a positive workplace culture.

    • HR ensu...

  • Answered by AI
  • Q2. Why u are choose the HR
  • Ans. 

    I chose HR to foster a positive workplace culture and support employee growth, aligning talent with organizational goals.

    • Passion for people: I enjoy helping individuals reach their potential, as seen when I mentored new hires in my previous role.

    • Strategic impact: HR plays a crucial role in shaping company culture; I led initiatives that improved employee engagement by 30%.

    • Conflict resolution: I thrive in mediating disp...

  • Answered by AI

Data Analyst Interview Questions & Answers

user image Anonymous

posted on 7 May 2025

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Pythons, sql , pware bl , mashin learning depa learning,
  • Q2. Bachelor of commas

Interview Preparation Tips

Interview preparation tips for other job seekers - creting is LinkedIn propel
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Past Job role
  • Ans. 

    In my previous role, I led a team to enhance operational efficiency and drive strategic initiatives across multiple departments.

    • Managed a team of 15, focusing on professional development and performance metrics.

    • Implemented a new project management system that reduced project delivery time by 20%.

    • Collaborated with cross-functional teams to streamline processes, resulting in a 15% cost reduction.

    • Conducted quarterly revie...

  • Answered by AI
  • Q2. Asset related questions
  • Q3. Network and channel relationship

Interview Preparation Tips

Interview preparation tips for other job seekers - Think twice before you join

Top trending discussions

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Interview Tips & Stories
4d (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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L&T Finance Interview FAQs

How many rounds are there in L&T Finance interview?
L&T Finance interview process usually has 1-2 rounds. The most common rounds in the L&T Finance interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for L&T Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at L&T Finance. The most common topics and skills that interviewers at L&T Finance expect are Team Management, Compliance, Operations, Export Documentation and Banking Operations.
What are the top questions asked in L&T Finance interview?

Some of the top questions asked at the L&T Finance interview -

  1. What is the past handled Buc...read more
  2. What is important to increase the busines...read more
  3. What is Object-Oriented Programming (OOP) in Java, and can you explain concepts...read more
What are the most common questions asked in L&T Finance HR round?

The most common HR questions asked in L&T Finance interview are -

  1. What is your family backgrou...read more
  2. What are your salary expectatio...read more
  3. What are your strengths and weakness...read more
How long is the L&T Finance interview process?

The duration of L&T Finance interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.2/5

based on 239 interview experiences

Difficulty level

Easy 49%
Moderate 46%
Hard 5%

Duration

Less than 2 weeks 78%
2-4 weeks 17%
4-6 weeks 1%
More than 8 weeks 3%
View more

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L&T Finance Reviews and Ratings

based on 3.9k reviews

3.9/5

Rating in categories

3.7

Skill development

3.6

Work-life balance

3.9

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3.7

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3.6

Company culture

3.4

Promotions

3.6

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