IDBI Bank Junior Assistant Interview Questions and Answers

My native place is a small town located in the foothills of the Himalayas.

• It is known for its scenic beauty and pleasant weather.

• The town has a rich cultural heritage and is famous for its traditional handicrafts.

• The local cuisine is a blend of North Indian and Tibetan flavors.

• The town is surrounded by lush green forests and is a popular destination for trekking and camping.

• The people are friendly and welcoming, and th

Bangalore is a bustling city in southern India known for its pleasant climate, vibrant culture, and booming IT industry.

• Bangalore is the capital city of the Indian state of Karnataka.

• It is also known as the 'Silicon Valley of India' due to its thriving IT industry.

• The city is home to several prestigious educational institutions, including the Indian Institute of Science and the Indian Institute of Management.

• Bangalore ...read more

ATMs are important for convenient access to cash and banking services.

• ATMs provide 24/7 access to cash and banking services

• ATMs reduce the need for physical bank visits

• ATMs are available in remote areas where banks may not have a presence

• ATMs allow for quick and easy cash withdrawals and deposits

• ATMs can also be used for other services like bill payments and account inquiries

Banking is the business activity of accepting and safeguarding money owned by other individuals and entities.

• Banks accept deposits from customers and use those funds to make loans to other customers.

• They also offer various financial services such as credit cards, investment products, and insurance.

• Banks play a crucial role in the economy by facilitating the flow of money and credit.

• They are regulated by government agen...read more

NEFT, RTGS, and Internet Banking are electronic payment systems used for transferring funds between bank accounts.

• NEFT stands for National Electronic Funds Transfer and is used for transferring funds up to Rs. 2 lakhs.

• RTGS stands for Real Time Gross Settlement and is used for transferring funds above Rs. 2 lakhs.

• Internet Banking is a service provided by banks that allows customers to access their accounts and perform t...read more