Cuemath Interview Questions and Answers

Bank products are financial services offered by banks to customers, such as savings accounts, loans, credit cards, and investment options.

• Savings accounts: Allow customers to earn interest on their deposits

• Loans: Provide funds to customers for various purposes, such as buying a home or car

• Credit cards: Allow customers to make purchases on credit and build their credit history

• Investment options: Offer customers the opportunity to grow their wealth through various investment ve...read more

Baking asset and liability products involves managing the balance between the bank's assets and liabilities to ensure profitability and stability.

• Balancing the bank's assets and liabilities to minimize risk

• Offering products such as loans (assets) and deposits (liabilities)

• Monitoring interest rates and market conditions to adjust product offerings

• Analyzing customer needs and market trends to develop new products

• Ensuring compliance with regulations and internal policies

The major pillars of banking include deposits, loans, and investments.

• Deposits: Banks accept deposits from customers, which they can use to lend out or invest.

• Loans: Banks provide loans to individuals and businesses, charging interest on the amount borrowed.

• Investments: Banks invest in various financial instruments to generate returns for themselves and their customers.

Repo rate is the rate at which the central bank of a country lends money to commercial banks. Reverse repo rate is the rate at which the central bank borrows money from commercial banks.

• Repo rate is used by central banks to control inflation and liquidity in the economy.

• Reverse repo rate is used to absorb excess liquidity in the market.

• Changes in repo rate affect the cost of borrowing for banks and ultimately influence interest rates in the economy.

• For example, if the central...read more

SLR stands for Straight Line Rent and CLR stands for Current Lease Revenue.

• SLR is a method used in real estate to calculate rent based on a fixed rate over a period of time.

• CLR refers to the revenue generated from existing leases in a given period.

• SLR is commonly used in commercial real estate leases.

• CLR is an important metric for evaluating the financial performance of a real estate portfolio.