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KapitalTech Interview Questions and Answers

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Analyst Interview Questions & Answers

ICRA user image Anonymous

posted on 10 May 2021

I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Written test focused on financial analysis of a company
  • Q2. How do you perform credit analysis ?
  • Ans. 

    Credit analysis involves evaluating the creditworthiness of a borrower to determine the likelihood of repayment.

    • Gather financial information about the borrower, including income, assets, and liabilities

    • Assess the borrower's credit history and credit score

    • Analyze the borrower's debt-to-income ratio and other financial ratios

    • Consider external factors such as economic conditions and industry trends

    • Make a recommendation on...

  • Answered by AI
  • Q3. What are the key parameters by which you will assess the business risk of a company?
  • Ans. 

    Assessing business risk involves evaluating various parameters.

    • Financial stability and performance

    • Market competition and trends

    • Regulatory compliance and legal issues

    • Management team and corporate governance

    • Industry and macroeconomic factors

    • Brand reputation and customer satisfaction

    • Supply chain and operational risks

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with ratios used to analyze a company's financial health, especially leverage ratios, how to calculate ROCE, cash flow analysis.

I applied via Naukri.com and was interviewed in Jan 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. They had some PI test (Personality test) followed by Aptitude test which comprised of basic math questions, logic, and AML related questions. If you pass the tests, you are qualified for the personal inter...

Interview Preparation Tips

Interview preparation tips for other job seekers - read related to the job profile and your work ex- AML

I applied via Walk-in and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. I ask about the work process which location and company policy salary and incentives

Interview Preparation Tips

Interview preparation tips for other job seekers - 1st I introduce about my self and before worked companys name.Then interviewer wanted test about my knowledge and communication skills and also asked my past work experience and work process and my studies I and that all questions.

I applied via Indeed and was interviewed in Dec 2018. There were 6 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Taxation in mutual fund in equity fund and debt Fund .short term as well as for long term
  • Ans. 

    Taxation in mutual funds varies for equity and debt funds, and for short and long term investments.

    • Equity funds held for more than a year are taxed at 10% on gains above Rs. 1 lakh

    • Short-term gains in equity funds are taxed at 15%

    • Debt funds held for less than 3 years are taxed as per the investor's income tax slab

    • Long-term gains in debt funds are taxed at 20% with indexation benefit

    • Dividends from mutual funds are tax-fr

  • Answered by AI
  • Q2. Sip, stp, swp, AIF etc
  • Q3. Situation basis questions like how will give advice client to client

Interview Preparation Tips

Round: Resume Shortlist
Experience: Experience in Mutual fund industry more than 1 year

General Tips: This start up company , they need people who self start and easy going people.
Skills: Communication, Problem Solving
Duration: <1 week

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Normal questions were asked by HR team like tell me about yourself.
  • Q2. What qualities require for sales?
  • Ans. 

    Salespeople require qualities such as communication skills, persistence, adaptability, and product knowledge.

    • Excellent communication skills to build relationships with clients

    • Persistence to follow up with leads and close deals

    • Adaptability to changing market trends and customer needs

    • Product knowledge to effectively pitch and answer questions

    • Confidence and charisma to persuade potential customers

    • Time management and organ...

  • Answered by AI
  • Q3. They check my confidence by saying this is not lead generation process,its end to end sale how you will manage?
  • Q4. What is insurance?
  • Ans. 

    Insurance is a contract between an individual and an insurance company to protect against financial loss.

    • Insurance provides financial protection against unexpected events such as accidents, illnesses, and natural disasters.

    • The individual pays a premium to the insurance company in exchange for coverage.

    • The insurance company assumes the risk of financial loss and pays out claims when necessary.

    • Types of insurance include ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just go through insurance basic

I applied via Company Website and was interviewed in Nov 2021. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. General questions about past experiences, the skills i gathered and salary negotiation part ( Virtual interview )
Round 2 - Technical 

(1 Question)

  • Q1. Interview with VP sales ( Virtual Interview)
Round 3 - Technical 

(1 Question)

  • Q1. Interview with Senior VP about general understanding of finances

Interview Preparation Tips

Interview preparation tips for other job seekers - If you know what you are doing, what role you have applied and you are confident about yourself, then trust me you will have a chance to open up about yourself.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Why data analysis and data science
  • Ans. 

    Data analysis and data science are crucial for extracting valuable insights from large datasets to drive informed decision-making.

    • Data analysis and data science help in uncovering patterns and trends within data.

    • They enable businesses to make data-driven decisions for improved efficiency and effectiveness.

    • These fields also play a vital role in predictive analytics and forecasting.

    • Examples include using machine learning...

  • Answered by AI
  • Q2. Why pgdm in business analytics
  • Ans. 

    PGDM in Business Analytics provides specialized knowledge and skills for analyzing data to drive business decisions.

    • Specialized curriculum focusing on data analysis techniques and tools

    • Hands-on experience with real-world data sets

    • Opportunities for networking with industry professionals

    • Career advancement in the field of business analytics

  • Answered by AI

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed before Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Assignment 

Assignment on multiple topic

Round 3 - One-on-one 

(2 Questions)

  • Q1. One on one round discussion
  • Q2. Area of interest related question
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me about your work and process?
  • Q2. If work is offer to you, what will you do,?

Interview Preparation Tips

Interview preparation tips for other job seekers - Enjoy your work and confident your work and process and environment
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Tds section, companies act, finance
Round 2 - Aptitude Test 

Logical reasoning, English, maths

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KapitalTech Interview FAQs

How to prepare for KapitalTech interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at KapitalTech. The most common topics and skills that interviewers at KapitalTech expect are Gold Loan, Management, NBFC, Sales and Banking.

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KapitalTech Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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KapitalTech Reviews and Ratings

based on 74 reviews

4.0/5

Rating in categories

3.7

Skill development

3.9

Work-life balance

3.5

Salary

3.7

Job security

4.1

Company culture

3.4

Promotions

3.9

Work satisfaction

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